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CCBN 2024-06-30 H1 — report review

Status: OK; Currency: KZT; Amounts unit: millions; Forms: ✓ ✓ ✓

Дата публикации отчёта: Не сохранена для этого периода — укажите financial_report_date в строке (EDGAR filingDate, KASE change_date или manual_catalog).

Full financial report: Отчёт (PDF)

PDF (local): /home/ubuntu/projects/frontier/data/raw_pdfs/CCBN/2024-06-30_H1_consolidated-interim-condensed-financial-statements-for-the-.pdf

Чтобы заново выполнить поиск форм и превью из PDF, откройте эту ссылку Основная ссылка запускает пересчёт в фоне: панель статуса, затем готовая страница. Тяжёлый режим с refresh по умолчанию тоже в фоне (иначе прокси даёт 502). &sync=1 — только для одного долгого синхронного ответа (не рекомендуется). Можно ?refresh=1, ?recalc=1, ?nocache=1 или ?recompute=1. (дождаться в браузере: синхронное обновление)

Сопоставление метрик (значение → evidence)

Значения метрик приведены к единицам дашборда, где это применимо; в колонке evidence — сохранённый фрагмент из текстового слоя PDF или OCR на этапе извлечения.

Statement pages (discovery)

Превью страниц и восстановленные таблицы

Подсветка Жёлтая строка — совпадение с evidence; оранжевая ячейка — точное число, взятое для метрики (наведите на строку). Выручка Опер. прибыль Аморт. и износ EBITDA Чистая прибыль cash debt_short debt_long Активы Капитал Операц. ДДС Инвест. ДДС

Зелёная / янтарная / красная полоса у подписи строки — итог/субитог, где сумма детальных строк сравнивается с числом в отчёте (эвристика). Под каждой таблицей — список проверок (Σ строк vs отчёт, статус).

P&L

P&L — PDF page 3

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 3 (33 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3	Column 4	Column 5
0	JOINT-STOCK COMPANY BANK CENTERCREDIT
1	CONSOLIDATED INTERIM CONDENSED STATEMENT OF PROFIT AND LOSS FOR SIX MONTHS
2	ENDED 30 JUNE 2024
3	(in millions of Kazakhstani tenge_exceptfor earnings per share expressed_in tenge)
4	Interest income calculaled using
5	the effective interest rate method	174025	122323	334299	237524
6	Other interest income	1310	789	2451	1600
7	Interest expense	-87648	-61742	-171223	-125804
8	Net interest income before
9	provision for expected credit
10	losses on interest-bearing assets	87687	61.7	165527	113320
11	Expected credit loss allowance
12	on Joans tD customcrs and banks	-46859	8.954	-35142	-27830
13	Net interest Income	70828	52416	430385	85490
14	Fee and commission income	19333	22825	39704	40877
15	Fee and commission expense	9.992	0.605	-19044	-17413
16	Net fee and commission income	9341	13220	20660	23764
17	Net gain on financial instruments
18	at fair value through profit or Joss	3209	2455	8504	4932
19	Net gain on sale and repayment
20	of financial assets measured at
21	fair value through other
22	comprchensive income	466	440	1302	617
23	Net foreign exchange gain	18692	12385	28989	23442
24	Expected credit loss allowance
25	on other financia] assets and due
26	from banks	-4848	-2175	-4973	-2818
27	Provision for credit related
28	commitments	-577	-10513	1748	-10019
29	[Impairment loss on other non -
30	financial assets	121	-69	2	-720
31	Other (expenses) income	-3525	400	-1579	-513
32	Net non-interest income	22879	17.14	54653	38685

P&L — PDF page 4

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 4 (16 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3	Column 4	Column 5
0	JOINT-STOCK COMPANY BANK CENTERCREDIT
1	CONSOLIDATED INTERIM CONDENSED STATEMENT OF PROFIT AND LOSS FOR SIX MONTHS
2	ENDED 30 JUNE 2024
3	(inmillions of_Kazakhstani tenge_except for earnings per _share expressed in tenge)
4	Operating income	93707	69559	85038	124175
5	Operating expenses	-44329	29.077	-80346	-55491
6	Operating income before
7	income tax	49378	40482	104692	68684
8	Income tax expense	9.503	-2823	-18674	-5.985
9	Profit for the period	39875	37659	86018	62699
10	Profit attributable to:
11	Equity holders of the Bank	39772	37607	85844	62647
12	Non-controlling interests	103	52	174	52
13	Earnings per share
14	Basic (KZT)	213.45	203.57	461.41	339.05
15	Diluted (KZT)	213.45	203.58	461.43	339.07

BS

BS — PDF page 6

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 6 (43 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	2024	2023
0	JOINT-STOCK COMPANY BANK CENTERCREDIT
1	CONSOLIDATED INTERIM CONDENSED STATEMENT OF FINANCIAL POSITION AS AT 30 JUNE 2024
2	(in millions of Kazakhstoni tenge unless otherwise stated)
3	Note	2024	2023
4	ASSETS:
5	Cash and cash equivalents	1203944	1353334
6	Fingncial instruments at fair value through profit or loss
7	Held by the Group	68999	44988
8	Pledged under sale and repurchase agreement	1421	0.426
9	Invcstmcnt securities
10	Held by the Group	728412	615833
11	Pledged under loans from banks	194554	74519
12	Due from banks	57690	39483
13	Loans t0 customers and banks
14	Loans t0 corporate customers	1003720	951.687
15	Loans t0 retail customers	2355750	1977162
16	Curent income tax assets	7325	15607
17	Property, plant and equipment and intangible assets	69219	69341
18	Other assets	152786	138.659
19	TOTAL ASSETS	5843820	5291039
20	LIABILITIES AND EQUITY EQUITY
21	LIABILITIES:
22	Due to banks and financial institutions	306240	481891
23	Customer accounts
24	Dute t0 corporate customers	1970651	1787543
25	Due t0 retail customers	2403700	2234525
26	Debt securities issued	73715	70532
27	Deferred incone tax liabilities	11421	14399
28	Subordinated bonds	60720	58587
29	Other liabilities	512.284	527196
30	TOTAL LIABILITIES	5338731	4874623
31	EQUITY:
32	Equity attributable to owners of the Parent Bank:
33	Share capital	64217	64498
34	Fair value reserve for securitics	14.329	-14315
35	Property revaluation reserve	1425	2030
36	Retained earnings	452976	366527
37	Total equity attributable to owners of the Bank	504289	418.74
38	Non-controlling interests	800	626
39	Total equity	505089	419366
40	TOTAL LIABILITIES AND EQUITY	5843820	5291039
41	Book value per ordinary share (KZT)	2.623	2175
42	Book value per preference share (KZI)	30	300

CF

CF — PDF page 9

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 9 (35 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3
0	JOINT-STOCK COMPANY BANK CENTERCREDIT
1	CONSOLIDATED INTERIM CONDENSED STATEMENT OF CASH FLOWS FOR SIX MONTHS ENDED 30
2	JUNE 2024
3	in millions of_Kazakhstani tenge unless otherwise stated)
Operating activities
4	CASH FLOWS FROM OPERATING ACTIVITIES:
5	[nterest received	310384	228
6	Interest paid	-164199	-119231
7	Services fee and commissions received	39091	38843
8	Services fcc and commission paid	-19.21	-17276
9	Net proceeds from derivative instrument transactions	4194	2762
10	Net foreign exchange gain	27352	18035
11	Other expense payments	-1578	-512
12	Opcrating expenses paid	-69897	-48508
13	Cash flow from operating activities before changes in operating assets and
14	liabilities	126136	102496
15	Changes in operating assets:
16	Financial instruments at fair value through profit or loss for the period	-10399	-4542
17	Due from banks	-15586	-16495
18	Loans t0 customers and banks	-442083	-342662
19	Other assets	-11179	-10654
20	Changes in opcrating liabilitics:
21	Due to banks and financial institutions	122289	-14255
22	Customer accounts	307.177	120350
23	Other liabilities	-43067	963
24	Cash flows from/ (used in) operating activities before tax	63288	-164799
25	Income tax paid	-10370	-3049
26	Net cash flows from/(used in) operating activities	52918	-467848
27	CASH FLOW FROM INVESTING ACTIVITIES:
28	Cash and cash equivalents acquired due to business combination	0	1758
29	Acquisition of subsidiary	0	-3982
30	Proceeds from repayment and sale of investment securities	339446	2654200
31	Acquisition of investment securities	-545864	-2487968
32	Acquisition of property , plant and equipment and intangible assets	-12310	-4990
33	Proceeds from sale of property, plant and equipment	0	311
34	Net cash flow (used in)from investing activities	-218728	159.29

CF — PDF page 10

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 10 (14 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3
0	JOINT-STOCK COMPANY BANK CENTERCREDIT
1	CONSOLIDATED INTERIM CONDENSED STA TEMENT OF CASH FLOWS FOR SIX MONTHS ENDED 30
2	JUNE 2024
3	(inmillions ofKazakhstani tenge unless otherwise stated)
Financing activities
4	CASH FLOWS FROM FINANCING ACTIVITIES:
5	sed to repurchase treasury shares	-281	-506
6	Proceeds from debt securitics issued	3317	0
7	Repayment of debt securities issued	3.354	-21853
8	Repayment of easc liabilities	175	-163
9	Net cash lows used In financing 9ctivittes	-143	-22522
10	Effect of changes in foreign exchange rate fluctuations on cash and cash equivalents	16563	-13500
11	NET (DECREASEMINCREASE IN CASH AND CASH EQUIVALENTS	-149390	-44541
12	CASH AND CASH EQUIVALENTS, beginning of the period	1353334	4413.22
13	CASH AND CASH EQUIVALENTS, end of the period (Note [4}	4203944	1072679

Formulas used

• Net debt: debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (mln); [DeepSeek] net_debt (mln KZT, batch apply)
• EBITDA: [DeepSeek] ebitda (mln KZT, batch apply)