← Компания

CCBN 2025-12-31 FY — report review

Status: OK — неполно — см. пустые метрики ниже; Currency: KZT; Amounts unit: millions; Forms: ✓ ✓ ✓

Дата публикации отчёта: 2026-01-01

Full financial report: kase_fin_data_source_link_label

kase_fin_data_provenance_note

PDF (local): /home/ubuntu/projects/frontier/data/raw_pdfs/CCBN/2025-12-31_FY_consolidated-financial-statements-for-the-year-ended-31-dece.pdf

Чтобы заново выполнить поиск форм и превью из PDF, откройте эту ссылку Основная ссылка запускает пересчёт в фоне: панель статуса, затем готовая страница. Тяжёлый режим с refresh по умолчанию тоже в фоне (иначе прокси даёт 502). &sync=1 — только для одного долгого синхронного ответа (не рекомендуется). Можно ?refresh=1, ?recalc=1, ?nocache=1 или ?recompute=1. (дождаться в браузере: синхронное обновление)

Сопоставление метрик (значение → evidence)

Значения метрик приведены к единицам дашборда, где это применимо; в колонке evidence — сохранённый фрагмент из текстового слоя PDF или OCR на этапе извлечения.

Statement pages (discovery)

Превью страниц и восстановленные таблицы

Подсветка Жёлтая строка — совпадение с evidence; оранжевая ячейка — точное число, взятое для метрики (наведите на строку). Выручка Опер. прибыль Аморт. и износ EBITDA Чистая прибыль cash debt_short debt_long Активы Капитал Операц. ДДС Инвест. ДДС

Зелёная / янтарная / красная полоса у подписи строки — итог/субитог, где сумма детальных строк сравнивается с числом в отчёте (эвристика). Под каждой таблицей — список проверок (Σ строк vs отчёт, статус).

P&L

P&L — PDF page 10

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 10 (22 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3
0	BANK CENTERCREDIT JOINT STOCK COMPANY
1	CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
2	FOR THE YEAR ENDED 31 DECEMBER 2025
3	(in millions of Kazakhstani tenge unless otherwise stated)
4	PROFIT FOR THE YEAR	268325	202.419
5	OTHER COMPREHENSIVE INCOME
6	Items that are or may be reclassified subsequently to profit or loss:
7	Net gain resulting on revaluation of investrnent securities during the year (net of tax)	-28359	18652
8	Reclassification adjustment relating to investment securities disposed of during the
9	year (net f tax KZT nil)	133	-1935
10	Total items that are or may be reclassified subsequently t0 profit or loss	-28226	16717
11	Items that will not be reclassified t0 profit or loss in subsequent periods:	4	0
12	Net change in fair value of equity instruments measured at fair value through other
13	comprehensive income	30	-228
14	Total items of other comprehensive income that will not be reclassified t0 profit or
15	loss in subsequent periods	30	-228
16	OTHER COMPREHENSIVE (EXPENSEYINCOME FOR THE YEAR
17	NET OF INCOME TAX	-28196	16489
18	TOTAL COMPREHENSIVE INCOME FOR THE YEAR	240129	218908
19	Total comprehensive income attributable to:
20	Equity holders of the Bank	239.38	218515
21	Non-controlling interests	749	393

BS

BS — PDF page 11

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 11 (44 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	2025	2024
0	BANK CENTERCREDIT JOINT STOCK COMPANY
1	CONSOLIDATED STATEMENT OF FINANCAL POSITION
2	AS AT 31 DECEMBER 2025
3	(in millions of Kazakhstani tenge unless othenwvise stated)
4	ASSETS:	2025	2024
5	Cash and cash equivalents	1836004	1663625
6	Financial instruments at fair value through profit or loss
7	Held by the Group	18.062	79501
8	Pledged under sale and repurchase agreement	27390	18525
9	Investment securities
10	Held by the Group	1403415	1015813
11	Pledged under loans from banks	100769	89609
12	Due from banks Loans t0 customers and banks	214.274	103397
13	Loans t0 corporate customers	1255177	1162687
14	Loans t0 retail customers	3245.142	2697851
15	Current income tax assets	7005
16	Property and equipment, and intangible assets	132.498	81083
17	Other assets	194223	148.793
18	TOTAL ASSETS	8520954	7067889
19	LIABILITIES AND EQUITY
20	LIABILITIES:
21	Due to banks and financial institutions	399971	296.183
22	Financial liabilities at fair value through profit or loss	297711	1413
23	Customer accounts
24	Due t0 corporate customers	3236874	2552185
25	Due t0 retail customers	3378.142	2838.383
26	Debt securities issued	110245	161264
27	Current income tax liabilities	2.189
28	Deferred income tax liabilities	14337	11332
29	Subordinated bonds	0	43046
30	Other liabilities	530.397	526.196
31	TOTAL LIABILITIES	7672.155	6430.002
32	EQUITY:
33	Equity attributable t0 owners of the Parent Bank:
34	Share capital	58647	64113
35	Fair value reserve for securities	-26027	2165
36	Property revaluation reserve	1369	1370
37	Retained carnings	812.898	569.222
38	Total equity attributable t0 owners of the Bank	846887	636870
39	Non-controlling interests	1912	0
40	Total equity	848799	637887
41	TOTAL LIABILITIES AND EQUITY	8520.954	1067.889
42	Book value per 'ordinary share (KZT)	4655	3.315
43	Book value per preference share (KZT) ARU	1113	572

CF

CF — PDF page 14

Camelot table (pages 14, primary page 14).

#	Joined label	Line item	31 December 2025	31 December 2024
0	BANK CENTERCREDIT JOINT STOCK COMPANY	BANK CENTERCREDIT JOINT STOCK COMPANY
1	C ONSOLIDATED STATEMENT OF CASH FLOWS	C ONSOLIDATED STATEMENT OF CASH FLOWS
2	FOR THE YEAR ENDED 31 DECEMBER 2025	FOR THE YEAR ENDED 31 DECEMBER 2025
3	(in millions of Kazakhstani tenge unless otherwise stated)	(in millions of Kazakhstani tenge unless otherwise stated)
4	Year ended Year ended		Year ended	Year ended
5	31 December 2025 31 December 2024		31 December 2025	31 December 2024
Operating activities
6	CASH FLOWS FROM OPERATING ACTIVITIES	CASH FLOWS FROM OPERATING ACTIVITIES
7	Interest received 877,639 687,517	Interest received	877,639	687,517
8	Interest paid (477,923) (357,213)	Interest paid	(477,923)	(357,213)
9	Services fee and commission received 89,207 75,326	Services fee and commission received	89,207	75,326
10	Services fee and commission paid (46,724) (36,949)	Services fee and commission paid	(46,724)	(36,949)
11	Net proceeds from derivative instrument transactions 8,887 3,727	Net proceeds from derivative instrument transactions	8,887	3,727
12	Net foreign exchange gain 120,832 86,443	Net foreign exchange gain	120,832	86,443
13	Other income/(expenses) receipts/(payments) 19,472 (2,125)	Other income/(expenses) receipts/(payments)	19,472	(2,125)
14	Operating expenses paid (190,013) (147,735)	Operating expenses paid	(190,013)	(147,735)
15	Cash flow from operating activities before changes in operating assets and	Cash flow from operating activities before changes in operating assets and
16	liabilities 401,377 308,991	liabilities	401,377	308,991
17	Change in operating assets:	Change in operating assets:
18	Financial instruments measured at fair value through profit or loss (32,852) (37,311)	Financial instruments measured at fair value through profit or loss	(32,852)	(37,311)
19	Cash flow from operating activities before changes in operating assets and	Cash flow from operating activities before changes in operating assets and
20	liabilities 401,377 308,991	liabilities	401,377	308,991
21	Change in operating assets:	Change in operating assets:
22	Financial instruments measured at fair value through profit or loss (32,852) (37,311)	Financial instruments measured at fair value through profit or loss	(32,852)	(37,311)
23	Due from banks (110,200) (54,146)	Due from banks	(110,200)	(54,146)
24	Loans to customers and banks (750,769) (929,826)	Loans to customers and banks	(750,769)	(929,826)
25	Other assets (30,660) (6,552)	Other assets	(30,660)	(6,552)
26	Change in operating liabilities:	Change in operating liabilities:
27	Financial liabilities measured at fair value through profit or loss (1,413) -	Financial liabilities measured at fair value through profit or loss	(1,413)	-
28	Due to banks and financial institutions 102,077 106,494	Due to banks and financial institutions	102,077	106,494
29	Customer accounts 1,298,925 1,224,278	Customer accounts	1,298,925	1,224,278
30	Other liabilities 18,437 (19,350)	Other liabilities	18,437	(19,350)
31	Cash flows from operating activities before tax 894,922 592,578	Cash flows from operating activities before tax	894,922	592,578
32	Financial liabilities measured at fair value through profit or loss (1,413) -	Financial liabilities measured at fair value through profit or loss	(1,413)	-
33	Due to banks and financial institutions 102,077 106,494	Due to banks and financial institutions	102,077	106,494
34	Customer accounts 1,298,925 1,224,278	Customer accounts	1,298,925	1,224,278
35	Other liabilities 18,437 (19,350)	Other liabilities	18,437	(19,350)
36	Cash flows from operating activities before tax 894,922 592,578	Cash flows from operating activities before tax	894,922	592,578
37	Income tax paid (66,537) (43,255)	Income tax paid	(66,537)	(43,255)
38	Net cash flows from operating activities 828,385 549,323	Net cash flows from operating activities	828,385	549,323
Investing activities
39	CASH FLOWS FROM INVESTING ACTIVITIES	CASH FLOWS FROM INVESTING ACTIVITIES
40	Proceeds from repayment and sale of investment securities 706,896 657,504	Proceeds from repayment and sale of investment securities	706,896	657,504
41	Acquisition of investment securities (1,125,279) (969,700)	Acquisition of investment securities	(1,125,279)	(969,700)
42	Acquisition of property and equipment, and intangible assets (90,882) (35,930)	Acquisition of property and equipment, and intangible assets	(90,882)	(35,930)
43	Proceeds from sale of property and equipment, and intangible assets 4,885 2,829	Proceeds from sale of property and equipment, and intangible assets	4,885	2,829
44	Net cash used in investing activities (504,380) (345,297)	Net cash used in investing activities	(504,380)	(345,297)

Subtotals vs summed lines (heuristic)

For each recognised total/subtotal row, amounts in the detected reporting column are summed over preceding detail rows until another subtotal or a lookback limit. This mirrors coarse PHP-style checks; it is not a full chart-of-accounts reconciliation.

Row	Label (trimmed)	Σ detail	Reported	|Δ|/scale	Status
44	Net cash used in investing activities (504,380) (345,297)	5.130e6	-504,380	1.0983	Mismatch (32 lines)

Formulas used

• Net debt: debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (mln); [DeepSeek] net_debt (mln KZT, batch apply)
• EBITDA: computed as operating_profit + D&A (D&A not split out in source → 0)
• NII proxy: NII proxy = revenue (bank top-line fallback when explicit net_interest_income is absent)