Frontierby eninvs

Language: EN / RU

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Sovcombank (SVCB) RUB

Sovcombank is a large private universal bank with retail (the Halva instalment card), corporate and treasury businesses, plus insurance, leasing and factoring subsidiaries.

At a glance: strengths & risks
✓Revenue growing (+55% y/y, Q2 2026)✓Profit growing (+411% y/y, Q2 2026)✓Book value growing (+12%)✓Cheaper than own history (P/E 2.8 vs avg 4.2)

Sector: Financial Services

RU_SVCB

Price chart

10.12 RUBDay -1.60%

Key metrics

Market

Price
10.12 RUB · -1.60%
Market cap
228.0 bn RUB

Growth

Δ NII y/y
69.1%
Δ net profit y/y
410.8%

Multiples

P/E (LTM)
2.8x
3y avg: 4.2x
P/B (FY)
0.6x
3y avg: 0.9x
P/E (ann.)
2.2x

Returns

Dividend yield
—
ROE (annualized)
24.7%
ROI (ROE ÷ P/B)
42.1%

Value creation

annualized net income / market cap (return on equity value)
Banking potential
+54.6%
↓ details

Liquidity

Daily turnover (MOEX)
718.2 mln RUB

Shares: connector/market_inputs

Amounts: USD (converted) · As reported
Converted modes use NBK / ECB-linked rates: balance sheet date for BS items, period average for P&L and cash flow (see filing row evidence). As reported keeps each row in its filing currency.

Financial results

Monetary columns are in B RUB, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB RUBNet profitB RUBAssetsB RUBEquityB RUBROE (annualized)Source
2026-06-30Q2 2026 (3M)OK64.8
y/y 69.1%
25.6
y/y 410.8%
4485.3
y/y 14.5%
423.7
y/y 19.8%
24.7%Report (PDF)
2026-03-31Q1 2026 (3M)OK60.0
y/y 71.9%
19.7
y/y 57.2%
4194.5
y/y 8.2%
406.3
y/y 15.4%
19.8%Report (PDF)
2025-12-31Q4 2025 (3M)OK55.7
y/y 37.7%
17.8
y/y -13.9%
4520.0
y/y 11.7%
389.1
y/y 11.8%
14.1%Report (PDF)
2025-09-30Q3 2025 (3M)OK47.6
y/y 20.1%
17.8
y/y 0.2%
4311.9
y/y 13.0%
367.9
y/y 17.5%
6.6%Report (PDF)
2025-06-30Q2 2025 (3M)OK38.3
y/y -9.7%
5.0
y/y -63.5%
3918.3
y/y 3.3%
353.8
y/y 16.8%
5.7%Report (PDF)
2025-03-31Q1 2025 (3M)OK34.9
y/y -1.9%
12.5
y/y -49.9%
3875.5
y/y 7.2%
352.1
y/y 17.6%
14.3%Report (PDF)
2024-12-31Q4 2024 (3M)OK40.4
y/y 14.3%
20.7
y/y 11.1%
4046.3
y/y 26.9%
348.1
y/y 32.5%
23.4%Report (PDF)
2024-09-30Q3 2024 (3M)OK39.6
y/y 7.2%
17.8
y/y -28.0%
3815.2
y/y 36.7%
313.2
y/y 35.8%
7.7%Report (PDF)
2024-06-30Q2 2024 (3M)OK42.4
y/y 22.6%
13.7
y/y -52.9%
3794.9
y/y 60.0%
302.9
y/y 42.3%
18.2%Report (PDF)
2024-03-31Q1 2024 (3M)OK35.6
y/y 11.4%
25.0
y/y 10.8%
3615.0
y/y 59.1%
299.3
y/y 62.5%
35.6%Report (PDF)
2023-12-31Q4 2023 (3M)OK35.4
y/y —
18.6
y/y —
3189.0
y/y —
262.6
y/y —
38.5%Report (PDF)
2023-09-30Q3 2023 (3M)OK37.0
y/y —
24.7
y/y —
2790.5
y/y —
230.7
y/y —
14.9%Report (PDF)
2023-06-30Q2 2023 (3M)OK34.6
y/y —
29.1
y/y —
2372.5
y/y —
212.9
y/y —
58.6%Report (PDF)
2023-03-31Q1 2023 (3M)OK31.9
y/y —
22.6
y/y —
2271.7
y/y —
184.2
y/y —
—Report (PDF)

Income statement (bank, IFRS)

IFRS decomposition: interest, fee and trading result with provisions, costs and the recurring/non-recurring profit split (bn RUB). Source: eninvs.com.

Item, bn RUB202320242025YoY
Interest income315602748 +24%
Interest expense-176-444-572 -29%
Net interest income139158177 +12%
Credit-loss provisions-32.5-73.9-80.7 -9%
NII after provisions10684.295.8 +14%
Fee & commission income34.948.659.1 +21%
Fee & commission expense-8.0-9.2-10.2 -11%
Net fee & commission income26.839.548.9 +24%
Financial instruments & investment result57.017.320.0 +16%
Other operating income, net75.5120102 -15%
Operating income174207236 +14%
Administrative & other expenses (SG&A)-189-264-317 -20%
Profit before tax11079.766.5 -17%
Income tax-14.7-2.5-13.3 -437%
Net profit95.077.253.2 -31%
of which recurring45.760.537.2 -38%
of which non-recurring49.316.716.0 -4%
Key ratios (annual)
ROE43.6%25.3%14.4% -10.9 pp
Cost of risk (CoR)1.98%3.24%2.83% -0.4 pp
Cost-to-income (CIR)108.5%127.7%134.6% +6.9 pp
Net interest margin (NIM)5.16%4.37%4.12% -0.2 pp

Quarterly dynamics & ratios

ROE = (net profit − perpetual bond coupons) ×4 / avg equity excl. perpetuals; CoR = provisions ×4 / avg credit portfolio; CIR = admin expense / operating income; NIM = NII ×4 / avg assets.

Quarter24/09
Q3		24/12
Q4		25/03
Q1		25/06
Q2		25/09
Q3		25/12
Q4		26/03
Q1		26/06
Q2
P&L, bn RUB
Net interest income39.640.434.938.347.655.760.064.8
Provisions-18.9-22.7-12.0-25.0-26.9-16.8-23.1—
Net fee income9.614.18.811.613.415.111.613.9
Financial instruments & investment2.110.5-14.97.212.5-0.25.3-0.8
Operating income52.754.647.052.862.573.374.881.8
Admin (SG&A)-68.0-79.2-77.1-76.1-77.7-86.1-83.2-77.2
Net profit17.820.712.55.017.817.819.725.6
Balance (period-end), bn RUB
Credit portfolio2 4742 6642 6202 7082 8703 0482 8573 006
Securities portfolio (bonds)457581537546514373435424
Customer deposits2 8053 0412 8262 9013 1713 4283 0053 237
Other assets8848017196649291 0999031 055
Total assets3 8154 0463 8763 9184 3124 5204 1954 485
Equity313348352354368389406424
Key ratios (annualised)
ROE (annualised)23.1%25.1%14.3%5.7%19.8%18.9%19.8%24.7%
Cost of risk (CoR)3.12%3.54%1.82%3.76%3.85%2.27%3.14%—
Cost-to-income (CIR)128.8%145.0%164.1%144.3%124.4%117.4%111.2%94.4%
Net interest margin (NIM)4.17%4.12%3.52%3.93%4.63%5.05%5.50%5.97%

Research & reviews

Our earnings breakdowns and investment notes on this issuer.

All research →

Monthly operating statistics (RAS, bank charter)

<div class='muted' style='font-size:.72rem;line-height:1.2'>12.6 bln mo</div> source: CBR

Bank potential breakdown (Return per share)
ReportedForecastMonthly ×12
Reporting periodH1 2026
RAS profit, quarter months
Jan 2026 2.6 bln
Feb 2026 3.4 bln
Mar 2026 9.9 bln
Apr 2026 23.4 bln
May 2026 10.2 bln
Jun 2026 14.7 bln
Jan 2026 2.6 bln
Feb 2026 3.4 bln
Mar 2026 9.9 bln
Apr 2026 23.4 bln
May 2026 10.2 bln
Jun 2026 14.7 bln
RAS profit, following months
Jul 2026 10.5 bln
Aug 2026 11.4 bln
Forecast profit change (×1.25)+25%
Annualised profit, mln RUB90.6 bln113.0 bln137.1 bln
Book (equity)423.7 bln423.7 bln423.7 bln
ROE (annualised)21%27%32%
Price / Book0.54x0.54x0.54x
Potential [ROE / P/B]+40%+49%+60%
Card headline: avg of Forecast & Monthly+55%

Potential = annualised net profit / market cap (= ROE / P/B). 'Reported' is the last IFRS quarter annualised; 'Forecast' adjusts it for seasonality from the latest monthly RAS data (multiplier X = profit of the most recent months / profit of the quarter's months); 'Monthly ×12' annualises the latest RAS month. RAS = parent bank charter, IFRS = group; the bases differ, so the forecast is a momentum indicator.

PeriodNet interest income (YTD)
CBR Form 102
Non-interest result (YTD)
CBR Form 102
Pre-tax profit (YTD)
CBR Form 102
Net profit (YTD)
CBR Form 102
Total comprehensive income
CBR Form 102
Aug 202687.0 bln
+512.9% y/y · 11.4 bln mo +92.9%
6.9 bln
turned + y/y · 1.3 bln mo turned +
93.8 bln
×14 y/y · 12.7 bln mo +506.5%
86.1 bln
+886.7% y/y · 11.4 bln mo +472.5%
83.9 bln
+400.9% y/y · 10.9 bln mo +363.4%
Jul 202675.6 bln
+811.8% y/y · 14.5 bln mo turned +
5.5 bln
turned + y/y · 1.9 bln mo -42.2%
81.1 bln
×18 y/y · 16.4 bln mo +694.8%
74.7 bln
×11 y/y · 10.5 bln mo +275.7%
73.1 bln
+407.0% y/y · 9.0 bln mo +260.4%
Jun 202661.1 bln
+538.3% y/y · 13.2 bln mo +764.6%
3.6 bln
turned + y/y · 1.8 bln mo -21.6%
64.7 bln
×27 y/y · 15.0 bln mo +536.6%
64.2 bln
×16 y/y · 14.7 bln mo +295.4%
64.0 bln
+437.8% y/y · 13.2 bln mo +93.8%
May 202647.9 bln
+495.4% y/y · 10.4 bln mo +236.4%
1.8 bln
turned + y/y · 170 mln mo -96.3%
49.7 bln
10.5 bln mo
49.5 bln
×215 y/y · 10.2 bln mo ×44
50.8 bln
+898.4% y/y · 10.3 bln mo +101.9%
Apr 202637.5 bln
+656.1% y/y · 6.3 bln mo turned +
1.6 bln
turned + y/y · 16.9 bln mo +228.5%
39.2 bln
23.1 bln mo
39.3 bln
23.4 bln mo
40.6 bln
23.6 bln mo
Mar 202631.3 bln
+390.3% y/y · 14.5 bln mo +804.8%
-15.2 bln
+20.8% y/y · -4.5 bln mo +3.2%
16.0 bln
10.0 bln mo
15.9 bln
9.9 bln mo
16.9 bln
10.0 bln mo
Feb 202616.8 bln
+251.3% y/y · 9.1 bln mo +415.7%
-10.7 bln
+26.5% y/y · -5.7 bln mo +38.6%
6.1 bln
3.5 bln mo
6.0 bln
3.4 bln mo
6.9 bln
4.0 bln mo
Jan 20267.6 bln
+154.4% y/y · 7.6 bln mo +154.4%
-5.0 bln
+5.8% y/y · -5.0 bln mo +5.8%
2.6 bln
2.6 bln mo
2.6 bln
2.6 bln mo
2.9 bln
2.9 bln mo
Dec 202541.8 bln
-24.4% y/y · 10.5 bln mo
-983 mln
+77.0% y/y · 3.1 bln mo
40.9 bln
-20.0% y/y · 13.5 bln mo
44.1 bln
+3.0% y/y · 13.5 bln mo
58.7 bln
+70.5% y/y · 21.5 bln mo
Nov 202531.4 bln
6.4 bln mo
-4.0 bln
5.4 bln mo
27.3 bln
11.7 bln mo
30.6 bln
11.7 bln mo
37.1 bln
12.5 bln mo
Oct 202525.0 bln
3.6 bln mo
-9.4 bln
-8.9 bln mo
15.6 bln
-5.3 bln mo
19.0 bln
-4.0 bln mo
24.6 bln
-4.7 bln mo
Sep 202521.4 bln
7.2 bln mo
-525 mln
7.1 bln mo
20.9 bln
14.4 bln mo
23.0 bln
14.3 bln mo
29.4 bln
12.6 bln mo

Capital adequacy ratios (CBR)

Bank of Russia form 0409135 · latest reporting date 01.09.2026 (August 2026) · systemically important

Н1.011.39%headroom +1.39min. 10.00%
Н1.29.67%headroom +1.67min. 8.00%
Н1.18.52%headroom +2.02min. 6.50%
Н20.09.78%headroom +0.78group, 01.04.2025
9.311.311.39%10.202509.2026ratio · dashed — minimum · bars — headroom
DateН1.0, % (headroom)Н1.2, % (headroom)Н1.1, % (headroom)Н2, %Н3, %Н4, %Н27, %Status
01.09.202611.39 (+1.39)9.67 (+1.67)8.52 (+2.02)43.41129.7041.81105.76ok
01.08.202611.08 (+1.08)9.54 (+1.54)8.48 (+1.99)60.77117.9441.84104.70ok
01.07.202610.98 (+0.98)9.62 (+1.62)8.58 (+2.08)60.01106.4042.63100.00watch
01.06.202610.74 (+0.74)9.02 (+1.02)8.08 (+1.58)61.50107.0544.60100.00watch
01.05.202610.90 (+0.90)9.24 (+1.24)8.24 (+1.74)49.67124.1843.97109.41watch
01.04.202610.96 (+0.96)9.69 (+1.69)8.58 (+2.08)62.95217.0144.06100.58watch
01.03.202610.85 (+0.85)9.15 (+1.15)8.11 (+1.61)72.31142.8744.45101.89watch
01.02.202610.59 (+0.59)8.94 (+0.94)7.94 (+1.44)75.74128.3445.35102.48watch
01.01.202610.54 (+0.54)8.84 (+0.84)7.82 (+1.31)92.20121.8546.10—watch
01.12.202510.16 (+0.91)8.86 (+1.61)7.84 (+2.09)75.33113.5845.73—watch
01.11.20259.84 (+0.59)8.75 (+1.50)7.70 (+1.95)75.99110.1145.54—watch
01.10.202510.14 (+0.89)8.70 (+1.45)7.60 (+1.85)66.20153.0744.88—watch

CBR reporting dates are the 1st of the month, i.e. the previous month's close. Figures in brackets are headroom over the minimum incl. buffers; «r» marks a value taken from the bank's own release (clickable). N20.x are banking-group ratios, N2/N3/N4 are liquidity ratios, N27 is the NSTLR.

All banks, full history and liquidity ratios →

Quality / corporate governance

Potential discount −11% (factor 0.89)

This company's ranking potential is scaled down by a quality/governance factor from the signals below — de-prioritising 'cheap but problematic' names.

P/B — daily history

Current 0.55x · 3-year median 0.97x

P/B3-year median

P/E — daily history

Current 2.9x · 3-year median 4.5x

P/E3-year median

P/B is market cap ÷ equity of the latest reported quarter, P/E is ÷ profit of the last four quarters. EV/EBITDA is not computed for financials: EBITDA is not a meaningful line for them and their net debt is operating liquidity, not leverage.

Peer comparison

Group: Financial Services. Every peer trades on the same market, so no adjustment is needed.

CompanyMarketCap, $bnP/E
MTS BankRussia0.41.9x
MosgorlombardRussia0.02.2x
Bank VTBRussia15.32.8x
SberbankRussia80.23.5x
DOM.RFRussia4.63.5x
ZaymerRussia0.23.7x
Bank Sankt-PeterburgRussia1.43.8x
TBankRussia8.83.9x
CarMoneyRussia0.04.6x
EuroplanRussia1.010.6x
Credit Bank of MoscowRussia4.114.9x
Group median3.7x
Group average5.0x
This companyRussia2.82.8x

Group median 3.7x; this company 2.8x — a 24% discount.

Group average 5.0x; against the average this company is at a 44% discount. The average sits 36% above the median: Credit Bank of Moscow (14.9x) skews the group.

At the adjusted group median the market cap would be +31% versus today.

The gap and the implied upside are measured against the median: one richly priced peer moves an average, not a median. The market adjustment uses our coverage medians (US 28.3x, Russia 5.9x, South Africa 11.1x, Kazakhstan 9.2x, India 27.4x, Indonesia 7.3x); it is about where a name is listed, not what it does. Peer multiples come from the nightly rebuild of 2026-10-22; the company's own is live.

Dividend potential

Dividend-model upside: -45%

The payout is forecast from smoothed profit × payout ratio, capped by free cash flow (developers exempt — escrow) and floored at the recent actual dividend (companies hold payouts while profitable). Fair yield = key rate + the historical yield-spread to the rate (so growers that historically traded below the rate score higher). Upside = fair price / current − 1.

1 · Forecast dividend (per policy)
Smoothed net profit (median YTD-ann./LTM/FY)81 bn RUB
Payout ratio18%
Recent actual dividend (3-yr median)0.35 ₽
= Forecast dividend per share0.56 ₽
2 · Fair yield (spread to key rate)
CBR key rate14.0%
Historical yield spread to rate (3-yr median)-13.6 pp
= Fair dividend yield (bank floor ≈ rate−3.5)10.5%
3 · Valuation → upside
Current price10.20 ₽
Forecast dividend yield5.5%
Fair price (dividend-based)5.61 ₽

Forecast, not investment advice. Earnings annualization and policy assumptions are estimates.

Three-year model and IRR with caveats

Expected IRR: +37% (bear +18% … bull +59%)

price in 3 years 23.09 ₽ (+127% к 10.18 ₽); dividends along the way 2.31 ₽ (+23% цены); base — LTM на 2026-06-30 (H1)

Metric, RUB mlnLTM, actual
12m to 30.06.2026
2027
12m to 30.06
2028
12m to 30.06
2029
12m to 30.06
Assets4.49 trn5.13 trn5.84 trn6.61 trn
Asset growth—+14%+14%+13%
Return on assets1.81%1.82%1.79%1.79%
Opening equity423.7 bn423.7 bn504.7 bn590.8 bn
ROE19.1%22.1%20.7%20.0%
Net profit81.0 bn93.6 bn104.6 bn118.0 bn
Closing equity—504.7 bn590.8 bn687.9 bn
Equity to assets—9.8%10.1%10.4%
Dividend per share0.350 ₽0.560 ₽0.820 ₽0.930 ₽
Yield on current price3.4%5.5%8.1%9.1%
Where the growth comes from
Revenue-growth sourceweightgrowth: yr 1 · 2 · 3
Realised pace (acceleration/deceleration)
LTM YoY +41%; acceleration +31.6pp; capped: no other source corroborates it
LTM г/г по отчётности		100%+35% · +22% · +15%
Model assumptions
Exit multipleP/B 0.76x (0.60x…1.10x)
Partial re-rating: the mean of today's P/B 0.54 and the three-year median 0.97. For banks this base is measurably better — on our daily series (14 names, 5,163 observations) the median three-year error is 0.42 against 0.45 for today's multiple and 0.50 for the median alone, and the odds of ending above today's are 48%. Full re-rating to 1.10 is the bull case
Key rate by year13.2% · 9.8% · 8.1% (averaged over the 12 months to each model year end, not over the calendar year)
Cost inflation6.2% · 5.6% · 5.3%
Dividend policy18% of net profit
Current CPI (actual)6.3%, на 2026-09-30
Governancequality multiplier 0.89 — flags: dividend_decline; the model's dividend is cut 11% by penalties measured on distributions
Model versus analyst forecasts
Linemodelanalystsgap
2027 Консенсус, houses: 5.0 · blended from 50% 2026 + 50% 2027
Net profit93.6 bn103.0 bn0.91x
2028 Консенсус, houses: 3.0 · blended from 50% 2027 + 50% 2028
Net profit104.6 bn123.7 bn0.84x

The comparison runs on financial results, not target prices: a target depends on the multiple and horizon, while revenue and EBITDA forecasts compare directly.

Forecast accuracy measured on history
Historical forecast checkobsmedian errorbias±20%
Net profit638%1.38x0%

The model is anchored at each past reporting date with only the data available then, and its one-year-ahead forecast is compared with the actual. Rates and inflation are actuals, so this checks the operating forecast, not macro guessing.

Independent one-year estimates: eninvs Company_Forecast — 13.30 ₽; Frontier див-модель — 5.61 ₽. Ours on the same horizon — 16.94 ₽. Dropped as broken: eninvs DividendPrediction (6.041e-09)

Checks and caveats
  • ⚠ Growth rests on a single source (momentum)
  • ⚠ The reporting perimeter changed in 2022: full-year revenue 137,258 against 130,255 for Q3 of the same year — only 5% left for the rest of the year. That is a discontinued-operations reclassification with restated comparatives. Pre-break history is excluded and analyst forecasts may sit on a different perimeter
  • ⚠ Historical check (6 observations): median profit miss 10.8 pp of revenue, within ±5 pp in 0% of cases, relative error 38% at bias 1.38x
  • ⚠ The miss is one-sided and in the dangerous direction: across 6 measurements the median profit forecast came to 1.38 of actual — the model consistently OVERSTATES this name. The IRR here is more a ceiling than a floor
  • ⚠ The share count is growing: 19044m 2.9 years ago against 22516m now — 6.0% a year, last change 2026-01-27. If that pace holds, the value of a share in year 3 is 16% below the base figure: the base holds today's count (no issue is announced) and continued dilution sits in the bear case
  • ⚠ The forecast cash flow cannot be checked against the statement: the group holds a bank or fintech, so client money inflows land in operating cash flow — Ozon's 'actual' comes to +216bn where the formula gives minus 42. No conversion correction is applied here
  • ✓ Year-3 ROE 20%
  • ✓ Three-year dividends — 23% of the current price
  • ✓ IRR +37%
  • ✓ Profit runs off assets rather than retained earnings; the capital cushion covers the whole horizon
  • ✓ Base is fresh: report 4 months old
  • ✓ Versus the analyst forecast for 2027 (5 houses): profit 0.91x
  • ✓ Governance: quality multiplier 0.89 (flags: dividend_decline). Penalties measured on distributions cut the model's dividend by 11%
  • ✓ One-year value agrees with an independent estimate: eninvs Company_Forecast (1.27x). Compared with: eninvs Company_Forecast, Frontier див-модель
  • Profit runs off assets (RoA 1.81%), not retained earnings; asset growth from собственная история активов, медиана 3 темпов (+27%, +12%, +14%). Growth is capped by leverage: equity/assets stays above 7.9%, the bank's own historical minimum.

A forecast, not investment advice. Related-market prices are held at today's level, so the model answers what the business earns and is worth if markets stay here — it does not predict prices.

Dividend history

Pay yearDividend /sh
20250.35 ₽
20241.14 ₽
20230.25 ₽
Payments by period
PeriodLast day to buy/sh
2025 q32025-07-070.35 ₽
2024 q32024-07-051.14 ₽
2023 q42023-11-070.25 ₽

Dividends

No dividend rows found for this issuer.

Investment-community mentions

Substantive mentions last 7 days: 2 (1 positive, 1 negative), last 30 days: 17 (11 positive, 1 negative) across tracked channels, broker research and shows. 24 passing mentions (digests, calendars) hidden.

Sources: Telegram channels (bloggers — blue chip, broker research — green), YouTube shows via transcripts (orange). Tone (▲/▼) is an automatic assessment in the stock's context. Quotes are fragmentary; authors' views are not our recommendations.

Corporate events

08.10.26Filing★ Проведение заседания совета директоров (наблюдательного совета) и его повестка дня
07.10.2026 Совет директоров ПАО «Совкомбанк» утвердил новую редакцию Дивидендной политики. Решение принято единогласно с 9 голосами 'за'.
02.07.26Filing★ ▲ Дата определения (фиксации) лиц, имеющих право на осуществление прав по ценным бумагам эмитента
ПАО «Совкомбанк» объявило дату фиксирования лиц, имеющих право на получение дивидендов по обыкновенным акциям, на 13 июля 2026 года. Протокол годового собрания акционеров, на котором было принято это решение, датирован 2 июля 2026 года.
02.07.26AGM / Board★ ▲ Решения общих собраний участников (акционеров)
На годовом собрании акционеров ПАО «Совкомбанк» 30 июня 2026 года было утверждено распределение прибыли за 2025 год, включая дивиденды в размере 7,86 млрд. руб. (0,35 руб. на акцию). Также избран новый состав Наблюдательного совета и назначены аудиторские организации на 2026 год.
28.05.26AGM / Board★ ▲ Решения совета директоров (наблюдательного совета)
Совет директоров ПАО «Совкомбанк» рекомендовал выплатить дивиденды в размере 7,86 млрд. руб. (0,35 руб. на акцию) по итогам 2025 года, а также направить 9,11 млн. руб. на пополнение резервного фонда. Дата определения лиц, имеющих право на получение дивидендов, назначена на 13 июля 2026 года.
15.05.26Earnings★ Раскрытие эмитентом консолидированной финансовой отчетности
ПАО «Совкомбанк» опубликовал обобщенную промежуточную консолидированную финансовую отчетность за три месяца, завершившиеся 31 марта 2026 г., согласно МСФО. Отчетность и аудиторское заключение подготовлены 15 мая 2026 г. Аудитором выступило Общество с ограниченной ответственностью «Б1 – Аудит».
13.10.26Material eventСобытия (действия), оказывающие, по мнению эмитента, существенное влияние на стоимость или котировки его ценных бумаг
ПАО «Совкомбанк» объявило о выпуске биржевых облигаций с началом размещения 15.10.2026. Процентная ставка по купонам составит 0,01% годовых, что эквивалентно 0,02 руб. на одну облигацию. Размер дополнительного дохода за один купонный период составит 6%.
04.08.26BuybackПриобретение (наступление оснований для приобретения) размещённых эмитентом облигаций
ПАО «Совкомбанк» объявило о намерении приобрести все облигации серии БО-П01 по цене 100% от их номинальной стоимости, с выплатой накопленного купонного дохода. Период предъявления требований владельцев облигаций начнется с 14.08.2026 и продлится до 20.08.2026, а дата приобретения назначена на 25.08.2026.

Source: e-disclosure material filings over the last 180 days; ★ — flagged important by the classifier; summaries are automatic.

RU equity fund ownership

Disclosed in the top-10 of 0 of 17 funds, ≈0 млн ₽ combined. Last month: left top-10 — 1.

FundManagerWeight≈PositionΔ weight m/mDisclosure
TITR Т-Капитал Акции ростаТ-Капиталleft top-10 (was 7.44%)31.08.2026

Source: monthly fund portfolio disclosures (investfunds); NAV is daily. Disclosures list each fund's top-10 only, so absence does not mean no position. Weight changes mix revaluation with trading. Fund flows and betas live in the fund monitor on the RU region page.

Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B), profitability and dividend yield of Sovcombank (SVCB) — from primary filings.

Frequently asked questions

What is Sovcombank (SVCB)'s P/E ratio?
Sovcombank (SVCB) trades at a P/E of 2.8x (price to trailing 12-month earnings).
What is Sovcombank (SVCB)'s P/B ratio?
Sovcombank (SVCB) trades at a P/B of 0.6x.
What is Sovcombank (SVCB)'s return on equity (ROE)?
Sovcombank (SVCB)'s ROE is 24.7%.
What is Sovcombank (SVCB)'s market capitalization?
Sovcombank (SVCB)'s market cap is 228.0 bn RUB.

Bonds by this issuer

IssueYTMCouponPrice, %1DVolume today, ₽Avg vol. 20D, ₽Maturity
СовкомБИ06—0.01%————10.2026
СовкомБИ07—0.01%136.00+0.00%62K32K10.2026
СовкомБИ08—0.01%————11.2026
СовкомБИ09—0.01%113.00—113K—11.2026
СовкомБИ10—0.01%————12.2026
СовкомБИ11—0.01%————12.2026
СовкомБОП115.2%13.75%99.77+0.12%5K301Kput 02.2027
СовкомБОП213.5%13.5%100.33+0.00%2K26Kput 04.2027
СовкомБОП5floatfloat100.67-0.02%549K12.8M10.2027
СовкомБИ30—0.01%————10.2027
Совком БО59.4%13%103.83+0.00%15K17K11.2027
СовкомБИ13—0.01%————01.2028
СовкомБИ14—0.01%————02.2028
СовкомБИ155.7%0.01%90.50—905—02.2028
СовкомБИ167.0%0.01%90.05+0.00%90190103.2028
СовкомБИ1729.9%0.01%65.00+0.00%65065005.2028
Совком 2В34.6%8.25%91.97—1.9M—02.2029
СовкомБИ21—0.01%————08.2029
Совком3Р2—13.6%————08.2029
СовкомЗО-412.2%10.463%96.00+0.52%158K1.4M04.2030

and 1 more issue(s)

Price, YTM and turnover from MOEX; 1D is the current price vs the previous session close; floaters have no fixed YTM. Not investment advice.

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