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Kaspi.kz JSC KZT

Update

Re-runs extraction for each period with period-end year from max(2023, current year − 2) through the current year, oldest first (up to three reporting years). This can take a long time.

Kaspi.kz runs Kazakhstan’s leading e-commerce marketplace, payment platform and digital retail bank (listed as KSPI on KASE).

Sector: Banks

KASPI

Price chart

41 229.98 KZTDay -2.64%

Key metrics

Market

Price
41 229.98 KZT · -2.64%
Market cap
11278.1 bn KZT

Growth

Δ NII y/y
45.9%
Δ net profit y/y
1.0%

Multiples

P/E (LTM)
10.6x
P/B (FY)
4.3x

Returns

Dividend yield
ROE (annualized)
51.2%
ROI (ROE ÷ P/B)
11.8%

Liquidity

Daily turnover (KASE)
206 150

Shares: kase_book/KSPI

🔍 Sanity check — subtotal consistency (Level-1 + Level-2) OK: 2 / Warn: 0 / Err: 0 / Autofix applied: 0
Port of PHP subtotal-total + sign-flip detection logic
PeriodIssues
2024-12-31 FYOK
2025-12-31 FYOK
All checks pass · Has warnings (review) · Has errors (needs fix) · ✓* Autofix applied (see evidence)

Financial dynamics

Monetary columns are in B KZT, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB KZTNet profitB KZTAssetsB KZTEquityB KZTROE (annualized)Source
2025-12-31FY 2025 (12M)ERR
y/y 45.9%
y/y 1.0%
11081.7
y/y 32.3%
2601.6
y/y 65.4%
51.2%Report (PDF)
2024-12-31FY 2024 (12M)OK
y/y
y/y
8377.1
y/y
1572.9
y/y
Report (PDF)
Data quality — review suggested

Dividends

No dividend rows found for this issuer (checked: KASE news).

Investor reporting (IR): https://ir.kaspi.kz/financial-information/

Reporting forms detected in loaded periods: (Balance sheet / Profit or loss (P&L) / Cash flows)