Status: PARTIAL — incomplete — unset metrics listed below; Currency: KZT; Amounts unit: —; Forms: ✓ ✓ ✓
Report published: Not stored for this period — set financial_report_date on the row (EDGAR filingDate, KASE change_date, or manual_catalog).
Full financial report: Link
PDF (local): /home/ubuntu/projects/frontier/data/raw_pdfs/KASPI/2025-12-31_FY_fy-2025-financial-statements-download.pdf
To recalculate statement detection and previews from the PDF, use this link The default link runs in the background: a status panel shows phase, elapsed time, rough ETA, CUDA vs CPU, and OOM hints, then loads the finished report. Heavy mode with refresh does this automatically so reverse proxies do not return 502. Add &sync=1 only for one long blocking request (not recommended). You can use ?refresh=1, ?recalc=1, ?nocache=1, or ?recompute=1 on the URL. (block in the browser until done: synchronous refresh)
Metric values use dashboard units where applicable; evidence is the stored snippet from the PDF text layer or OCR used during extraction.
| Metric | Value | Evidence / page extract |
|---|---|---|
| Revenue | 4 046 074 | — |
| Operating profit | — | — |
| D&A | 0 | D&A line not found in P&L/Camelot extract (legacy default 0) |
| EBITDA | — | — |
| Net profit | 1 067 707 | — |
| Cash | — | — |
| Debt short | 0 | Row: not found · dashboard=0.000 mln · pages 5 — [BS page 5] not found |
| Debt long | 0 | Row: not found · dashboard=0.000 mln · pages 5 — [BS page 5] not found |
| Net debt | 0 | Components: short debt 0 + long debt 0 + other financial liab. 0 + NCI 0 − cash 0 = net debt 0.Row: debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (from row components) · dashboard=0.000 mln — debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (from row components) |
| Operating CF | — | — |
| Investing CF | — | — |
| Assets | 11 081 748 | — |
| Equity | 2 601 577 | — |
| ✓ | Balance sheet identity (A = L + E) | Implied total liabilities (TA − TE) = 8,480,171; known debt components fit within that envelope. |
| ✓ | Net debt formula | net_debt 0 matches |debt_short|+|debt_long|+|other|+|NCI|−|cash| = 0. |
| Form | Pages |
|---|---|
| P&L | 3, 4, 5 |
| BS | 3, 4, 5 |
| CF | 3, 4, 5 |
Highlights Yellow row = matched stored evidence label; orange cell = exact number used for that metric (hover row for details). Revenue Operating profit D&A EBITDA Net profit cash debt_short debt_long Assets Equity Operating CF Investing CF
Green / amber / red bars on the label column mark subtotal rows where summed detail lines match the reported total (heuristic). The table under each reconstructed grid lists every check (Σ detail vs reported, status).
Extracted metrics for this form (this period row)
| Metric | Value |
|---|---|
| Revenue | 4 046 074 |
| Operating profit | — |
| EBITDA | — |
| Net profit | 1 067 707 |
| D&A | 0 |
Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.
No Camelot table — OCR (v8) below.
v8 OCR page 3: empty rows.
| # | Joined label | Line item |
|---|---|---|
| 0 | O pinion | O pinion |
| 1 | W e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and its | W e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and its |
| 2 | subsidiaries (the “Group”), which comprise the consolidated statement of financial position as | subsidiaries (the “Group”), which comprise the consolidated statement of financial position as |
| 3 | at 31 December 2025, and the consolidated statement of profit or loss, other comprehensive | at 31 December 2025, and the consolidated statement of profit or loss, other comprehensive |
| 4 | income, consolidated statement of changes in equity and consolidated statement of cash flows | income, consolidated statement of changes in equity and consolidated statement of cash flows |
| 5 | for the year then ended, and notes to the consolidated financial statements, including material | for the year then ended, and notes to the consolidated financial statements, including material |
| 6 | accounting policy information. | accounting policy information. |
| 7 | I n our opinion, the accompanying consolidated financial statements present fairly, in all | I n our opinion, the accompanying consolidated financial statements present fairly, in all |
| 8 | material respects, the consolidated financial position of the Group as at 31 December 2025, and | material respects, the consolidated financial position of the Group as at 31 December 2025, and |
| 9 | its consolidated financial performance and its consolidated cash flows for the year then ended | its consolidated financial performance and its consolidated cash flows for the year then ended |
| 10 | in accordance with IFRS Accounting Standards as issued by the International Accounting | in accordance with IFRS Accounting Standards as issued by the International Accounting |
| 11 | Standards Board (“IASB”). | Standards Board (“IASB”). |
No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).
Extracted metrics for this form (this period row)
| Metric | Value |
|---|---|
| Cash | — |
| Debt Short | 0 |
| Debt Long | 0 |
| Assets | 11 081 748 |
| Equity | 2 601 577 |
| Net debt | 0 |
Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.
No Camelot table — OCR (v8) below.
v8 OCR page 3: empty rows.
| # | Joined label | Line item |
|---|---|---|
| 0 | O pinion | O pinion |
| 1 | W e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and its | W e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and its |
| 2 | subsidiaries (the “Group”), which comprise the consolidated statement of financial position as | subsidiaries (the “Group”), which comprise the consolidated statement of financial position as |
| 3 | at 31 December 2025, and the consolidated statement of profit or loss, other comprehensive | at 31 December 2025, and the consolidated statement of profit or loss, other comprehensive |
| 4 | income, consolidated statement of changes in equity and consolidated statement of cash flows | income, consolidated statement of changes in equity and consolidated statement of cash flows |
| 5 | for the year then ended, and notes to the consolidated financial statements, including material | for the year then ended, and notes to the consolidated financial statements, including material |
| 6 | accounting policy information. | accounting policy information. |
| 7 | I n our opinion, the accompanying consolidated financial statements present fairly, in all | I n our opinion, the accompanying consolidated financial statements present fairly, in all |
| 8 | material respects, the consolidated financial position of the Group as at 31 December 2025, and | material respects, the consolidated financial position of the Group as at 31 December 2025, and |
| 9 | its consolidated financial performance and its consolidated cash flows for the year then ended | its consolidated financial performance and its consolidated cash flows for the year then ended |
| 10 | in accordance with IFRS Accounting Standards as issued by the International Accounting | in accordance with IFRS Accounting Standards as issued by the International Accounting |
| 11 | Standards Board (“IASB”). | Standards Board (“IASB”). |
No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).
Extracted metrics for this form (this period row)
| Metric | Value |
|---|---|
| Operating CF | — |
| Investing CF | — |
Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.
No Camelot table — OCR (v8) below.
v8 OCR page 3: empty rows.
| # | Joined label | Line item |
|---|---|---|
| 0 | O pinion | O pinion |
| 1 | W e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and its | W e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and its |
| 2 | subsidiaries (the “Group”), which comprise the consolidated statement of financial position as | subsidiaries (the “Group”), which comprise the consolidated statement of financial position as |
| 3 | at 31 December 2025, and the consolidated statement of profit or loss, other comprehensive | at 31 December 2025, and the consolidated statement of profit or loss, other comprehensive |
| 4 | income, consolidated statement of changes in equity and consolidated statement of cash flows | income, consolidated statement of changes in equity and consolidated statement of cash flows |
| 5 | for the year then ended, and notes to the consolidated financial statements, including material | for the year then ended, and notes to the consolidated financial statements, including material |
| 6 | accounting policy information. | accounting policy information. |
| 7 | I n our opinion, the accompanying consolidated financial statements present fairly, in all | I n our opinion, the accompanying consolidated financial statements present fairly, in all |
| 8 | material respects, the consolidated financial position of the Group as at 31 December 2025, and | material respects, the consolidated financial position of the Group as at 31 December 2025, and |
| 9 | its consolidated financial performance and its consolidated cash flows for the year then ended | its consolidated financial performance and its consolidated cash flows for the year then ended |
| 10 | in accordance with IFRS Accounting Standards as issued by the International Accounting | in accordance with IFRS Accounting Standards as issued by the International Accounting |
| 11 | Standards Board (“IASB”). | Standards Board (“IASB”). |
No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).