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Nu Holdings USD

At a glance: strengths & risks
Strong ROE (25%)Revenue declining (-84%)Profit falling (-74%)Pricier than own history (P/E 122.9 vs avg 75.8)

Sector: Digital bank

BR_NU

Price chart

14.41 USDDay 2.64%

Key metrics

Market

Price
14.41 USD · 2.64%
Market cap
70.0 bn USD

Growth

Δ NII y/y
Δ net profit y/y
56.5%

Multiples

P/E (LTM)
122.9x
3y avg: 75.8x
P/B (FY)
34.7x
3y avg: 18.1x
P/E (ann.)
112.2x

Returns

Dividend yield
ROE (annualized)
29.2%
ROI (ROE ÷ P/B)
0.8%

Value creation

annualized net income / market cap (return on equity value)
Banking potential

Liquidity

Daily turnover (listing)
657.9 mln USD

Shares: yahoo_fundamentals_timeseries/NU

Financial results

Monetary columns are in B USD, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB USDNet profitB USDAssetsB USDEquityB USDROE (annualized)Source
2026-03-31Q1 2026 (3M)OK0.6
y/y 57.2%
0.2
y/y 56.5%
13.8
y/y 42.9%
2.3
y/y 46.2%
29.2%Link
2025-12-31Q4 2025 (3M)PARTIAL0.6
y/y
0.2
y/y
13.4
y/y -73.2%
2.0
y/y -73.6%
26.3%Link
2025-09-30Q3 2025 (3M)OK0.5
y/y
0.1
y/y
12.2
y/y
1.9
y/y
10.4%Link
2025-06-30Q2 2025 (3M)OK0.4
y/y
0.1
y/y
11.2
y/y
1.7
y/y
28.0%Link
2025-03-31Q1 2025 (3M)OK0.4
y/y
0.1
y/y
9.7
y/y
1.5
y/y
8.7%Link
2024-12-31FY 2024 (12M)PARTIAL11.5
y/y 43.4%
2.0
y/y 91.4%
49.9
y/y 15.2%
7.6
y/y 19.4%
28.1%Link
2023-12-31FY 2023 (12M)PARTIAL8.0
y/y
1.0
y/y
43.3
y/y
6.4
y/y
Link

Dividends

No dividend rows found for this issuer (checked: Yahoo Finance (ex-div)).

Investor reporting (IR): https://investors.nu/

Reporting forms detected in loaded periods: (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B, EV/EBITDA), profitability and dividend yield of Nu Holdings — from primary filings.

Nu Holdings Ltd. operates a digital banking platform offering credit and prepaid cards, personal and business accounts, payment solutions, and savings and investing products, including cryptocurrency trading, primarily in Brazil, Mexico, and Colombia.

Frequently asked questions

What is Nu Holdings's P/E ratio?
Nu Holdings trades at a P/E of 122.9x (price to trailing 12-month earnings).
What is Nu Holdings's P/B ratio?
Nu Holdings trades at a P/B of 34.7x.
What is Nu Holdings's return on equity (ROE)?
Nu Holdings's ROE is 29.2%.
What is Nu Holdings's market capitalization?
Nu Holdings's market cap is 70.0 bn USD.