ID_BBCA 2025-06-30 H1

Status: OK — incomplete — unset metrics listed below; Currency: IDR; Amounts unit: millions; Forms: ✓ ✓ ✓

Report published: Not stored for this period — set financial_report_date on the row (EDGAR filingDate, KASE change_date, or manual_catalog).

To recalculate statement detection and previews from the PDF, use this link The default link runs in the background: a status panel shows phase, elapsed time, rough ETA, CUDA vs CPU, and OOM hints, then loads the finished report. Heavy mode with refresh does this automatically so reverse proxies do not return 502. Add &sync=1 only for one long blocking request (not recommended). You can use ?refresh=1, ?recalc=1, ?nocache=1, or ?recompute=1 on the URL. (block in the browser until done: synchronous refresh)

Metric mapping (value → extracted evidence)

Metric values use dashboard units where applicable; evidence is the stored snippet from the PDF text layer or OCR used during extraction.

Metric	Value	Evidence / page extract
Revenue	42 584.95	Row: revenue (mln IDR, batch apply) · dashboard=42,584.951 mln — [DeepSeek] revenue (mln IDR, batch apply)
Operating profit	35 793.66	Row: operating_profit (mln IDR, batch apply) · dashboard=35,793.659 mln — [DeepSeek] operating_profit (mln IDR, batch apply)
D&A	—	—
EBITDA	35 793.66	Row: computed as operating_profit + D&A (D&A not split out in source → 0) · dashboard=35,793.659 mln — computed as operating_profit + D&A (D&A not split out in source → 0)
Net profit	29 016.41	Row: net_profit (mln IDR, batch apply) · dashboard=29,016.414 mln — [DeepSeek] net_profit (mln IDR, batch apply)
Cash	106 785.31	Row: cash (mln IDR, batch apply) · dashboard=106,785.314 mln — [DeepSeek] cash (mln IDR, batch apply)
Debt short	1 014.51	Row: debt_short (mln IDR, batch apply) · dashboard=1,014.507 mln — [DeepSeek] debt_short (mln IDR, batch apply)
Debt long	500	Row: debt_long (mln IDR, batch apply) · dashboard=500.000 mln — [DeepSeek] debt_long (mln IDR, batch apply)
Net debt	-105 270.81	Components: short debt 1 014.51 + long debt 500 + other financial liab. 0 + NCI 0 − cash 106 785.31 = net debt -105 270.81.Row: net_debt (mln IDR, batch apply) · dashboard=-105,270.807 mln — [DeepSeek] net_debt (mln IDR, batch apply)
Operating CF	40 923.22	Row: operating_cash_flow (mln IDR, batch apply) · dashboard=40,923.218 mln — [DeepSeek] operating_cash_flow (mln IDR, batch apply)
Investing CF	13 076.54	Row: investing_cash_flow (mln IDR, batch apply) · dashboard=13,076.544 mln — [DeepSeek] investing_cash_flow (mln IDR, batch apply)
Assets	1 504 118.98	Row: total_assets (mln IDR, batch apply) · dashboard=1,504,118.975 mln — [DeepSeek] total_assets (mln IDR, batch apply)
Equity	261 800.91	Row: total_equity (mln IDR, batch apply) · dashboard=261,800.906 mln — [DeepSeek] total_equity (mln IDR, batch apply)

Statement pages (discovery)

Statement previews & reconstructed tables

Form	Pages
P&L	208
BS	205, 206, 207
CF	211, 212

Highlights Yellow row = matched stored evidence label; orange cell = exact number used for that metric (hover row for details). Revenue Operating profit D&A EBITDA Net profit cash debt_short debt_long Assets Equity Operating CF Investing CF

Green / amber / red bars on the label column mark subtotal rows where summed detail lines match the reported total (heuristic). The table under each reconstructed grid lists every check (Σ detail vs reported, status).

P&L

Metric	Value
Revenue	42 584.95
Operating profit	35 793.66
EBITDA	35 793.66
Net profit	29 016.41
D&A	—

P&L — PDF page 208

Camelot table (pages 208, primary page 208).

#	Joined label	Line item	2025	2024	OPERATING INCOME AND EXPENSES → I…
0	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)			(Expressed in millions of Rupiah, unless otherwise stated)
1	30 Juni/ 30 Juni/		30 Juni/	30 Juni/
2	June 2025 June 2024		June 2025	June 2024
3	PENDAPATAN DAN BEBAN	PENDAPATAN DAN BEBAN
4	OPERASIONAL OPERATING INCOME AND EXPENSES	OPERASIONAL			OPERATING INCOME AND EXPENSES
5	Pendapatan bunga 45.925.793 43.075.691 Interest income	Pendapatan bunga	45.925.793	43.075.691	Interest income
6	Beban bunga (6.209.005) (5.774.901) Interest expenses	Beban bunga	(6.209.005)	(5.774.901)	Interest expenses
7	PENDAPATAN BUNGA - BERSIH 39.716.788 37.300.790 INTEREST INCOME - NET	PENDAPATAN BUNGA - BERSIH	39.716.788	37.300.790	INTEREST INCOME - NET
8	PENDAPATAN OPERASIONAL LAINNYA OTHER OPERATING INCOME	PENDAPATAN OPERASIONAL LAINNYA			OTHER OPERATING INCOME
9	Pendapatan provisi dan komisi - bersih 9.331.824 8.696.533 Fees and commission income - net///	Pendapatan provisi dan komisi - bersih	9.331.824	8.696.533	Fees and commission income - net///
10	Pendapatan transaksi yang diukur pada Net income from transaction at fair///	Pendapatan transaksi yang diukur pada			Net income from transaction at fair///
11	nilai wajar melalui laba rugi - bersih 1.774.494 1.459.600 value through profit or loss//////	nilai wajar melalui laba rugi - bersih	1.774.494	1.459.600	value through profit or loss//////
12	Lain-lain 2.826.378 1.208.425 Others///	Lain-lain	2.826.378	1.208.425	Others///
13	Jumlah pendapatan operasional lainnya 13.932.696 11.364.558 Total other operating income	Jumlah pendapatan operasional lainnya	13.932.696	11.364.558	Total other operating income
14	Beban penyisihan kerugian penurunan	Beban penyisihan kerugian penurunan
15	nilai aset (1.587.800) (1.064.379) Impairment losses on assets	nilai aset	(1.587.800)	(1.064.379)	Impairment losses on assets
16	BEBAN OPERASIONAL LAINNYA OTHER OPERATING EXPENSES	BEBAN OPERASIONAL LAINNYA			OTHER OPERATING EXPENSES
17	Beban karyawan (8.097.183) (8.137.846) Personnel expenses///	Beban karyawan	(8.097.183)	(8.137.846)	Personnel expenses///
18	Beban umum dan administratif (6.815.917) (6.225.250) General and administrative expenses///	Beban umum dan administratif	(6.815.917)	(6.225.250)	General and administrative expenses///
19	Lain-lain (808.018) (719.296) Others///	Lain-lain	(808.018)	(719.296)	Others///
20	Jumlah beban operasional lainnya (15.721.118) (15.082.392) Total other operating expenses	Jumlah beban operasional lainnya	(15.721.118)	(15.082.392)	Total other operating expenses
21	LABA SEBELUM PAJAK PENGHASILAN 36.340.566 32.518.577 INCOME BEFORE TAX	LABA SEBELUM PAJAK PENGHASILAN	36.340.566	32.518.577	INCOME BEFORE TAX
22	BEBAN PAJAK PENGHASILAN (6.450.288) (6.033.604) INCOME TAX EXPENSE	BEBAN PAJAK PENGHASILAN	(6.450.288)	(6.033.604)	INCOME TAX EXPENSE
23	LABA BERSIH 29.890.278 26.484.973 NET INCOME	LABA BERSIH	29.890.278	26.484.973	NET INCOME
24	PENGHASILAN KOMPREHENSIF LAIN: OTHER COMPREHENSIVE INCOME:	PENGHASILAN KOMPREHENSIF LAIN:			OTHER COMPREHENSIVE INCOME:
25	Pos-pos yang akan direklasifikasi Items that will be reclassified	Pos-pos yang akan direklasifikasi			Items that will be reclassified
26	ke laba rugi: to profit or loss:///	ke laba rugi:			to profit or loss:///
27	Keuntungan (kerugian) yang belum	Keuntungan (kerugian) yang belum
28	direalisasi atas aset keuangan Unrealised gains (losses) on financial///	direalisasi atas aset keuangan			Unrealised gains (losses) on financial///
29	yang diukur pada nilai wajar melalui assets at fair value through other//////	yang diukur pada nilai wajar melalui			assets at fair value through other//////
30	penghasilan komprehensif lain 1.121.121 (654.172) comprehensive income/////	penghasilan komprehensif lain	1.121.121	(654.172)	comprehensive income/////
31	Pajak penghasilan (213.013) 124.293 Income tax///	Pajak penghasilan	(213.013)	124.293	Income tax///
32	908.108 (529.879)		908.108	(529.879)
33	PENGHASILAN KOMPREHENSIF LAIN, OTHER COMPREHENSIVE INCOME,	PENGHASILAN KOMPREHENSIF LAIN,			OTHER COMPREHENSIVE INCOME,
34	SETELAH PAJAK PENGHASILAN 908.108 (529.879) NET OF INCOME TAX///	SETELAH PAJAK PENGHASILAN	908.108	(529.879)	NET OF INCOME TAX///
35	JUMLAH LABA KOMPREHENSIF 30.798.386 25.955.094 TOTAL COMPREHENSIVE INCOME	JUMLAH LABA KOMPREHENSIF	30.798.386	25.955.094	TOTAL COMPREHENSIVE INCOME
36	LABA BERSIH PER SAHAM DASAR BASIC AND DILUTED EARNINGS	LABA BERSIH PER SAHAM DASAR			BASIC AND DILUTED EARNINGS
37	DAN DILUSIAN YANG DAPAT PER SHARE ATTRIBUTABLE TO///	DAN DILUSIAN YANG DAPAT			PER SHARE ATTRIBUTABLE TO///
38	DIATRIBUSIKAN KEPADA PEMILIK EQUITY HOLDERS OF THE///	DIATRIBUSIKAN KEPADA PEMILIK			EQUITY HOLDERS OF THE///
39	ENTITAS INDUK (nilai penuh) 242 215 PARENT ENTITY (in full amount)///	ENTITAS INDUK (nilai penuh)	242	215	PARENT ENTITY (in full amount)///

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

Metric	Value
Cash	106 785.31
Debt Short	1 014.51
Debt Long	500
Assets	1 504 118.98
Equity	261 800.91
Net debt	-105 270.81

BS — PDF page 205

Camelot table (pages 205, primary page 205).

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

BS — PDF page 206

Camelot table (pages 206, primary page 206).

#	Joined label	Line item	2025	30 June 2025
0	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)		(Expressed in millions of Rupiah, unless otherwise stated)
1	30 Juni/ 31 Desember/		30 Juni/	31 Desember/
2	June 2025 December 2024		June 2025	December 2024
3	ASET (lanjutan) ASSETS (continued)	ASET (lanjutan)		ASSETS (continued)
4	Aset takberwujud - setelah dikurangi	Aset takberwujud - setelah dikurangi
5	akumulasi amortisasi sebesar Intangible assets - net of accumulated	akumulasi amortisasi sebesar		Intangible assets - net of accumulated
6	Rp 746.753 pada tanggal amortisation of Rp 746,753 as of///	Rp 746.753 pada tanggal		amortisation of Rp 746,753 as of///
7	30 Juni 2025 30 June 2025///	30 Juni 2025		30 June 2025///
8	(31 Desember 2024: Rp 662.728) 529.439 586.410 (31 December 2024: Rp 662,728)///	(31 Desember 2024: Rp 662.728)	529.439	586.410 (31 December 2024: Rp 662,728)///
9	Aset pajak tangguhan - bersih 4.473.406 5.181.176 Deferred tax assets - net	Aset pajak tangguhan - bersih	4.473.406	5.181.176 Deferred tax assets - net
10	Penyertaan saham - setelah dikurangi	Penyertaan saham - setelah dikurangi
11	cadangan kerugian penurunan nilai Investment in shares - net of allowance	cadangan kerugian penurunan nilai		Investment in shares - net of allowance
12	sebesar Rp 105.841 pada tanggal for impairment losses of Rp 105,841///	sebesar Rp 105.841 pada tanggal		for impairment losses of Rp 105,841///
13	30 Juni 2025 as of 30 June 2025///	30 Juni 2025		as of 30 June 2025///
14	(31 Desember 2024: Rp 105.260) 10.303.000 10.245.537 (31 December 2024: Rp 105,260)///	(31 Desember 2024: Rp 105.260)	10.303.000	10.245.537 (31 December 2024: Rp 105,260)///
15	Aset lain-lain - setelah dikurangi	Aset lain-lain - setelah dikurangi
16	cadangan kerugian penurunan nilai Other assets - net of allowance	cadangan kerugian penurunan nilai		Other assets - net of allowance
17	sebesar Rp 391 pada tanggal for impairment losses of///	sebesar Rp 391 pada tanggal		for impairment losses of///
18	30 Juni 2025 Rp 391 as of 30 June 2025///	30 Juni 2025		Rp 391 as of 30 June 2025///
19	(31 Desember 2024: Rp 991) (31 December 2024: Rp 991)///	(31 Desember 2024: Rp 991)		(31 December 2024: Rp 991)///
20	Pihak berelasi 9.589 9.511 Related parties	Pihak berelasi	9.589	9.511 Related parties
21	Pihak ketiga 25.189.091 22.497.679 Third parties	Pihak ketiga	25.189.091	22.497.679 Third parties
22	JUMLAH ASET 1.459.849.313 1.406.329.890 TOTAL ASSETS	JUMLAH ASET	1.459.849.313	1.406.329.890 TOTAL ASSETS

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

Metric	Value
Operating CF	40 923.22
Investing CF	13 076.54

CF — PDF page 211

Camelot table (pages 211, primary page 211).

#	Joined label	Line item	30 June 2025	2024	CASH FLOWS FROM OPERATING → ACTIV…
0	PT BANK CENTRAL ASIA Tbk		PT BANK CENTRAL ASIA Tbk
1	INFORMASI TAMBAHAN ADDITIONAL INFORMATION	INFORMASI TAMBAHAN	ADDITIONAL INFORMATION
2	LAPORAN ARUS KAS (ENTITAS INDUK SAJA) STATEMENTS OF CASH FLOWS (PARENT ENTITIY ONLY)	LAPORAN ARUS KAS (ENTITAS INDUK SAJA)	STATEMENTS OF CASH FLOWS (PARENT ENTITIY ONLY)
3	UNTUK PERIODE ENAM BULAN YANG BERAKHIR FOR THE SIX-MONTH PERIODS ENDED	UNTUK PERIODE ENAM BULAN YANG BERAKHIR	FOR THE SIX-MONTH PERIODS ENDED
4	30 JUNI 2025 DAN 2024 (TIDAK DIAUDIT) 30 JUNE 2025 AND 2024 (UNAUDITED)	30 JUNI 2025 DAN 2024 (TIDAK DIAUDIT)	30 JUNE 2025 AND 2024 (UNAUDITED)
5	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)	(Expressed in millions of Rupiah, unless otherwise stated)
6	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)			(Expressed in millions of Rupiah, unless otherwise stated)
7	30 Juni/ 30 Juni/		30 Juni/	30 Juni/
8	June 2025 June 2024		June 2025	June 2024
9	CASH FLOWS FROM OPERATING				CASH FLOWS FROM OPERATING
10	ARUS KAS DARI AKTIVITAS OPERASI ACTIVITIES///	ARUS KAS DARI AKTIVITAS OPERASI			ACTIVITIES///
11	Penerimaan pendapatan bunga, Receipts of interest income, fees	Penerimaan pendapatan bunga,			Receipts of interest income, fees
12	provisi dan komisi 53.579.632 51.909.879 and commissions	provisi dan komisi	53.579.632	51.909.879	and commissions
13	Pendapatan operasional lainnya 962.675 819.478 Other operating income	Pendapatan operasional lainnya	962.675	819.478	Other operating income
14	Pembayaran beban bunga, provisi, Payments of interest expenses,	Pembayaran beban bunga, provisi,			Payments of interest expenses,
15	dan komisi (6.234.555) (5.835.388) fees, and commissions	dan komisi	(6.234.555)	(5.835.388)	fees, and commissions
16	Pendapatan (beban) dari transaksi Gains (losses) from foreign exchange	Pendapatan (beban) dari transaksi			Gains (losses) from foreign exchange
17	valuta asing - bersih 358.434 2.558.565 transactions - net	valuta asing - bersih	358.434	2.558.565	transactions - net
18	Beban operasional lainnya (14.365.823) (15.555.130) Other operating expenses	Beban operasional lainnya	(14.365.823)	(15.555.130)	Other operating expenses
19	Pembayaran tantiem Dewan Komisaris Payment of tantiem to Board of	Pembayaran tantiem Dewan Komisaris			Payment of tantiem to Board of
20	dan Direksi (887.700) (765.000) Commissioners and Board of Directors	dan Direksi	(887.700)	(765.000)	Commissioners and Board of Directors
21	Kenaikan (penurunan) lainnya yang Other increases (decreases) affecting	Kenaikan (penurunan) lainnya yang			Other increases (decreases) affecting
22	mempengaruhi kas: cash:	mempengaruhi kas:			cash:
23	Penempatan pada Bank Indonesia Placements with Bank Indonesia and	Penempatan pada Bank Indonesia			Placements with Bank Indonesia and
24	dan bank-bank lain yang jatuh tempo other banks - mature more	dan bank-bank lain yang jatuh tempo			other banks - mature more
25	lebih dari 3 (tiga) bulan sejak tanggal than 3 (three) months from	lebih dari 3 (tiga) bulan sejak tanggal			than 3 (three) months from
26	perolehan (439.019) (500.000) the date of acquisition	perolehan	(439.019)	(500.000)	the date of acquisition
27	Aset keuangan yang diukur pada Financial assets at fair value	Aset keuangan yang diukur pada			Financial assets at fair value
28	nilai wajar melalui laba rugi 1.349.466 (7.143.260) through profit or loss	nilai wajar melalui laba rugi	1.349.466	(7.143.260)	through profit or loss
29	Tagihan akseptasi (943.660) 2.940.787 Acceptance receivables	Tagihan akseptasi	(943.660)	2.940.787	Acceptance receivables
30	Wesel tagih 4.578.136 3.237.667 Bills receivable	Wesel tagih	4.578.136	3.237.667	Bills receivable
31	Efek-efek yang dibeli dengan janji Securities purchased under	Efek-efek yang dibeli dengan janji			Securities purchased under
32	dijual kembali (12.050.283) 40.740.104 agreements to resell//////	dijual kembali	(12.050.283)	40.740.104	agreements to resell//////
33	Kredit yang diberikan (35.928.310) (35.630.604) Loans receivable	Kredit yang diberikan	(35.928.310)	(35.630.604)	Loans receivable
34	Aset lain-lain (673.206) (484.711) Other assets	Aset lain-lain	(673.206)	(484.711)	Other assets
35	Simpanan dari nasabah 53.480.345 17.246.629 Deposits from customers	Simpanan dari nasabah	53.480.345	17.246.629	Deposits from customers
36	Simpanan dari bank-bank lain (189.579) (2.340.905) Deposits from other banks	Simpanan dari bank-bank lain	(189.579)	(2.340.905)	Deposits from other banks
37	Utang akseptasi 803.884 (1.320.221) Acceptance payables	Utang akseptasi	803.884	(1.320.221)	Acceptance payables
38	Beban yang masih harus dibayar	Beban yang masih harus dibayar
39	dan liabilitas lain-lain (1.752.510) (253.167) Accruals and other liabilities	dan liabilitas lain-lain	(1.752.510)	(253.167)	Accruals and other liabilities
40	Kas bersih yang diperoleh dari	Kas bersih yang diperoleh dari
41	(digunakan untuk) aktivitas Net cash provided by (used in)	(digunakan untuk) aktivitas			Net cash provided by (used in)
42	operasi sebelum pembayaran operating activities before///	operasi sebelum pembayaran			operating activities before///
43	pajak penghasilan 41.647.927 49.624.723 income tax///	pajak penghasilan	41.647.927	49.624.723	income tax///
44	Pembayaran pajak penghasilan (5.317.177) (5.709.062) Payment of income tax	Pembayaran pajak penghasilan	(5.317.177)	(5.709.062)	Payment of income tax
45	Kas bersih yang diperoleh dari Net cash provided by (used in)	Kas bersih yang diperoleh dari			Net cash provided by (used in)
46	(digunakan untuk) aktivitas operasi 36.330.750 43.915.661 operating activities///	(digunakan untuk) aktivitas operasi	36.330.750	43.915.661	operating activities///
47	CASH FLOWS FROM INVESTING				CASH FLOWS FROM INVESTING
48	ARUS KAS DARI AKTIVITAS INVESTASI ACTIVITIES///	ARUS KAS DARI AKTIVITAS INVESTASI			ACTIVITIES///
49	Pembelian efek-efek untuk tujuan	Pembelian efek-efek untuk tujuan
50	investasi (48.637.830) (61.917.663) Acquisition of investment securities	investasi	(48.637.830)	(61.917.663)	Acquisition of investment securities
51	Penerimaan dari efek-efek tujuan Proceeds from investment	Penerimaan dari efek-efek tujuan			Proceeds from investment
52	investasi yang jatuh tempo securities that matured	investasi yang jatuh tempo			securities that matured
53	selama periode berjalan 63.172.358 35.565.140 during the period	selama periode berjalan	63.172.358	35.565.140	during the period
54	Penerimaan dividen kas dari efek-efek Cash dividends received from	Penerimaan dividen kas dari efek-efek			Cash dividends received from
55	untuk tujuan investasi 2.186.016 769.707 investment in shares	untuk tujuan investasi	2.186.016	769.707	investment in shares
56	Perolehan aset tetap (373.422) (428.766) Acquisition of fixed assets	Perolehan aset tetap	(373.422)	(428.766)	Acquisition of fixed assets
57	Setoran modal pada Entitas Anak (58.044) - Paid in Capital with Subsidiary	Setoran modal pada Entitas Anak	(58.044)	-	Paid in Capital with Subsidiary
58	Perolehan aset hak guna (189.506) (282.011) Acquisition of right-of-use assets	Perolehan aset hak guna	(189.506)	(282.011)	Acquisition of right-of-use assets
59	Hasil penjualan aset tetap 34 900 Proceeds from sale of fixed assets	Hasil penjualan aset tetap	34	900	Proceeds from sale of fixed assets
60	Kas bersih yang diperoleh dari Net cash provided by (used in)	Kas bersih yang diperoleh dari			Net cash provided by (used in)
61	(digunakan untuk) aktivitas investasi 16.099.606 (26.292.693) investing activities///	(digunakan untuk) aktivitas investasi	16.099.606	(26.292.693)	investing activities///

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

CF — PDF page 212

Camelot table (pages 212, primary page 212).

#	Joined label	Line item	30 June 2025	2024	CASH FLOWS FROM FINANCING → ACTIV…
0	PT BANK CENTRAL ASIA Tbk		PT BANK CENTRAL ASIA Tbk
1	INFORMASI TAMBAHAN ADDITIONAL INFORMATION	INFORMASI TAMBAHAN	ADDITIONAL INFORMATION
2	LAPORAN ARUS KAS (ENTITAS INDUK SAJA) STATEMENTS OF CASH FLOWS (PARENT ENTITIY ONLY)	LAPORAN ARUS KAS (ENTITAS INDUK SAJA)	STATEMENTS OF CASH FLOWS (PARENT ENTITIY ONLY)
3	UNTUK PERIODE ENAM BULAN YANG BERAKHIR FOR THE SIX-MONTH PERIODS ENDED	UNTUK PERIODE ENAM BULAN YANG BERAKHIR	FOR THE SIX-MONTH PERIODS ENDED
4	30 JUNI 2025 DAN 2024 (TIDAK DIAUDIT) 30 JUNE 2025 AND 2024 (UNAUDITED)	30 JUNI 2025 DAN 2024 (TIDAK DIAUDIT)	30 JUNE 2025 AND 2024 (UNAUDITED)
5	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)	(Expressed in millions of Rupiah, unless otherwise stated)
6	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)			(Expressed in millions of Rupiah, unless otherwise stated)
7	30 Juni/ 30 Juni/		30 Juni/	30 Juni/
8	June 2025 June 2024		June 2025	June 2024
9	CASH FLOWS FROM FINANCING				CASH FLOWS FROM FINANCING
10	ARUS KAS DARI AKTIVITAS PENDANAAN ACTIVITIES///	ARUS KAS DARI AKTIVITAS PENDANAAN			ACTIVITIES///
11	Penerimaan pinjaman yang diterima 88.247 - Proceeds from borrowings	Penerimaan pinjaman yang diterima	88.247	-	Proceeds from borrowings
12	Pembayaran pinjaman yang diterima - (21.822) Payment of borrowings	Pembayaran pinjaman yang diterima	-	(21.822)	Payment of borrowings
13	Pembayaran dividen kas (30.818.763) (28.045.074) Payment of cash dividends	Pembayaran dividen kas	(30.818.763)	(28.045.074)	Payment of cash dividends
14	Saham yang diperoleh kembali (249.992) - Treasury stock	Saham yang diperoleh kembali	(249.992)	-	Treasury stock
15	Pembayaran efek-efek yang dijual Payment of securities sold under	Pembayaran efek-efek yang dijual			Payment of securities sold under
16	dengan janji dibeli kembali (785.781) (972.534) agreements to repurchase	dengan janji dibeli kembali	(785.781)	(972.534)	agreements to repurchase
17	Kas bersih yang diperoleh dari	Kas bersih yang diperoleh dari
18	(digunakan untuk) aktivitas Net cash provided by (used in)	(digunakan untuk) aktivitas			Net cash provided by (used in)
19	pendanaan (31.766.289) (29.039.430) financing activities///	pendanaan	(31.766.289)	(29.039.430)	financing activities///
20	KENAIKAN (PENURUNAN) BERSIH KAS NET INCREASE (DECREASE) IN CASH	KENAIKAN (PENURUNAN) BERSIH KAS			NET INCREASE (DECREASE) IN CASH
21	DAN SETARA KAS 20.664.067 (11.416.462) AND CASH EQUIVALENTS///	DAN SETARA KAS	20.664.067	(11.416.462)	AND CASH EQUIVALENTS///
22	CASH AND CASH EQUIVALENTS,				CASH AND CASH EQUIVALENTS,
23	KAS DAN SETARA KAS, AWAL TAHUN 82.719.824 121.044.772 BEGINNING OF YEAR///	KAS DAN SETARA KAS, AWAL TAHUN	82.719.824	121.044.772	BEGINNING OF YEAR///
24	EFFECT OF FOREIGN EXCHANGE RATE				EFFECT OF FOREIGN EXCHANGE RATE
25	PENGARUH FLUKTUASI KURS VALUTA FLUCTUATIONS ON CASH AND CASH///	PENGARUH FLUKTUASI KURS VALUTA			FLUCTUATIONS ON CASH AND CASH///
26	ASING PADA KAS DAN SETARA KAS 381.004 (818.252) EQUIVALENTS///	ASING PADA KAS DAN SETARA KAS	381.004	(818.252)	EQUIVALENTS///
27	KAS DAN SETARA KAS, AKHIR CASH AND CASH EQUIVALENTS,	KAS DAN SETARA KAS, AKHIR			CASH AND CASH EQUIVALENTS,
28	PERIODE 103.764.895 108.810.058 END OF PERIOD///	PERIODE	103.764.895	108.810.058	END OF PERIOD///
29	Kas dan setara kas terdiri dari: Cash and cash equivalents consist of:	Kas dan setara kas terdiri dari:			Cash and cash equivalents consist of:
30	Kas 22.133.977 16.794.418 Cash	Kas	22.133.977	16.794.418	Cash
31	Giro pada Bank Indonesia 51.038.995 70.525.030 Current accounts with Bank Indonesia	Giro pada Bank Indonesia	51.038.995	70.525.030	Current accounts with Bank Indonesia
32	Giro pada bank-bank lain 8.429.122 6.034.404 Current accounts with Other Banks	Giro pada bank-bank lain	8.429.122	6.034.404	Current accounts with Other Banks
33	Penempatan pada Bank Indonesia Placement with Bank Indonesia and	Penempatan pada Bank Indonesia			Placement with Bank Indonesia and
34	dan bank-bank lain yang jatuh tempo other banks - mature within	dan bank-bank lain yang jatuh tempo			other banks - mature within
35	dalam 3 (tiga) bulan atau kurang than 3 (three) months or less	dalam 3 (tiga) bulan atau kurang			than 3 (three) months or less
36	sejak tanggal perolehan 22.162.801 15.456.206 from the date of acquisition	sejak tanggal perolehan	22.162.801	15.456.206	from the date of acquisition
37	Jumlah kas dan setara kas 103.764.895 108.810.058 Total cash and cash equivalents	Jumlah kas dan setara kas	103.764.895	108.810.058	Total cash and cash equivalents

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

✓	Balance sheet identity (A = L + E)	Implied total liabilities (TA − TE) = 1,242,318; known debt components fit within that envelope.
✓	Net debt formula	net_debt -105,271 matches \|debt_short\|+\|debt_long\|+\|other\|+\|NCI\|−\|cash\| = -105,271.
✓	Net profit vs operating profit	Net profit (29,016) sits within a plausible band vs operating profit (35,794).
✓	Cash ≤ total assets	Cash (106,785) ≤ total assets (1,504,119).
⚠	Debt step-change vs prior period	Total interest-bearing debt fell 100% vs prior period (500,000 → 1,515). Financing cash flow not extracted — can't verify the move was real (could be an OCR miss of a major debt line).

ID_BBCA 2025-06-30 H1 — report review

Metric mapping (value → extracted evidence)

Consistency checks · Warnings

Statement pages (discovery)

Statement previews & reconstructed tables

P&L

BS

CF

Formulas used

#	Joined label	Line item	2025	31 December 2024
0	DAN 31 DESEMBER 2024 (DIAUDIT) AND 31 DECEMBER 2024 (AUDITED)	DAN 31 DESEMBER 2024 (DIAUDIT)		AND 31 DECEMBER 2024 (AUDITED)
1	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)		(Expressed in millions of Rupiah, unless otherwise stated)
2	30 Juni/ 31 Desember/		30 Juni/	31 Desember/
3	June 2025 December 2024		June 2025	December 2024
4	ASET ASSETS	ASET		ASSETS
5	Kas 22.133.977 29.285.819 Cash	Kas	22.133.977	29.285.819 Cash
6	Giro pada Bank Indonesia 51.038.995 35.165.855 Current accounts with Bank Indonesia	Giro pada Bank Indonesia	51.038.995	35.165.855 Current accounts with Bank Indonesia
7	Giro pada bank-bank lain - setelah Current accounts with other banks - net	Giro pada bank-bank lain - setelah		Current accounts with other banks - net
8	dikurangi cadangan kerugian of allowance for impairment///	dikurangi cadangan kerugian		of allowance for impairment///
9	penurunan nilai sebesar Rp 806 losses of Rp 806 as of///	penurunan nilai sebesar Rp 806		losses of Rp 806 as of///
10	pada tanggal 30 Juni 2025 30 June 2025///	pada tanggal 30 Juni 2025		30 June 2025///
11	(31 Desember 2024: Rp 520) 8.428.316 4.019.739 (31 December 2024: Rp 520)///	(31 Desember 2024: Rp 520)	8.428.316	4.019.739 (31 December 2024: Rp 520)///
12	Penempatan pada Bank Indonesia dan	Penempatan pada Bank Indonesia dan
13	bank-bank lain - setelah dikurangi Placements with Bank Indonesia and	bank-bank lain - setelah dikurangi		Placements with Bank Indonesia and
14	cadangan kerugian penurunan nilai other banks - net of allowance for///	cadangan kerugian penurunan nilai		other banks - net of allowance for///
15	sebesar Rp 4.923 pada tanggal impairment losses of Rp 4,923 as of///	sebesar Rp 4.923 pada tanggal		impairment losses of Rp 4,923 as of///
16	30 Juni 2025 30 June 2025///	30 Juni 2025		30 June 2025///
17	(31 Desember 2024: Rp 1.708) 22.599.028 14.246.183 (31 December 2024: Rp 1,708)///	(31 Desember 2024: Rp 1.708)	22.599.028	14.246.183 (31 December 2024: Rp 1,708)///
18	Aset keuangan yang diukur pada nilai Financial assets at fair value through	Aset keuangan yang diukur pada nilai		Financial assets at fair value through
19	wajar melalui laba rugi 20.524.607 21.044.715 profit or loss///	wajar melalui laba rugi	20.524.607	21.044.715 profit or loss///
20	Tagihan akseptasi - setelah dikurangi Acceptance receivables - net of	Tagihan akseptasi - setelah dikurangi		Acceptance receivables - net of
21	cadangan kerugian penurunan nilai allowance for impairment///	cadangan kerugian penurunan nilai		allowance for impairment///
22	sebesar Rp 235.640 pada tanggal losses of Rp 235,640 as of///	sebesar Rp 235.640 pada tanggal		losses of Rp 235,640 as of///
23	30 Juni 2025 30 June 2025///	30 Juni 2025		30 June 2025///
24	(31 Desember 2024: Rp 440.695) 10.769.762 9.621.047 (31 December 2024: Rp 440,695)///	(31 Desember 2024: Rp 440.695)	10.769.762	9.621.047 (31 December 2024: Rp 440,695)///
25	Wesel tagih - setelah dikurangi	Wesel tagih - setelah dikurangi
26	cadangan kerugian penurunan nilai Bills receivable - net of allowance for	cadangan kerugian penurunan nilai		Bills receivable - net of allowance for
27	sebesar Rp 2.240 pada tanggal impairment losses of Rp 2,240 as of///	sebesar Rp 2.240 pada tanggal		impairment losses of Rp 2,240 as of///
28	30 Juni 2025 30 June 2025///	30 Juni 2025		30 June 2025///
29	(31 Desember 2024: Rp 3.116) 4.312.862 8.891.769 (31 December 2024: Rp 3,116)///	(31 Desember 2024: Rp 3.116)	4.312.862	8.891.769 (31 December 2024: Rp 3,116)///
30	Efek-efek yang dibeli dengan janji Securities purchased under agreements	Efek-efek yang dibeli dengan janji		Securities purchased under agreements
31	dijual kembali 12.913.132 862.849 to resell///	dijual kembali	12.913.132	862.849 to resell///
32	Kredit yang diberikan - setelah dikurangi	Kredit yang diberikan - setelah dikurangi
33	cadangan kerugian penurunan nilai Loans receivable - net of allowance for	cadangan kerugian penurunan nilai		Loans receivable - net of allowance for
34	sebesar Rp 32.913.668 pada tanggal impairment losses of Rp 32,913,668///	sebesar Rp 32.913.668 pada tanggal		impairment losses of Rp 32,913,668///
35	30 Juni 2025 as of 30 June 2025///	30 Juni 2025		as of 30 June 2025///
36	(31 Desember 2024: Rp 32.382.006) (31 December 2024: Rp 32,382,006)///	(31 Desember 2024: Rp 32.382.006)		(31 December 2024: Rp 32,382,006)///
37	Pihak berelasi 9.316.572 7.296.837 Related parties///	Pihak berelasi	9.316.572	7.296.837 Related parties///
38	Pihak ketiga 887.308.466 855.233.239 Third parties///	Pihak ketiga	887.308.466	855.233.239 Third parties///
39	Efek-efek untuk tujuan investasi - setelah Investment securities - net of allowance	Efek-efek untuk tujuan investasi - setelah		Investment securities - net of allowance
40	dikurangi cadangan kerugian penurunan for impairment losses of///	dikurangi cadangan kerugian penurunan		for impairment losses of///
41	nilai sebesar Rp 396.629 pada tanggal Rp 396,629 as of///	nilai sebesar Rp 396.629 pada tanggal		Rp 396,629 as of///
42	30 Juni 2025 30 June 2025///	30 Juni 2025		30 June 2025///
43	(31 Desember 2024: Rp 374.454) 341.905.021 352.643.621 (31 December 2024: Rp 374,454)///	(31 Desember 2024: Rp 374.454)	341.905.021	352.643.621 (31 December 2024: Rp 374,454)///
44	Biaya dibayar dimuka 1.155.039 617.971 Prepaid expenses	Biaya dibayar dimuka	1.155.039	617.971 Prepaid expenses
45	Pajak dibayar dimuka 30.079 1.532.246 Prepaid tax	Pajak dibayar dimuka	30.079	1.532.246 Prepaid tax
46	Aset tetap - setelah dikurangi akumulasi Fixed assets - net of accumulated	Aset tetap - setelah dikurangi akumulasi		Fixed assets - net of accumulated
47	penyusutan sebesar Rp 10.233.645 depreciation of Rp 10,233,645 as of///	penyusutan sebesar Rp 10.233.645		depreciation of Rp 10,233,645 as of///
48	pada tanggal 30 Juni 2025 30 June 2025///	pada tanggal 30 Juni 2025		30 June 2025///
49	(31 Desember 2024: Rp 9.244.266) 26.908.932 27.347.687 (31 December 2024: Rp 9,244,266)///	(31 Desember 2024: Rp 9.244.266)	26.908.932	27.347.687 (31 December 2024: Rp 9,244,266)///