HALYK 2026-03-31 Q1

Status: OK — incomplete — unset metrics listed below; Currency: KZT; Amounts unit: millions; Forms: ✓ ✓ —

Report published: Not stored for this period — set financial_report_date on the row (EDGAR filingDate, KASE change_date, or manual_catalog).

PDF (local):

/home/ubuntu/projects/frontier/data/raw_pdfs/HALYK/2026-03-31_Q1_hsbk-1q-2026-consolidated-financial-results-press-release-pd.pdf

To recalculate statement detection and previews from the PDF, use this link The default link runs in the background: a status panel shows phase, elapsed time, rough ETA, CUDA vs CPU, and OOM hints, then loads the finished report. Heavy mode with refresh does this automatically so reverse proxies do not return 502. Add &sync=1 only for one long blocking request (not recommended). You can use ?refresh=1, ?recalc=1, ?nocache=1, or ?recompute=1 on the URL. (block in the browser until done: synchronous refresh)

Metric mapping (value → extracted evidence)

Metric values use dashboard units where applicable; evidence is the stored snippet from the PDF text layer or OCR used during extraction.

Metric	Value	Evidence / page extract
Revenue	319 500	Row: revenue (mln KZT, batch apply) · dashboard=319,500.000 mln — [DeepSeek] revenue (mln KZT, batch apply)
Operating profit	—	—
D&A	—	Row: nullified bank D&A garbage (>1e9) — [manual] nullified bank D&A garbage (>1e9)
EBITDA	—	—
Net profit	234 808	Row: net_profit (mln KZT, batch apply) · dashboard=234,808.000 mln — [DeepSeek] net_profit (mln KZT, batch apply)
Cash	—	—
Debt short	27 147.7	Row: Gross Loans; 13,725.4; 13,876.0; 13,887.1 · dashboard=27,147.700 mln · pages 1 — [BS page 1] Gross Loans \| 13,725.4 \| 13,876.0 \| 13,887.1 \| 13,413.0 \| 13,995.9 \| 13,454.8; Net loans Net Loans \| 13,091.5 \| 13,242.0 \| 13,26 …
Debt long	0	Row: not found · dashboard=0.000 mln · pages 1 — [BS page 1] not found
Net debt	27 147.7	Components: short debt 27 147.7 + long debt 0 + other financial liab. 0 + NCI 0 − cash 0 = net debt 27 147.7.Row: debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (from row components) · dashboard=27,147.700 mln — debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (from row components)
Operating CF	—	—
Investing CF	—	—
Assets	21 195 608	Row: total_assets (mln KZT, batch apply) · dashboard=21,195,608.000 mln — [DeepSeek] total_assets (mln KZT, batch apply)
Equity	3 740 942	Row: total_equity (mln KZT, batch apply) · dashboard=3,740,942.000 mln — [DeepSeek] total_equity (mln KZT, batch apply)

Statement pages (discovery)

Statement previews & reconstructed tables

Form	Pages
P&L	1
BS	1
CF	—

Highlights Yellow row = matched stored evidence label; orange cell = exact number used for that metric (hover row for details). Revenue Operating profit D&A EBITDA Net profit cash debt_short debt_long Assets Equity Operating CF Investing CF

Green / amber / red bars on the label column mark subtotal rows where summed detail lines match the reported total (heuristic). The table under each reconstructed grid lists every check (Σ detail vs reported, status).

P&L

Metric	Value
Revenue	319 500
Operating profit	—
EBITDA	—
Net profit	234 808
D&A	—

P&L — PDF page 1

Camelot table (pages 1, primary page 1).

#	Joined label	Line item	Average (1)	15 May 2026	2026	Min	Average + → STD(2)	Average - → STD(2)
0	Please see important disclosure below	Please see important disclosure below
1	Number of observations 3	Number of observations	3
2	Date of publication 15 May 2026	Date of publication		15 May 2026
3	Average + Average -						Average +	Average -
4	Average (1) Median Max Min		Average (1)	Median	Max	Min
5	STD(2) STD(2)						STD(2)	STD(2)
6	Income statement for 1Q 2026	Income statement			for 1Q 2026
7	Interest income 716.1 718.0 720.1 710.0 721.4 710.7	Interest income	716.1	718.0	720.1	710.0	721.4	710.7
8	Interest expense (396.6) (394.9) (403.7) (391.1) (390.2) (403.0)	Interest expense	(396.6)	(394.9)	(403.7)	(391.1)	(390.2)	(403.0)
9	Net interest income before impairement charge 319.5 323.1 329.0 306.4 331.2 307.8	Net interest income before impairement charge	319.5	323.1	329.0	306.4	331.2	307.8
10	Impairment charge (44.7) (48.3) (49.7) (36.2) (37.3) (52.1)	Impairment charge	(44.7)	(48.3)	(49.7)	(36.2)	(37.3)	(52.1)
11	Net fee and commission income Net fee and commission income1 35.7 36.5 36.6 34.0 37.1 34.2	Net fee and commission income Net fee and commission income1	35.7	36.5	36.6	34.0	37.1	34.2
12	Other non-interest income2 Other non-interest income2 98.5 88.7 137.8 69.2 133.9 63.2	Other non-interest income2 Other non-interest income2	98.5	88.7	137.8	69.2	133.9	63.2
13	Total operating expenses (77.6) (80.6) (82.2) (70.0) (71.0) (84.2)	Total operating expenses	(77.6)	(80.6)	(82.2)	(70.0)	(71.0)	(84.2)
14	Net income Net income 250.4 256.2 260.2 234.8 264.1 236.7	Net income Net income	250.4	256.2	260.2	234.8	264.1	236.7
15	Balance sheet 31 March 2026	Balance sheet			31 March 2026
16	Gross Loans 13,725.4 13,876.0 13,887.1 13,413.0 13,995.9 13,454.8	Gross Loans	13,725.4	13,876.0	13,887.1	13,413.0	13,995.9	13,454.8
17	Net loans Net Loans 13,091.5 13,242.0 13,260.6 12,771.9 13,368.5 12,814.6	Net loans Net Loans	13,091.5	13,242.0	13,260.6	12,771.9	13,368.5	12,814.6
18	Total assets Total Assets 21,141.3 21,117.5 21,267.9 21,038.5 21,257.9 21,024.7	Total assets Total Assets	21,141.3	21,117.5	21,267.9	21,038.5	21,257.9	21,024.7
19	Total Deposits 14,290.4 14,370.6 14,482.2 14,018.3 14,532.5 14,048.2	Total Deposits	14,290.4	14,370.6	14,482.2	14,018.3	14,532.5	14,048.2
20	Total equity Total Equity 3,748.9 3,750.9 3,760.6 3,735.1 3,761.7 3,736.0	Total equity Total Equity	3,748.9	3,750.9	3,760.6	3,735.1	3,761.7	3,736.0

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

Metric	Value
Cash	—
Debt Short	27 147.7
Debt Long	0
Assets	21 195 608
Equity	3 740 942
Net debt	27 147.7

BS — PDF page 1

Camelot table (pages 1, primary page 1).

#	Joined label	Line item	Average (1)	15 May 2026	2026	Min	Average + → STD(2)	Average - → STD(2)
0	Please see important disclosure below	Please see important disclosure below
1	Number of observations 3	Number of observations	3
2	Date of publication 15 May 2026	Date of publication		15 May 2026
3	Average + Average -						Average +	Average -
4	Average (1) Median Max Min		Average (1)	Median	Max	Min
5	STD(2) STD(2)						STD(2)	STD(2)
6	Income statement for 1Q 2026	Income statement			for 1Q 2026
7	Interest income 716.1 718.0 720.1 710.0 721.4 710.7	Interest income	716.1	718.0	720.1	710.0	721.4	710.7
8	Interest expense (396.6) (394.9) (403.7) (391.1) (390.2) (403.0)	Interest expense	(396.6)	(394.9)	(403.7)	(391.1)	(390.2)	(403.0)
9	Net interest income before impairement charge 319.5 323.1 329.0 306.4 331.2 307.8	Net interest income before impairement charge	319.5	323.1	329.0	306.4	331.2	307.8
10	Impairment charge (44.7) (48.3) (49.7) (36.2) (37.3) (52.1)	Impairment charge	(44.7)	(48.3)	(49.7)	(36.2)	(37.3)	(52.1)
11	Net fee and commission income Net fee and commission income1 35.7 36.5 36.6 34.0 37.1 34.2	Net fee and commission income Net fee and commission income1	35.7	36.5	36.6	34.0	37.1	34.2
12	Other non-interest income2 Other non-interest income2 98.5 88.7 137.8 69.2 133.9 63.2	Other non-interest income2 Other non-interest income2	98.5	88.7	137.8	69.2	133.9	63.2
13	Total operating expenses (77.6) (80.6) (82.2) (70.0) (71.0) (84.2)	Total operating expenses	(77.6)	(80.6)	(82.2)	(70.0)	(71.0)	(84.2)
14	Net income Net income 250.4 256.2 260.2 234.8 264.1 236.7	Net income Net income	250.4	256.2	260.2	234.8	264.1	236.7
15	Balance sheet 31 March 2026	Balance sheet			31 March 2026
16	Gross Loans 13,725.4 13,876.0 13,887.1 13,413.0 13,995.9 13,454.8	Gross Loans	13,725.4	13,876.0	13,887.1	13,413.0	13,995.9	13,454.8
17	Net loans Net Loans 13,091.5 13,242.0 13,260.6 12,771.9 13,368.5 12,814.6	Net loans Net Loans	13,091.5	13,242.0	13,260.6	12,771.9	13,368.5	12,814.6
18	Total assets Total Assets 21,141.3 21,117.5 21,267.9 21,038.5 21,257.9 21,024.7	Total assets Total Assets	21,141.3	21,117.5	21,267.9	21,038.5	21,257.9	21,024.7
19	Total Deposits 14,290.4 14,370.6 14,482.2 14,018.3 14,532.5 14,048.2	Total Deposits	14,290.4	14,370.6	14,482.2	14,018.3	14,532.5	14,048.2
20	Total equity Total Equity 3,748.9 3,750.9 3,760.6 3,735.1 3,761.7 3,736.0	Total equity Total Equity	3,748.9	3,750.9	3,760.6	3,735.1	3,761.7	3,736.0

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

✓	Balance sheet identity (A = L + E)	TA (21,195,608) ≈ TL (17,392,400) + TE (3,740,942); residual +62,266 within 1%.
✓	Net debt formula	net_debt 27,148 matches \|debt_short\|+\|debt_long\|+\|other\|+\|NCI\|−\|cash\| = 27,148.
⚠	Debt step-change vs prior period	Total interest-bearing debt fell 98% vs prior period (1,646,149 → 27,148). Financing cash flow not extracted — can't verify the move was real (could be an OCR miss of a major debt line).

HALYK 2026-03-31 Q1 — report review

Metric mapping (value → extracted evidence)

Consistency checks · Warnings

Statement pages (discovery)

Statement previews & reconstructed tables

P&L

BS

Formulas used