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CCBN 2023-12-31 FY — report review

Status: OK; Currency: KZT; Amounts unit: millions; Forms: ✓ ✓ ✓

Дата публикации отчёта: Не сохранена для этого периода — укажите financial_report_date в строке (EDGAR filingDate, KASE change_date или manual_catalog).

Full financial report: Отчёт (PDF)

PDF (local): /home/ubuntu/projects/frontier/data/raw_pdfs/CCBN/2023-12-31_FY_2023.pdf

Чтобы заново выполнить поиск форм и превью из PDF, откройте эту ссылку Основная ссылка запускает пересчёт в фоне: панель статуса, затем готовая страница. Тяжёлый режим с refresh по умолчанию тоже в фоне (иначе прокси даёт 502). &sync=1 — только для одного долгого синхронного ответа (не рекомендуется). Можно ?refresh=1, ?recalc=1, ?nocache=1 или ?recompute=1. (дождаться в браузере: синхронное обновление)

Сопоставление метрик (значение → evidence)

Значения метрик приведены к единицам дашборда, где это применимо; в колонке evidence — сохранённый фрагмент из текстового слоя PDF или OCR на этапе извлечения.

Statement pages (discovery)

Превью страниц и восстановленные таблицы

Подсветка Жёлтая строка — совпадение с evidence; оранжевая ячейка — точное число, взятое для метрики (наведите на строку). Выручка Опер. прибыль Аморт. и износ EBITDA Чистая прибыль cash debt_short debt_long Активы Капитал Операц. ДДС Инвест. ДДС

Зелёная / янтарная / красная полоса у подписи строки — итог/субитог, где сумма детальных строк сравнивается с числом в отчёте (эвристика). Под каждой таблицей — список проверок (Σ строк vs отчёт, статус).

P&L

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

P&L — PDF page 145

Camelot table (pages 145, primary page 145).

#	Joined label	Line item	Note	2023	2022
0	Consolidated Statement Of Profit And Loss	Consolidated Statement Of Profit And Loss
1	For The Year Ended 31 December 2023	For The Year Ended 31 December 2023
2	(in millions of Kazakhstani tenge, except for earnings per share expressed in tenge)	(in millions of Kazakhstani tenge, except for earnings per share expressed in tenge)
3	Note Year ended Year ended		Note	Year ended	Year ended
4	31 December 31 December			31 December	31 December
5	2023 2022			2023	2022
6	Interest income calculated using the effective interest rate	Interest income calculated using the effective interest rate
7	528,744 282,862			528,744	282,862
8	method	method
9	Other interest income 3,660 3,029	Other interest income		3,660	3,029
10	Interest expense (274,853) (150,645)	Interest expense		(274,853)	(150,645)
11	Net interest income before expected credit loss allowance	Net interest income before expected credit loss allowance
12	6 257,551 135,246		6	257,551	135,246
13	on interest-bearing assets	on interest-bearing assets
14	Expected credit loss allowance on loans to customers and	Expected credit loss allowance on loans to customers and
15	7 (43,075) (41,687)		7	(43,075)	(41,687)
16	banks	banks
17	Net interest income 214,476 93,559	Net interest income		214,476	93,559
18	Fee and commission income 8 86,509 48,708	Fee and commission income	8	86,509	48,708
19	Fee and commission expense 8 (45,134) (21,933)	Fee and commission expense	8	(45,134)	(21,933)
20	41,375 26,775			41,375	26,775
21	Net gain/(loss) on financial instruments at fair value through	Net gain/(loss) on financial instruments at fair value through
22	9 9,270 (6,266)		9	9,270	(6,266)
23	profit or loss	profit or loss
24	Net gain on sale and repayment of financial assets measured	Net gain on sale and repayment of financial assets measured
25	882 358			882	358
26	at fair value through other comprehensive income	at fair value through other comprehensive income
27	Net foreign exchange gain 10 45,598 56,148	Net foreign exchange gain	10	45,598	56,148
28	Expected credit loss allowance on other financial assets and	Expected credit loss allowance on other financial assets and
29	(2,359) (1,412)			(2,359)	(1,412)
30	due from banks	due from banks
31	Charge of provision for credit related commitments 30 (27,534) (6,577)	Charge of provision for credit related commitments	30	(27,534)	(6,577)
32	Impairment loss on other non-financial assets 20 (756) (3,122)	Impairment loss on other non-financial assets	20	(756)	(3,122)
33	Other income/(expenses) 20 2,396 (3,505)	Other income/(expenses)	20	2,396	(3,505)
34	Net non-interest income 68,872 62,399	Net non-interest income		68,872	62,399

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

P&L — PDF page 146

Camelot table (pages 146, primary page 146).

#	Joined label	Line item	Note	2023	2022
0	Note Year ended Year ended		Note	Year ended	Year ended
1	31 December 31 December			31 December	31 December
2	2023 2022			2023	2022
3	Operating income 283,348 155,958	Operating income		283,348	155,958
4	Operating expenses 11 (123,091) (88,334)	Operating expenses	11	(123,091)	(88,334)
5	Operating income before income tax 160,257 67,624	Operating income before income tax		160,257	67,624
6	Bargain purchase gain 4 - 84,222	Bargain purchase gain	4	-	84,222
7	Profit before corporate income tax expense 160,257 151,846	Profit before corporate income tax expense		160,257	151,846
8	Income tax expense 12 (25,011) (6,717)	Income tax expense	12	(25,011)	(6,717)
9	Profit for the year 135,246 145,129	Profit for the year		135,246	145,129
10	Profit attributable to:	Profit attributable to:
11	Equity holders of the Bank 135,061 145,129	Equity holders of the Bank		135,061	145,129
12	Non-controlling interests 185 -	Non-controlling interests		185	-
13	Earnings per share	Earnings per share
14	Basic (KZT) 13 730.46 791.34	Basic (KZT)	13	730.46	791.34
15	Diluted (KZT) 13 730.46 790.94	Diluted (KZT)	13	730.46	790.94

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

BS

BS — PDF page 148

Camelot table (pages 148, primary page 148).

#	Joined label	Line item	Note	2023	2022
0	Assets:	Assets:
1	Note 31 31		Note	31	31
2	December December			December	December
3	2023 2022			2023	2022
4	Cash and cash equivalents 14 1,353,334 1,135,957	Cash and cash equivalents	14	1,353,334	1,135,957
5	Financial instruments at fair value through profit or loss	Financial instruments at fair value through profit or loss
6	Held by the Group 15 44,988 27,580	Held by the Group	15	44,988	27,580
7	Pledged under sale and repurchase agreement 15 10,426 8,388	Pledged under sale and repurchase agreement	15	10,426	8,388
8	Investment securities	Investment securities
9	Held by the Group 16 615,833 837,101	Held by the Group	16	615,833	837,101
10	Pledged under loans from banks 16 74,519 76,318	Pledged under loans from banks	16	74,519	76,318
11	Due from banks 17 39,483 35,799	Due from banks	17	39,483	35,799
12	Loans to customers and banks 18	Loans to customers and banks	18
13	Loans to corporate customers 951,687 731,754	Loans to corporate customers		951,687	731,754
14	Loans to retail customers 1,977,162 1,277,359	Loans to retail customers		1,977,162	1,277,359
15	Current income tax assets 15,607 525	Current income tax assets		15,607	525
16	Property, plant and equipment and intangible assets 19 69,341 65,753	Property, plant and equipment and intangible assets	19	69,341	65,753
17	Other assets 20 138,659 127,432	Other assets	20	138,659	127,432
18	TOTAL ASSETS 5,291,039 4,323,966	TOTAL ASSETS		5,291,039	4,323,966

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

BS — PDF page 149

Camelot table (pages 149, primary page 149).

#	Joined label	Line item	Note	2023	2022
0	Note 31 31		Note	31	31
1	December December			December	December
2	2023 2022			2023	2022
3	Equity attributable to owners of the Parent Bank:	Equity attributable to owners of the Parent Bank:
4	Share capital 26 64,498 63,676	Share capital	26	64,498	63,676
5	Fair value reserve for securities (14,315) (23,321)	Fair value reserve for securities		(14,315)	(23,321)
6	Property revaluation reserve 2,030 2,127	Property revaluation reserve		2,030	2,127
7	Retained earnings 366,527 231,369	Retained earnings		366,527	231,369
8	Total equity attributable to owners of the Bank 418,740 273,851	Total equity attributable to owners of the Bank		418,740	273,851
9	Non-controlling interests 626 -	Non-controlling interests		626	-
10	Total equity 419,366 273,851	Total equity		419,366	273,851
11	TOTAL LIABILITIES AND EQUITY 5,291,039 4,323,966	TOTAL LIABILITIES AND EQUITY		5,291,039	4,323,966
12	Book value per ordinary share (KZT) 13 2,175 1,397	Book value per ordinary share (KZT)	13	2,175	1,397
13	Book value per preference share (KZT) 13 6 232	Book value per preference share (KZT)	13	6	232

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

CF

CF — PDF page 152

Camelot table (pages 152, primary page 152).

#	Joined label	31 December 2023	2023	2022
0	Ended 31 December 2023	Ended 31 December 2023
1	(in millions of Kazakhstani tenge unless otherwise stated)	(in millions of Kazakhstani tenge unless otherwise stated)
2	Year ended Year ended		Year ended	Year ended
3	31 December 31 December		31 December	31 December
4	2023 2022		2023	2022
Operating activities
5	CASH FLOWS FROM OPERATING ACTIVITIES	CASH FLOWS FROM OPERATING ACTIVITIES
6	Interest received 499,122 264,329	Interest received	499,122	264,329
7	Interest paid (265,243) (136,888)	Interest paid	(265,243)	(136,888)
8	Services fee and commission received 85,746 49,425	Services fee and commission received	85,746	49,425
9	Services fee and commission paid (44,181) (20,467)	Services fee and commission paid	(44,181)	(20,467)
10	Net proceeds from/(payments on) derivative instrument transactions 10,238 (5,835)	Net proceeds from/(payments on) derivative instrument transactions	10,238	(5,835)
11	Net foreign exchange gain 39,905 46,422	Net foreign exchange gain	39,905	46,422
12	Other income/(expenses) receipts/(payments) 2,396 (2,316)	Other income/(expenses) receipts/(payments)	2,396	(2,316)
13	Operating expenses paid (111,223) (78,849)	Operating expenses paid	(111,223)	(78,849)
14	Cash flow from operating activities before changes in operating assets and liabilities 216,760 115,821	Cash flow from operating activities before changes in operating assets and liabilities	216,760	115,821
15	Interest received 499,122 264,329	Interest received	499,122	264,329
16	Interest paid (265,243) (136,888)	Interest paid	(265,243)	(136,888)
17	Services fee and commission received 85,746 49,425	Services fee and commission received	85,746	49,425
18	Services fee and commission paid (44,181) (20,467)	Services fee and commission paid	(44,181)	(20,467)
19	Net proceeds from/(payments on) derivative instrument transactions 10,238 (5,835)	Net proceeds from/(payments on) derivative instrument transactions	10,238	(5,835)
20	Net foreign exchange gain 39,905 46,422	Net foreign exchange gain	39,905	46,422
21	Other income/(expenses) receipts/(payments) 2,396 (2,316)	Other income/(expenses) receipts/(payments)	2,396	(2,316)
22	Operating expenses paid (111,223) (78,849)	Operating expenses paid	(111,223)	(78,849)
23	Cash flow from operating activities before changes in operating assets and liabilities 216,760 115,821	Cash flow from operating activities before changes in operating assets and liabilities	216,760	115,821
24	Due to banks and financial institutions 22,590 90,741	Due to banks and financial institutions	22,590	90,741
25	Customer accounts 768,065 1,635,698	Customer accounts	768,065	1,635,698
26	Other liabilities 20,529 14,039	Other liabilities	20,529	14,039
27	Cash flows from operating activities before tax 75,892 1,367,933	Cash flows from operating activities before tax	75,892	1,367,933
28	Income tax paid (40,226) (6,886)	Income tax paid	(40,226)	(6,886)
29	Net cash flows from operating activities 35,666 1,361,047	Net cash flows from operating activities	35,666	1,361,047
30	Cash and cash equivalents acquired due to business combination 1,758 38,408	Cash and cash equivalents acquired due to business combination	1,758	38,408
31	Acquisition of subsidiary (3,982) (50,000)	Acquisition of subsidiary	(3,982)	(50,000)
32	Proceeds from repayment and sale of investment securities 3,985,421 2,495,144	Proceeds from repayment and sale of investment securities	3,985,421	2,495,144
33	Acquisition of investment securities (3,740,266) (2,946,158)	Acquisition of investment securities	(3,740,266)	(2,946,158)
34	Acquisition of property, plant and equipment and intangible assets (17,193) (14,943)	Acquisition of property, plant and equipment and intangible assets	(17,193)	(14,943)
35	Proceeds from sale of property, plant and equipment 726 105	Proceeds from sale of property, plant and equipment	726	105
36	Net cash flows from/(used in) investing activities 226,464 (477,444)	Net cash flows from/(used in) investing activities	226,464	(477,444)

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

CF — PDF page 153

Camelot table (pages 153, primary page 153).

#	Joined label	Line item	2023	2022
0	Year ended Year ended		Year ended	Year ended
1	31 December 31 December		31 December	31 December
2	2023 2022		2023	2022
Financing activities
3	CASH FLOWS FROM FINANCING ACTIVITIES:	CASH FLOWS FROM FINANCING ACTIVITIES:
4	Proceeds from treasury shares issued, net 822 122	Proceeds from treasury shares issued, net	822	122
5	Proceeds from debt securities issued - 13,879	Proceeds from debt securities issued	-	13,879
6	Repurchase and repayment of debt securities issued (25,999) (29,040)	Repurchase and repayment of debt securities issued	(25,999)	(29,040)
7	Repayment of subordinated bonds (3,499) (5,000)	Repayment of subordinated bonds	(3,499)	(5,000)
8	Repayment of lease liabilities (519) (251)	Repayment of lease liabilities	(519)	(251)
9	Net cash flows used in financing activities (29,195) (20,290)	Net cash flows used in financing activities	(29,195)	(20,290)
10	Effect of changes in foreign exchange rate fluctuations on cash and cash equivalents (15,558) 11,152	Effect of changes in foreign exchange rate fluctuations on cash and cash equivalents	(15,558)	11,152
11	NET INCREASE IN CASH AND CASH EQUIVALENTS 217,377 874,465	NET INCREASE IN CASH AND CASH EQUIVALENTS	217,377	874,465
12	CASH AND CASH EQUIVALENTS, beginning of the year 1,135,957 261,492	CASH AND CASH EQUIVALENTS, beginning of the year	1,135,957	261,492
13	CASH AND CASH EQUIVALENTS, end of the year (Note 14) 1,353,334 1,135,957	CASH AND CASH EQUIVALENTS, end of the year (Note 14)	1,353,334	1,135,957
14	Proceeds from treasury shares issued, net 822 122	Proceeds from treasury shares issued, net	822	122
15	Proceeds from debt securities issued - 13,879	Proceeds from debt securities issued	-	13,879
16	Repurchase and repayment of debt securities issued (25,999) (29,040)	Repurchase and repayment of debt securities issued	(25,999)	(29,040)
17	Repayment of subordinated bonds (3,499) (5,000)	Repayment of subordinated bonds	(3,499)	(5,000)
18	Repayment of lease liabilities (519) (251)	Repayment of lease liabilities	(519)	(251)
19	Net cash flows used in financing activities (29,195) (20,290)	Net cash flows used in financing activities	(29,195)	(20,290)
20	Effect of changes in foreign exchange rate fluctuations on cash and cash equivalents (15,558) 11,152	Effect of changes in foreign exchange rate fluctuations on cash and cash equivalents	(15,558)	11,152
21	NET INCREASE IN CASH AND CASH EQUIVALENTS 217,377 874,465	NET INCREASE IN CASH AND CASH EQUIVALENTS	217,377	874,465
22	CASH AND CASH EQUIVALENTS, beginning of the year 1,135,957 261,492	CASH AND CASH EQUIVALENTS, beginning of the year	1,135,957	261,492
23	CASH AND CASH EQUIVALENTS, end of the year (Note 14) 1,353,334 1,135,957	CASH AND CASH EQUIVALENTS, end of the year (Note 14)	1,353,334	1,135,957

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

Formulas used

• Net debt: debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (mln); [DeepSeek] net_debt (mln KZT, batch apply)
• EBITDA: computed as operating_profit + da