ID_BBCA 2025-09-30 9M

Status: OK — incomplete — unset metrics listed below; Currency: IDR; Amounts unit: millions; Forms: ✓ ✓ ✓

Report published: Not stored for this period — set financial_report_date on the row (EDGAR filingDate, KASE change_date, or manual_catalog).

To recalculate statement detection and previews from the PDF, use this link The default link runs in the background: a status panel shows phase, elapsed time, rough ETA, CUDA vs CPU, and OOM hints, then loads the finished report. Heavy mode with refresh does this automatically so reverse proxies do not return 502. Add &sync=1 only for one long blocking request (not recommended). You can use ?refresh=1, ?recalc=1, ?nocache=1, or ?recompute=1 on the URL. (block in the browser until done: synchronous refresh)

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Metric mapping (value → extracted evidence)

Metric values use dashboard units where applicable; evidence is the stored snippet from the PDF text layer or OCR used during extraction.

Metric	Value	Evidence / page extract
Revenue	63 946.35	Row: revenue (mln IDR, batch apply) · dashboard=63,946.351 mln — [DeepSeek] revenue (mln IDR, batch apply)
Operating profit	53 766.94	Row: operating_profit (mln IDR, batch apply) · dashboard=53,766.944 mln — [DeepSeek] operating_profit (mln IDR, batch apply)
D&A	—	—
EBITDA	53 766.94	Row: computed as operating_profit + D&A (D&A not split out in source → 0) · dashboard=53,766.944 mln — computed as operating_profit + D&A (D&A not split out in source → 0)
Net profit	43 397.42	Row: net_profit (mln IDR, batch apply) · dashboard=43,397.415 mln — [DeepSeek] net_profit (mln IDR, batch apply)
Cash	100 202.15	Row: cash (mln IDR, batch apply) · dashboard=100,202.148 mln — [DeepSeek] cash (mln IDR, batch apply)
Debt short	870.65	Row: debt_short (mln IDR, batch apply) · dashboard=870.646 mln — [DeepSeek] debt_short (mln IDR, batch apply)
Debt long	65	Row: debt_long (mln IDR, batch apply) · dashboard=65.000 mln — [DeepSeek] debt_long (mln IDR, batch apply)
Net debt	-99 266.5	Components: short debt 870.65 + long debt 65 + other financial liab. 0 + NCI 0 − cash 100 202.15 = net debt -99 266.5.Row: net_debt (mln IDR, batch apply) · dashboard=-99,266.502 mln — [DeepSeek] net_debt (mln IDR, batch apply)
Operating CF	65 931.98	Row: operating_cash_flow (mln IDR, batch apply) · dashboard=65,931.980 mln — [DeepSeek] operating_cash_flow (mln IDR, batch apply)
Investing CF	-18 460.09	Row: investing_cash_flow (mln IDR, batch apply) · dashboard=-18,460.091 mln — [DeepSeek] investing_cash_flow (mln IDR, batch apply)
Assets	1 538 501.81	Row: total_assets (mln IDR, batch apply) · dashboard=1,538,501.812 mln — [DeepSeek] total_assets (mln IDR, batch apply)
Equity	276 635.41	Row: total_equity (mln IDR, batch apply) · dashboard=276,635.408 mln — [DeepSeek] total_equity (mln IDR, batch apply)

Statement pages (discovery)

Form	Pages
P&L	209
BS	206, 207, 208
CF	212, 213

Below: last full statement reconstruction (PDF scans + tables + subtotal checks) cached from a ?heavy=1 run. Open heavy mode to rebuild if the PDF, discovery, or extraction changed. full previews & tables (?heavy=1).

Statement previews & reconstructed tables

Highlights Yellow row = matched stored evidence label; orange cell = exact number used for that metric (hover row for details). Revenue Operating profit D&A EBITDA Net profit cash debt_short debt_long Assets Equity Operating CF Investing CF

Green / amber / red bars on the label column mark subtotal rows where summed detail lines match the reported total (heuristic). The table under each reconstructed grid lists every check (Σ detail vs reported, status).

P&L

Metric	Value
Revenue	63 946.35
Operating profit	53 766.94
EBITDA	53 766.94
Net profit	43 397.42
D&A	—

P&L — PDF page 209

Camelot table (pages 209, primary page 209).

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

Metric	Value
Cash	100 202.15
Debt Short	870.65
Debt Long	65
Assets	1 538 501.81
Equity	276 635.41
Net debt	-99 266.5

BS — PDF page 206

Camelot table (pages 206, primary page 206).

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

BS — PDF page 207

Camelot table (pages 207, primary page 207).

#	Joined label	Line item	2025	30 September 2025
0	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)		(Expressed in millions of Rupiah, unless otherwise stated)
1
2	30 September/		30 September/
3	September 2025 December 2024		September 2025	December 2024
4	ASET (lanjutan) ASSETS (continued)	ASET (lanjutan)		ASSETS (continued)
5	Aset takberwujud - setelah dikurangi	Aset takberwujud - setelah dikurangi
6	akumulasi amortisasi sebesar Intangible assets - net of accumulated	akumulasi amortisasi sebesar		Intangible assets - net of accumulated
7	Rp 789.552 pada tanggal amortisation of Rp 789,552 as of///	Rp 789.552 pada tanggal		amortisation of Rp 789,552 as of///
8	30 September 2025 30 September 2025///	30 September 2025		30 September 2025///
9	(31 Desember 2024: Rp 662.728) 500.688 (31 December 2024: Rp 662,728)/// 586.410	(31 Desember 2024: Rp 662.728)	500.688	(31 December 2024: Rp 662,728)/// 586.410
10	Aset pajak tangguhan - bersih 5.109.072 Deferred tax assets - net 5.181.176	Aset pajak tangguhan - bersih	5.109.072	Deferred tax assets - net 5.181.176
11	Penyertaan saham - setelah dikurangi	Penyertaan saham - setelah dikurangi
12	cadangan kerugian penurunan nilai Investment in shares - net of allowance	cadangan kerugian penurunan nilai		Investment in shares - net of allowance
13	sebesar Rp 104.849 pada tanggal for impairment losses of Rp 104,849///	sebesar Rp 104.849 pada tanggal		for impairment losses of Rp 104,849///
14	30 September 2025 as of 30 September 2025///	30 September 2025		as of 30 September 2025///
15	(31 Desember 2024: Rp 105.260) 10.204.797 (31 December 2024: Rp 105,260)/// 10.245.537	(31 Desember 2024: Rp 105.260)	10.204.797	(31 December 2024: Rp 105,260)/// 10.245.537
16	Aset lain-lain - setelah dikurangi	Aset lain-lain - setelah dikurangi
17	cadangan kerugian penurunan nilai Other assets - net of allowance	cadangan kerugian penurunan nilai		Other assets - net of allowance
18	sebesar Rp 2.641 pada tanggal for impairment losses of///	sebesar Rp 2.641 pada tanggal		for impairment losses of///
19	30 September 2025 Rp 2,641 as of 30 September 2025///	30 September 2025		Rp 2,641 as of 30 September 2025///
20	(31 Desember 2024: Rp 991) (31 December 2024: Rp 991)///	(31 Desember 2024: Rp 991)		(31 December 2024: Rp 991)///
21	Pihak berelasi 9.830 Related parties 9.511	Pihak berelasi	9.830	Related parties 9.511
22	Pihak ketiga 26.106.463 Third parties 22.497.679	Pihak ketiga	26.106.463	Third parties 22.497.679
23	JUMLAH ASET 1.492.607.401 1.406.329.890 TOTAL ASSETS	JUMLAH ASET	1.492.607.401	1.406.329.890 TOTAL ASSETS

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

Metric	Value
Operating CF	65 931.98
Investing CF	-18 460.09

CF — PDF page 212

Camelot table (pages 212, primary page 212).

#	Joined label	30 September 2025	30 September 2025	2024	30 September 2025
0	PT BANK CENTRAL ASIA Tbk		PT BANK CENTRAL ASIA Tbk
1	INFORMASI TAMBAHAN ADDITIONAL INFORMATION	INFORMASI TAMBAHAN	ADDITIONAL INFORMATION
2	LAPORAN ARUS KAS (ENTITAS INDUK SAJA) STATEMENTS OF CASH FLOWS (PARENT ENTITIY ONLY)	LAPORAN ARUS KAS (ENTITAS INDUK SAJA)	STATEMENTS OF CASH FLOWS (PARENT ENTITIY ONLY)
3	UNTUK PERIODE SEMBILAN BULAN YANG BERAKHIR FOR THE NINE-MONTH PERIODS ENDED	UNTUK PERIODE SEMBILAN BULAN YANG BERAKHIR	FOR THE NINE-MONTH PERIODS ENDED
4	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT) 30 SEPTEMBER 2025 AND 2024 (UNAUDITED)	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT)	30 SEPTEMBER 2025 AND 2024 (UNAUDITED)
5	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)	(Expressed in millions of Rupiah, unless otherwise stated)
6	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT) 30 SEPTEMBER 2025 AND 2024 (UNAUDITED)	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT)			30 SEPTEMBER 2025 AND 2024 (UNAUDITED)
7	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)			(Expressed in millions of Rupiah, unless otherwise stated)
8
9	30 September/		30 September/
10	September 2025 September 2024		September 2025	September 2024
11	CASH FLOWS FROM OPERATING				CASH FLOWS FROM OPERATING
12	ARUS KAS DARI AKTIVITAS OPERASI ACTIVITIES///	ARUS KAS DARI AKTIVITAS OPERASI			ACTIVITIES///
13	Penerimaan pendapatan bunga, Receipts of interest income, fees	Penerimaan pendapatan bunga,			Receipts of interest income, fees
14	provisi dan komisi 82.147.414 78.354.905 and commissions	provisi dan komisi	82.147.414	78.354.905	and commissions
15	Pendapatan operasional lainnya 1.684.657 1.302.217 Other operating income	Pendapatan operasional lainnya	1.684.657	1.302.217	Other operating income
16	Pembayaran beban bunga, provisi, Payments of interest expenses,	Pembayaran beban bunga, provisi,			Payments of interest expenses,
17	dan komisi (9.296.401) (8.768.073) fees, and commissions	dan komisi	(9.296.401)	(8.768.073)	fees, and commissions
18	Pendapatan (beban) dari transaksi Gains (losses) from foreign exchange	Pendapatan (beban) dari transaksi			Gains (losses) from foreign exchange
19	valuta asing - bersih 1.815.268 (930.804) transactions - net	valuta asing - bersih	1.815.268	(930.804)	transactions - net
20	Beban operasional lainnya (24.566.954) (24.026.029) Other operating expenses	Beban operasional lainnya	(24.566.954)	(24.026.029)	Other operating expenses
21	Pembayaran tantiem Dewan Komisaris Payment of tantiem to Board of	Pembayaran tantiem Dewan Komisaris			Payment of tantiem to Board of
22	dan Direksi (887.700) (765.000) Commissioners and Board of Directors	dan Direksi	(887.700)	(765.000)	Commissioners and Board of Directors
23	Kenaikan (penurunan) lainnya yang Other increases (decreases) affecting	Kenaikan (penurunan) lainnya yang			Other increases (decreases) affecting
24	mempengaruhi kas: cash:	mempengaruhi kas:			cash:
25	Penempatan pada Bank Indonesia Placements with Bank Indonesia and	Penempatan pada Bank Indonesia			Placements with Bank Indonesia and
26	dan bank-bank lain yang jatuh tempo other banks - mature more	dan bank-bank lain yang jatuh tempo			other banks - mature more
27	lebih dari 3 (tiga) bulan sejak tanggal than 3 (three) months from	lebih dari 3 (tiga) bulan sejak tanggal			than 3 (three) months from
28	perolehan (701.609) (500.000) the date of acquisition	perolehan	(701.609)	(500.000)	the date of acquisition
29	Aset keuangan yang diukur pada Financial assets at fair value	Aset keuangan yang diukur pada			Financial assets at fair value
30	nilai wajar melalui laba rugi (12.556.168) (11.738.907) through profit or loss	nilai wajar melalui laba rugi	(12.556.168)	(11.738.907)	through profit or loss
31	Tagihan akseptasi (119.245) 4.758.130 Acceptance receivables	Tagihan akseptasi	(119.245)	4.758.130	Acceptance receivables
32	Wesel tagih 595.010 3.688.755 Bills receivable	Wesel tagih	595.010	3.688.755	Bills receivable
33	Efek-efek yang dibeli dengan janji Securities purchased under	Efek-efek yang dibeli dengan janji			Securities purchased under
34	dijual kembali (12.226.974) 89.371.008 agreements to resell//////	dijual kembali	(12.226.974)	89.371.008	agreements to resell//////
35	Kredit yang diberikan (22.018.778) (65.846.073) Loans receivable	Kredit yang diberikan	(22.018.778)	(65.846.073)	Loans receivable
36	Aset lain-lain (2.217.476) 3.303.678 Other assets	Aset lain-lain	(2.217.476)	3.303.678	Other assets
37	Simpanan dari nasabah 65.579.621 22.915.548 Deposits from customers	Simpanan dari nasabah	65.579.621	22.915.548	Deposits from customers
38	Simpanan dari bank-bank lain 1.744.020 (5.884.502) Deposits from other banks	Simpanan dari bank-bank lain	1.744.020	(5.884.502)	Deposits from other banks
39	Utang akseptasi 761.836 (1.804.146) Acceptance payables	Utang akseptasi	761.836	(1.804.146)	Acceptance payables
40	Beban yang masih harus dibayar	Beban yang masih harus dibayar
41	dan liabilitas lain-lain 207.749 (3.761.206) Accruals and other liabilities	dan liabilitas lain-lain	207.749	(3.761.206)	Accruals and other liabilities
42	Kas bersih yang diperoleh dari	Kas bersih yang diperoleh dari
43	(digunakan untuk) aktivitas Net cash provided by (used in)	(digunakan untuk) aktivitas			Net cash provided by (used in)
44	operasi sebelum pembayaran operating activities before///	operasi sebelum pembayaran			operating activities before///
45	pajak penghasilan 69.944.270 79.669.501 income tax///	pajak penghasilan	69.944.270	79.669.501	income tax///
46	Pembayaran pajak penghasilan (8.756.551) (8.996.440) Payment of income tax	Pembayaran pajak penghasilan	(8.756.551)	(8.996.440)	Payment of income tax
47	Kas bersih yang diperoleh dari Net cash provided by (used in)	Kas bersih yang diperoleh dari			Net cash provided by (used in)
48	(digunakan untuk) aktivitas operasi 61.187.719 70.673.061 operating activities///	(digunakan untuk) aktivitas operasi	61.187.719	70.673.061	operating activities///
49	CASH FLOWS FROM INVESTING				CASH FLOWS FROM INVESTING
50	ARUS KAS DARI AKTIVITAS INVESTASI ACTIVITIES///	ARUS KAS DARI AKTIVITAS INVESTASI			ACTIVITIES///
51	Pembelian efek-efek untuk tujuan	Pembelian efek-efek untuk tujuan
52	investasi (142.437.481) (141.403.927) Acquisition of investment securities	investasi	(142.437.481)	(141.403.927)	Acquisition of investment securities
53	Penerimaan dari efek-efek tujuan Proceeds from investment	Penerimaan dari efek-efek tujuan			Proceeds from investment
54	investasi yang jatuh tempo securities that matured	investasi yang jatuh tempo			securities that matured
55	selama periode berjalan 126.396.365 78.496.464 during the period	selama periode berjalan	126.396.365	78.496.464	during the period
56	Penerimaan dividen kas dari efek-efek Cash dividends received from	Penerimaan dividen kas dari efek-efek			Cash dividends received from
57	untuk tujuan investasi 2.200.087 1.179.518 investment in shares	untuk tujuan investasi	2.200.087	1.179.518	investment in shares
58	Perolehan aset tetap (759.754) (1.789.363) Acquisition of fixed assets	Perolehan aset tetap	(759.754)	(1.789.363)	Acquisition of fixed assets
59	Setoran modal pada Entitas Anak (58.044) - Paid in Capital with Subsidiary	Setoran modal pada Entitas Anak	(58.044)	-	Paid in Capital with Subsidiary
60	Perolehan aset hak guna (277.181) (446.164) Acquisition of right-of-use assets	Perolehan aset hak guna	(277.181)	(446.164)	Acquisition of right-of-use assets
61	Hasil penjualan aset tetap 100 1.065 Proceeds from sale of fixed assets	Hasil penjualan aset tetap	100	1.065	Proceeds from sale of fixed assets
62	Kas bersih yang diperoleh dari Net cash provided by (used in)	Kas bersih yang diperoleh dari			Net cash provided by (used in)
63	(digunakan untuk) aktivitas investasi (14.935.908) (63.962.407) investing activities///	(digunakan untuk) aktivitas investasi	(14.935.908)	(63.962.407)	investing activities///

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

CF — PDF page 213

Camelot table (pages 213, primary page 213).

#	Joined label	30 September 2025	30 September 2025	2024	30 September 2025
0	PT BANK CENTRAL ASIA Tbk		PT BANK CENTRAL ASIA Tbk
1	INFORMASI TAMBAHAN ADDITIONAL INFORMATION	INFORMASI TAMBAHAN	ADDITIONAL INFORMATION
2	LAPORAN ARUS KAS (ENTITAS INDUK SAJA) STATEMENTS OF CASH FLOWS (PARENT ENTITIY ONLY)	LAPORAN ARUS KAS (ENTITAS INDUK SAJA)	STATEMENTS OF CASH FLOWS (PARENT ENTITIY ONLY)
3	UNTUK PERIODE SEMBILAN BULAN YANG BERAKHIR FOR THE NINE-MONTH PERIODS ENDED	UNTUK PERIODE SEMBILAN BULAN YANG BERAKHIR	FOR THE NINE-MONTH PERIODS ENDED
4	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT) 30 SEPTEMBER 2025 AND 2024 (UNAUDITED)	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT)	30 SEPTEMBER 2025 AND 2024 (UNAUDITED)
5	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)	(Expressed in millions of Rupiah, unless otherwise stated)
6	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT) 30 SEPTEMBER 2025 AND 2024 (UNAUDITED)	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT)			30 SEPTEMBER 2025 AND 2024 (UNAUDITED)
7	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)			(Expressed in millions of Rupiah, unless otherwise stated)
8
9	30 September/		30 September/
10	September 2025 September 2024		September 2025	September 2024
11	CASH FLOWS FROM FINANCING				CASH FLOWS FROM FINANCING
12	ARUS KAS DARI AKTIVITAS PENDANAAN ACTIVITIES///	ARUS KAS DARI AKTIVITAS PENDANAAN			ACTIVITIES///
13	Pembayaran efek-efek utang yang diterbitkan (435.000) - Payment of debt securities issued	Pembayaran efek-efek utang yang diterbitkan	(435.000)	-	Payment of debt securities issued
14	Pembayaran pinjaman yang diterima (40.828) (57.088) Payment of borrowings	Pembayaran pinjaman yang diterima	(40.828)	(57.088)	Payment of borrowings
15	Pembayaran dividen kas (30.818.763) (28.045.074) Payment of cash dividends	Pembayaran dividen kas	(30.818.763)	(28.045.074)	Payment of cash dividends
16	Saham yang diperoleh kembali (249.992) - Treasury stock	Saham yang diperoleh kembali	(249.992)	-	Treasury stock
17	Penerimaan efek-efek yang dijual Proceeds of securities sold under	Penerimaan efek-efek yang dijual			Proceeds of securities sold under
18	dengan janji dibeli kembali 179.681 - agreements to repurchase	dengan janji dibeli kembali	179.681	-	agreements to repurchase
19	Pembayaran efek-efek yang dijual Payment of securities sold under	Pembayaran efek-efek yang dijual			Payment of securities sold under
20	dengan janji dibeli kembali - (278.277) agreements to repurchase	dengan janji dibeli kembali	-	(278.277)	agreements to repurchase
21	Kas bersih yang diperoleh dari	Kas bersih yang diperoleh dari
22	(digunakan untuk) aktivitas Net cash provided by (used in)	(digunakan untuk) aktivitas			Net cash provided by (used in)
23	pendanaan (31.364.902) (28.380.439) financing activities///	pendanaan	(31.364.902)	(28.380.439)	financing activities///
24	KENAIKAN (PENURUNAN) BERSIH KAS NET INCREASE (DECREASE) IN CASH	KENAIKAN (PENURUNAN) BERSIH KAS			NET INCREASE (DECREASE) IN CASH
25	DAN SETARA KAS 14.886.909 (21.669.785) AND CASH EQUIVALENTS///	DAN SETARA KAS	14.886.909	(21.669.785)	AND CASH EQUIVALENTS///
26	CASH AND CASH EQUIVALENTS,				CASH AND CASH EQUIVALENTS,
27	KAS DAN SETARA KAS, AWAL TAHUN 82.719.824 121.044.772 BEGINNING OF YEAR///	KAS DAN SETARA KAS, AWAL TAHUN	82.719.824	121.044.772	BEGINNING OF YEAR///
28	EFFECT OF FOREIGN EXCHANGE RATE				EFFECT OF FOREIGN EXCHANGE RATE
29	PENGARUH FLUKTUASI KURS VALUTA FLUCTUATIONS ON CASH AND CASH///	PENGARUH FLUKTUASI KURS VALUTA			FLUCTUATIONS ON CASH AND CASH///
30	ASING PADA KAS DAN SETARA KAS (58.596) 956.600 EQUIVALENTS///	ASING PADA KAS DAN SETARA KAS	(58.596)	956.600	EQUIVALENTS///
31	KAS DAN SETARA KAS, AKHIR CASH AND CASH EQUIVALENTS,	KAS DAN SETARA KAS, AKHIR			CASH AND CASH EQUIVALENTS,
32	PERIODE 97.548.137 100.331.587 END OF PERIOD///	PERIODE	97.548.137	100.331.587	END OF PERIOD///
33	Kas dan setara kas terdiri dari: Cash and cash equivalents consist of:	Kas dan setara kas terdiri dari:			Cash and cash equivalents consist of:
34	Kas 18.408.888 17.776.374 Cash	Kas	18.408.888	17.776.374	Cash
35	Giro pada Bank Indonesia 59.249.621 64.708.807 Current accounts with Bank Indonesia	Giro pada Bank Indonesia	59.249.621	64.708.807	Current accounts with Bank Indonesia
36	Giro pada bank-bank lain 10.845.342 4.871.310 Current accounts with Other Banks	Giro pada bank-bank lain	10.845.342	4.871.310	Current accounts with Other Banks
37	Penempatan pada Bank Indonesia Placement with Bank Indonesia and	Penempatan pada Bank Indonesia			Placement with Bank Indonesia and
38	dan bank-bank lain yang jatuh tempo other banks - mature within	dan bank-bank lain yang jatuh tempo			other banks - mature within
39	dalam 3 (tiga) bulan atau kurang than 3 (three) months or less	dalam 3 (tiga) bulan atau kurang			than 3 (three) months or less
40	sejak tanggal perolehan 9.044.286 12.975.096 from the date of acquisition	sejak tanggal perolehan	9.044.286	12.975.096	from the date of acquisition
41	Jumlah kas dan setara kas 97.548.137 100.331.587 Total cash and cash equivalents	Jumlah kas dan setara kas	97.548.137	100.331.587	Total cash and cash equivalents

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

✓	Balance sheet identity (A = L + E)	Implied total liabilities (TA − TE) = 1,261,866; known debt components fit within that envelope.
✓	Net debt formula	net_debt -99,267 matches \|debt_short\|+\|debt_long\|+\|other\|+\|NCI\|−\|cash\| = -99,267.
✓	Net profit vs operating profit	Net profit (43,397) sits within a plausible band vs operating profit (53,767).
✓	Cash ≤ total assets	Cash (100,202) ≤ total assets (1,538,502).
⚠	Debt step-change vs prior period	Total interest-bearing debt fell 100% vs prior period (1,514,507 → 936). Financing cash flow not extracted — can't verify the move was real (could be an OCR miss of a major debt line).

ID_BBCA 2025-09-30 9M — report review

Metric mapping (value → extracted evidence)

Consistency checks · Warnings

Statement pages (discovery)

Statement previews & reconstructed tables

P&L

BS

CF

Formulas used

#	Joined label	Line item	2025	31 December 2024
0	DAN 31 DESEMBER 2024 (DIAUDIT) AND 31 DECEMBER 2024 (AUDITED)	DAN 31 DESEMBER 2024 (DIAUDIT)		AND 31 DECEMBER 2024 (AUDITED)
1	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)		(Expressed in millions of Rupiah, unless otherwise stated)
2
3	30 September/		30 September/
4	September 2025 December 2024		September 2025	December 2024
5	ASET ASSETS	ASET		ASSETS
6	Kas 18.408.888 Cash 29.285.819	Kas	18.408.888	Cash 29.285.819
7	Giro pada Bank Indonesia 59.249.621 Current accounts with Bank Indonesia 35.165.855	Giro pada Bank Indonesia	59.249.621	Current accounts with Bank Indonesia 35.165.855
8	Giro pada bank-bank lain - setelah Current accounts with other banks - net	Giro pada bank-bank lain - setelah		Current accounts with other banks - net
9	dikurangi cadangan kerugian of allowance for impairment///	dikurangi cadangan kerugian		of allowance for impairment///
10	penurunan nilai sebesar Rp 784 losses of Rp 784 as of///	penurunan nilai sebesar Rp 784		losses of Rp 784 as of///
11	pada tanggal 30 September 2025 30 September 2025///	pada tanggal 30 September 2025		30 September 2025///
12	(31 Desember 2024: Rp 520) 10.844.558 (31 December 2024: Rp 520)/// 4.019.739	(31 Desember 2024: Rp 520)	10.844.558	(31 December 2024: Rp 520)/// 4.019.739
13	Penempatan pada Bank Indonesia dan	Penempatan pada Bank Indonesia dan
14	bank-bank lain - setelah dikurangi Placements with Bank Indonesia and	bank-bank lain - setelah dikurangi		Placements with Bank Indonesia and
15	cadangan kerugian penurunan nilai other banks - net of allowance for///	cadangan kerugian penurunan nilai		other banks - net of allowance for///
16	sebesar Rp 4.204 pada tanggal impairment losses of Rp 4,204 as of///	sebesar Rp 4.204 pada tanggal		impairment losses of Rp 4,204 as of///
17	30 September 2025 30 September 2025///	30 September 2025		30 September 2025///
18	(31 Desember 2024: Rp 1.708) 9.758.222 (31 December 2024: Rp 1,708)/// 14.246.183	(31 Desember 2024: Rp 1.708)	9.758.222	(31 December 2024: Rp 1,708)/// 14.246.183
19	Aset keuangan yang diukur pada nilai Financial assets at fair value through	Aset keuangan yang diukur pada nilai		Financial assets at fair value through
20	wajar melalui laba rugi 35.170.421 profit or loss/// 21.044.715	wajar melalui laba rugi	35.170.421	profit or loss/// 21.044.715
21	Tagihan akseptasi - setelah dikurangi Acceptance receivables - net of	Tagihan akseptasi - setelah dikurangi		Acceptance receivables - net of
22	cadangan kerugian penurunan nilai allowance for impairment///	cadangan kerugian penurunan nilai		allowance for impairment///
23	sebesar Rp 199.993 pada tanggal losses of Rp 199,993 as of///	sebesar Rp 199.993 pada tanggal		losses of Rp 199,993 as of///
24	30 September 2025 30 September 2025///	30 September 2025		30 September 2025///
25	(31 Desember 2024: Rp 440.695) 9.980.994 (31 December 2024: Rp 440,695)/// 9.621.047	(31 Desember 2024: Rp 440.695)	9.980.994	(31 December 2024: Rp 440,695)/// 9.621.047
26	Wesel tagih - setelah dikurangi	Wesel tagih - setelah dikurangi
27	cadangan kerugian penurunan nilai Bills receivable - net of allowance for	cadangan kerugian penurunan nilai		Bills receivable - net of allowance for
28	sebesar Rp 2.063 pada tanggal impairment losses of Rp 2,063 as of///	sebesar Rp 2.063 pada tanggal		impairment losses of Rp 2,063 as of///
29	30 September 2025 30 September 2025///	30 September 2025		30 September 2025///
30	(31 Desember 2024: Rp 3.116) 8.301.197 (31 December 2024: Rp 3,116)/// 8.891.769	(31 Desember 2024: Rp 3.116)	8.301.197	(31 December 2024: Rp 3,116)/// 8.891.769
31	Efek-efek yang dibeli dengan janji Securities purchased under agreements	Efek-efek yang dibeli dengan janji		Securities purchased under agreements
32	dijual kembali 13.089.823 to resell/// 862.849	dijual kembali	13.089.823	to resell/// 862.849
33	Kredit yang diberikan - setelah dikurangi	Kredit yang diberikan - setelah dikurangi
34	cadangan kerugian penurunan nilai Loans receivable - net of allowance for	cadangan kerugian penurunan nilai		Loans receivable - net of allowance for
35	sebesar Rp 31.144.126 pada tanggal impairment losses of Rp 31,144,126///	sebesar Rp 31.144.126 pada tanggal		impairment losses of Rp 31,144,126///
36	30 September 2025 as of 30 September 2025///	30 September 2025		as of 30 September 2025///
37	(31 Desember 2024: Rp 32.382.006) (31 December 2024: Rp 32,382,006)///	(31 Desember 2024: Rp 32.382.006)		(31 December 2024: Rp 32,382,006)///
38	Pihak berelasi 6.967.371 Related parties/// 7.296.837	Pihak berelasi	6.967.371	Related parties/// 7.296.837
39	Pihak ketiga 875.618.311 Third parties/// 855.233.239	Pihak ketiga	875.618.311	Third parties/// 855.233.239
40	Efek-efek untuk tujuan investasi - setelah Investment securities - net of allowance	Efek-efek untuk tujuan investasi - setelah		Investment securities - net of allowance
41	dikurangi cadangan kerugian penurunan for impairment losses of///	dikurangi cadangan kerugian penurunan		for impairment losses of///
42	nilai sebesar Rp 421.128 pada tanggal Rp 421,128 as of///	nilai sebesar Rp 421.128 pada tanggal		Rp 421,128 as of///
43	30 September 2025 30 September 2025///	30 September 2025		30 September 2025///
44	(31 Desember 2024: Rp 374.454) 374.988.231 (31 December 2024: Rp 374,454)/// 352.643.621	(31 Desember 2024: Rp 374.454)	374.988.231	(31 December 2024: Rp 374,454)/// 352.643.621
45	Biaya dibayar dimuka 1.642.720 Prepaid expenses 617.971	Biaya dibayar dimuka	1.642.720	Prepaid expenses 617.971
46	Pajak dibayar dimuka 30.322 Prepaid tax 1.532.246	Pajak dibayar dimuka	30.322	Prepaid tax 1.532.246
47	Aset tetap - setelah dikurangi akumulasi Fixed assets - net of accumulated	Aset tetap - setelah dikurangi akumulasi		Fixed assets - net of accumulated
48	penyusutan sebesar Rp 10.742.508 depreciation of Rp 10,742,508 as of///	penyusutan sebesar Rp 10.742.508		depreciation of Rp 10,742,508 as of///
49	pada tanggal 30 September 2025 30 September 2025///	pada tanggal 30 September 2025		30 September 2025///
50	(31 Desember 2024: Rp 9.244.266) 26.625.872 (31 December 2024: Rp 9,244,266)/// 27.347.687	(31 Desember 2024: Rp 9.244.266)	26.625.872	(31 December 2024: Rp 9,244,266)/// 27.347.687

#	Joined label	30 September 2025	30 September 2025
0	UNTUK PERIODE SEMBILAN BULAN YANG BERAKHIR FOR THE NINE-MONTH PERIODS ENDED	UNTUK PERIODE SEMBILAN BULAN YANG BERAKHIR	FOR THE NINE-MONTH PERIODS ENDED
1	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT) 30 SEPTEMBER 2025 AND 2024 (UNAUDITED)	30 SEPTEMBER 2025 DAN 2024 (TIDAK DIAUDIT)	30 SEPTEMBER 2025 AND 2024 (UNAUDITED)
2	(Dalam jutaan Rupiah, kecuali dinyatakan lain) (Expressed in millions of Rupiah, unless otherwise stated)	(Dalam jutaan Rupiah, kecuali dinyatakan lain)	(Expressed in millions of Rupiah, unless otherwise stated)
3
4	30 September/	30 September/
5	September 2025 September 2024	September 2025	September 2024
6	PENDAPATAN DAN BEBAN	PENDAPATAN DAN BEBAN
7	OPERASIONAL OPERATING INCOME AND EXPENSES	OPERASIONAL	OPERATING INCOME AND EXPENSES
8	Pendapatan bunga 68.885.323 Interest income 65.600.758	Pendapatan bunga 68.885.323	Interest income 65.600.758
9	Beban bunga (9.255.317) Interest expenses (8.725.175)	Beban bunga (9.255.317)	Interest expenses (8.725.175)
10	PENDAPATAN BUNGA - BERSIH 59.630.006 56.875.583 INTEREST INCOME - NET	PENDAPATAN BUNGA - BERSIH 59.630.006	56.875.583 INTEREST INCOME - NET
11	PENDAPATAN OPERASIONAL LAINNYA OTHER OPERATING INCOME	PENDAPATAN OPERASIONAL LAINNYA	OTHER OPERATING INCOME
12	Pendapatan provisi dan komisi - bersih 14.240.920 Fees and commission income - net/// 13.223.051	Pendapatan provisi dan komisi - bersih 14.240.920	Fees and commission income - net/// 13.223.051
13	Pendapatan transaksi yang diukur pada Net income from transaction at fair///	Pendapatan transaksi yang diukur pada	Net income from transaction at fair///
14	nilai wajar melalui laba rugi - bersih 2.955.182 value through profit or loss////// 2.502.944	nilai wajar melalui laba rugi - bersih 2.955.182	value through profit or loss////// 2.502.944
15	Lain-lain 3.375.014 Others/// 1.920.916	Lain-lain 3.375.014	Others/// 1.920.916
16	Jumlah pendapatan operasional lainnya 20.571.116 Total other operating income 17.646.911	Jumlah pendapatan operasional lainnya 20.571.116	Total other operating income 17.646.911
17	Beban penyisihan kerugian penurunan	Beban penyisihan kerugian penurunan
18	nilai aset (2.818.205) Impairment losses on assets (1.829.346)	nilai aset (2.818.205)	Impairment losses on assets (1.829.346)
19	BEBAN OPERASIONAL LAINNYA OTHER OPERATING EXPENSES	BEBAN OPERASIONAL LAINNYA	OTHER OPERATING EXPENSES
20	Beban karyawan (12.043.700) Personnel expenses/// (11.755.081)	Beban karyawan (12.043.700)	Personnel expenses/// (11.755.081)
21	Beban umum dan administratif (10.475.338) General and administrative expenses/// (10.038.710)	Beban umum dan administratif (10.475.338)	General and administrative expenses/// (10.038.710)
22	Lain-lain (1.397.115) Others/// (1.246.668)	Lain-lain (1.397.115)	Others/// (1.246.668)
23	Jumlah beban operasional lainnya (23.916.153) Total other operating expenses (23.040.459)	Jumlah beban operasional lainnya (23.916.153)	Total other operating expenses (23.040.459)
24	LABA SEBELUM PAJAK PENGHASILAN 53.466.764 49.652.689 INCOME BEFORE TAX	LABA SEBELUM PAJAK PENGHASILAN 53.466.764	49.652.689 INCOME BEFORE TAX
25	BEBAN PAJAK PENGHASILAN (9.892.965) (9.285.639) INCOME TAX EXPENSE	BEBAN PAJAK PENGHASILAN (9.892.965)	(9.285.639) INCOME TAX EXPENSE
26	LABA BERSIH 43.573.799 40.367.050 NET INCOME	LABA BERSIH 43.573.799	40.367.050 NET INCOME
27	PENGHASILAN KOMPREHENSIF LAIN: OTHER COMPREHENSIVE INCOME:	PENGHASILAN KOMPREHENSIF LAIN:	OTHER COMPREHENSIVE INCOME:
28	Pos-pos yang tidak akan direklasifikasi Items that will not be reclassified	Pos-pos yang tidak akan direklasifikasi	Items that will not be reclassified
29	ke laba rugi: to profit or loss:///	ke laba rugi:	to profit or loss:///
30	Remeasurements of defined///		Remeasurements of defined///
31	Pengukuran kembali liabilitas imbalan pasti (196.263) benefit liability////// 51.580	Pengukuran kembali liabilitas imbalan pasti (196.263)	benefit liability////// 51.580
32	Pajak penghasilan atas pengukuran Income tax on remeasurements///	Pajak penghasilan atas pengukuran	Income tax on remeasurements///
33	kembali liabilitas imbalan pasti 37.290 of defined benefit liability /// (9.800)	kembali liabilitas imbalan pasti 37.290	of defined benefit liability /// (9.800)
34	(158.973) 41.780	(158.973)	41.780
35	Pos-pos yang akan direklasifikasi Items that will be reclassified	Pos-pos yang akan direklasifikasi	Items that will be reclassified
36	ke laba rugi: to profit or loss:///	ke laba rugi:	to profit or loss:///
37	Keuntungan (kerugian) yang belum	Keuntungan (kerugian) yang belum
38	direalisasi atas aset keuangan Unrealised gains (losses) on financial///	direalisasi atas aset keuangan	Unrealised gains (losses) on financial///
39	yang diukur pada nilai wajar melalui assets at fair value through other//////	yang diukur pada nilai wajar melalui	assets at fair value through other//////