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KSPI 2025-12-31 FY — report review

Status: PARTIAL — неполно — см. пустые метрики ниже; Currency: KZT; Amounts unit: —; Forms:

Дата публикации отчёта: Не сохранена для этого периода — укажите financial_report_date в строке (EDGAR filingDate, KASE change_date или manual_catalog).

Full financial report: Ссылка

PDF (local): /home/ubuntu/projects/frontier/data/raw_pdfs/KASPI/2025-12-31_FY_fy-2025-financial-statements-download.pdf

Чтобы заново выполнить поиск форм и превью из PDF, откройте эту ссылку Основная ссылка запускает пересчёт в фоне: панель статуса, затем готовая страница. Тяжёлый режим с refresh по умолчанию тоже в фоне (иначе прокси даёт 502). &sync=1 — только для одного долгого синхронного ответа (не рекомендуется). Можно ?refresh=1, ?recalc=1, ?nocache=1 или ?recompute=1. (дождаться в браузере: синхронное обновление)

Сопоставление метрик (значение → evidence)

Значения метрик приведены к единицам дашборда, где это применимо; в колонке evidence — сохранённый фрагмент из текстового слоя PDF или OCR на этапе извлечения.

MetricValueEvidence / page extract
Выручка4 046 074
Опер. прибыль
Аморт. и износ0D&A line not found in P&L/Camelot extract (legacy default 0)
EBITDA
Чистая прибыль1 067 707
Cash
Debt short0Row: not found · dashboard=0.000 mln · pages 5 — [BS page 5] not found
Debt long0Row: not found · dashboard=0.000 mln · pages 5 — [BS page 5] not found
Чистый долг0Компоненты: краткосрочный долг 0 + долгосрочный 0 + прочие фин. обязательства 0 + доля НКУ 0 − денежные средства 0 = чистый долг 0.Row: debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (from row components) · dashboard=0.000 mln — debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (from row components)
Операц. ДДС
Инвест. ДДС
Активы11 081 748
Капитал2 601 577

Проверки финансовой согласованности · Все проверки пройдены

Балансовое тождество (A = L + E)Implied total liabilities (TA − TE) = 8,480,171; known debt components fit within that envelope.
Формула чистого долгаnet_debt 0 matches |debt_short|+|debt_long|+|other|+|NCI|−|cash| = 0.

Statement pages (discovery)

FormPages
P&L3, 4, 5
BS3, 4, 5
CF3, 4, 5

Превью страниц и восстановленные таблицы

Подсветка Жёлтая строка — совпадение с evidence; оранжевая ячейка — точное число, взятое для метрики (наведите на строку). Выручка Опер. прибыль Аморт. и износ EBITDA Чистая прибыль cash debt_short debt_long Активы Капитал Операц. ДДС Инвест. ДДС

Зелёная / янтарная / красная полоса у подписи строки — итог/субитог, где сумма детальных строк сравнивается с числом в отчёте (эвристика). Под каждой таблицей — список проверок (Σ строк vs отчёт, статус).

P&L

Извлечённые метрики по этой форме (строка периода)

ПоказательЗначение
Выручка4 046 074
Опер. прибыль
EBITDA
Чистая прибыль1 067 707
Аморт. и износ0

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

P&L — PDF page 3
Скан страницы PDF — P&L — 3
P&L PDF page 3

No Camelot table — OCR (v8) below.

v8 OCR page 3: empty rows.

P&L — PDF page 4
Скан страницы PDF — P&L — 4
P&L PDF page 4

Camelot table (pages 4, primary page 4).

#Joined labelLine item
0O pinionO pinion
1W e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and itsW e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and its
2subsidiaries (the “Group”), which comprise the consolidated statement of financial position assubsidiaries (the “Group”), which comprise the consolidated statement of financial position as
3at 31 December 2025, and the consolidated statement of profit or loss, other comprehensiveat 31 December 2025, and the consolidated statement of profit or loss, other comprehensive
4income, consolidated statement of changes in equity and consolidated statement of cash flowsincome, consolidated statement of changes in equity and consolidated statement of cash flows
5for the year then ended, and notes to the consolidated financial statements, including materialfor the year then ended, and notes to the consolidated financial statements, including material
6accounting policy information.accounting policy information.
7I n our opinion, the accompanying consolidated financial statements present fairly, in allI n our opinion, the accompanying consolidated financial statements present fairly, in all
8material respects, the consolidated financial position of the Group as at 31 December 2025, andmaterial respects, the consolidated financial position of the Group as at 31 December 2025, and
9its consolidated financial performance and its consolidated cash flows for the year then endedits consolidated financial performance and its consolidated cash flows for the year then ended
10in accordance with IFRS Accounting Standards as issued by the International Accountingin accordance with IFRS Accounting Standards as issued by the International Accounting
11Standards Board (“IASB”).Standards Board (“IASB”).

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

BS

Извлечённые метрики по этой форме (строка периода)

ПоказательЗначение
Cash
Debt Short0
Debt Long0
Активы11 081 748
Капитал2 601 577
Чистый долг0

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

BS — PDF page 3
Скан страницы PDF — BS — 3
BS PDF page 3

No Camelot table — OCR (v8) below.

v8 OCR page 3: empty rows.

BS — PDF page 4
Скан страницы PDF — BS — 4
BS PDF page 4

Camelot table (pages 4, primary page 4).

#Joined labelLine item
0O pinionO pinion
1W e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and itsW e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and its
2subsidiaries (the “Group”), which comprise the consolidated statement of financial position assubsidiaries (the “Group”), which comprise the consolidated statement of financial position as
3at 31 December 2025, and the consolidated statement of profit or loss, other comprehensiveat 31 December 2025, and the consolidated statement of profit or loss, other comprehensive
4income, consolidated statement of changes in equity and consolidated statement of cash flowsincome, consolidated statement of changes in equity and consolidated statement of cash flows
5for the year then ended, and notes to the consolidated financial statements, including materialfor the year then ended, and notes to the consolidated financial statements, including material
6accounting policy information.accounting policy information.
7I n our opinion, the accompanying consolidated financial statements present fairly, in allI n our opinion, the accompanying consolidated financial statements present fairly, in all
8material respects, the consolidated financial position of the Group as at 31 December 2025, andmaterial respects, the consolidated financial position of the Group as at 31 December 2025, and
9its consolidated financial performance and its consolidated cash flows for the year then endedits consolidated financial performance and its consolidated cash flows for the year then ended
10in accordance with IFRS Accounting Standards as issued by the International Accountingin accordance with IFRS Accounting Standards as issued by the International Accounting
11Standards Board (“IASB”).Standards Board (“IASB”).

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

CF

Извлечённые метрики по этой форме (строка периода)

ПоказательЗначение
Операц. ДДС
Инвест. ДДС

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

CF — PDF page 3
Скан страницы PDF — CF — 3
CF PDF page 3

No Camelot table — OCR (v8) below.

v8 OCR page 3: empty rows.

CF — PDF page 4
Скан страницы PDF — CF — 4
CF PDF page 4

Camelot table (pages 4, primary page 4).

#Joined labelLine item
0O pinionO pinion
1W e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and itsW e have audited the consolidated financial statements of Joint Stock Company Kaspi.kz and its
2subsidiaries (the “Group”), which comprise the consolidated statement of financial position assubsidiaries (the “Group”), which comprise the consolidated statement of financial position as
3at 31 December 2025, and the consolidated statement of profit or loss, other comprehensiveat 31 December 2025, and the consolidated statement of profit or loss, other comprehensive
4income, consolidated statement of changes in equity and consolidated statement of cash flowsincome, consolidated statement of changes in equity and consolidated statement of cash flows
5for the year then ended, and notes to the consolidated financial statements, including materialfor the year then ended, and notes to the consolidated financial statements, including material
6accounting policy information.accounting policy information.
7I n our opinion, the accompanying consolidated financial statements present fairly, in allI n our opinion, the accompanying consolidated financial statements present fairly, in all
8material respects, the consolidated financial position of the Group as at 31 December 2025, andmaterial respects, the consolidated financial position of the Group as at 31 December 2025, and
9its consolidated financial performance and its consolidated cash flows for the year then endedits consolidated financial performance and its consolidated cash flows for the year then ended
10in accordance with IFRS Accounting Standards as issued by the International Accountingin accordance with IFRS Accounting Standards as issued by the International Accounting
11Standards Board (“IASB”).Standards Board (“IASB”).

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

Formulas used