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HALYK 2024-09-30 Q3 — report review

Status: OK — неполно — см. пустые метрики ниже; Currency: KZT; Amounts unit: millions; Forms: ✓ ✓ ✓

Дата публикации отчёта: Не сохранена для этого периода — укажите financial_report_date в строке (EDGAR filingDate, KASE change_date или manual_catalog).

Full financial report: Отчёт (PDF)

PDF: Открыть PDF отчёта (первичный документ)

Чтобы заново выполнить поиск форм и превью из PDF, откройте эту ссылку Основная ссылка запускает пересчёт в фоне: панель статуса, затем готовая страница. Тяжёлый режим с refresh по умолчанию тоже в фоне (иначе прокси даёт 502). &sync=1 — только для одного долгого синхронного ответа (не рекомендуется). Можно ?refresh=1, ?recalc=1, ?nocache=1 или ?recompute=1. (дождаться в браузере: синхронное обновление)

По умолчанию — быстрый просмотр (таблица метрик и номера страниц форм), чтобы прокси не отваливался по таймауту. Полные превью и таблицы — ?heavy=1.

Сопоставление метрик (значение → evidence)

Значения метрик приведены к единицам дашборда, где это применимо; в колонке evidence — сохранённый фрагмент из текстового слоя PDF или OCR на этапе извлечения.

Структура чистого долга (аренда включена, IFRS 16)

Чистый долг / EBITDA LTM: 0.0x

Statement pages (discovery)

Ниже — последняя полная реконструкция форм (сканы PDF + таблицы + проверки субитогов), сохранённая после запуска с ?heavy=1. Откройте тяжёлый режим, чтобы пересчитать, если менялись PDF, discovery или извлечение. полные превью и таблицы (?heavy=1).

Превью страниц и восстановленные таблицы

Подсветка Жёлтая строка — совпадение с evidence; оранжевая ячейка — точное число, взятое для метрики (наведите на строку). Выручка Опер. прибыль Аморт. и износ EBITDA Чистая прибыль cash debt_short debt_long Активы Капитал Операц. ДДС Инвест. ДДС

Зелёная / янтарная / красная полоса у подписи строки — итог/субитог, где сумма детальных строк сравнивается с числом в отчёте (эвристика). Под каждой таблицей — список проверок (Σ строк vs отчёт, статус).

P&L

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

P&L — PDF page 36

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 36 (15 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3	Column 4	Column 5	Column 6	Column 7	Column 8
0	JSC Halyk Bank Halyk Selected Explanatory Notes to the Interim Condensed
1	Consolidated Financial Information
2	for the Nine Months ended 30 September 2024 (unaudited) (continued)
3	(millions of_Kazakhstani Tenge)
4	At the beginning of the period_	-80606	3.318	117.382	-119	-201425	-74364	-3108
5	Transfer to Stage	-2829	693	2136	0	0	-9011	2834
6	Transfer to Stage 2	936	-1387	451	0	0	2837	-4406
7	Transfer to Stage 3	2079	1912	-3991	0	0	6481	5937
8	Changes in risk parameters*	7192	-1581	-38185	34	-32540	17125	-5059
9	New originations or purchases of financial assets*	-19941				-19941	-45862
10	Derecognition of financial assets */**	6259	59	24493		30811	15843	180
11	Other expense related to loans***	0	0	-925	-54	-979	0	0
12	Write-offs	0	0	23197	0	23197	0	0
13	Foreign exchange differences and other movements	-15	-11	-59	0	-85	26	-11
14	At the end of the period	-86925	-3633	-110265	-139	-200962	-86925	-3633

P&L — PDF page 37

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 37 (15 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3	Column 4	Column 5	Column 6	Column 7	Column 8
0	JSC Halyk Bank Halyk Selected Explanatory Notes to the Interim Condensed
1	Consolidated Financial Information
2	for the Nine Months ended 30 September 2024 (unaudited) (continued)
3	(millions of_Kazakhstani Tenge)
4	At the beginning of the period_	-13281	-1251	-43497	-1092	-59121	-12473	-1382
5	Transfer to Stage	-334	143	191	0	0	-1837	1321
6	Transfer to Stage 2	34	-34	0	0	0	1100	-1246
7	Transfer to Stage 3	191	477	-668	0	0	1542	1483
8	Changes in risk parameters*	1416	-698	-5377	34	-4625	3869	-1783
9	New originations or purchases of financial assets*	-3945				-3945	-11108
10	Derecognition of financial assets */**	1547	142	3387	71	5147	4522	295
11	Other expense related to loans***	-28	0	-1957	-113	-2098	-84	0
12	Write-offs	0	0	3078	0	3078	0	0
13	Foreign exchange differences and other movements	-106	-91	14	-20	-203	-37	0
14	SME Business	-14506	-1312	-44829	-1120	-61767	-14506	-1312

BS

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

BS — PDF page 7

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 7 (31 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3	Column 4	Column 5
0	JSC Halyk Bank Halyk Interim Condensed Consolidated Statement of Other Comprehensive Income
1	for the Nine Months ended 30 September 2024 (unaudited)
2	(millions of Kazakhstani Tenge)
3	Net income	259722	168964	638815	539779
4	Other comprehensive income:
5	Items that will not be subsequently reclassified to profit or
6	loss:
7	(Loss)/gain resulting on revaluation of property and
8	equipment (net of tax KZT null million)	3	-9	25	-12
9	Loss on revaluation of equity financial assets measured at
10	fair value through other comprehensive income (net of
11	tax KZT null million)	-154	216	-213	64
12	Items that may be subsequently reclassified to profit or
13	loss:
14	(Loss)/gain on revaluation of debt financial assets at fair
15	value through other comprehensive income, including
16	impaired during the period (net of tax - KZT null million)	41969	-10818	40551	-4690
17	Reclassification adjustment relating to financial assets at
18	fair value through other comprehensive income
19	disposed of in the period (net of tax KZT null million)	-380	947	-2112	2374
20	Share ofother comprehensive (expense)/income of
21	associate	485	-240	300	379
22	Share of other comprehensive income of associate from
23	revaluation of property and equipment	0	8	0	22
24	Foreign exchange differences on translation of foreign
25	operation	2010	1057	1302	-2532
26	Other comprehensive (expenselincome for the period	43933	-8839	39853	-4395
27	Total comprehensive income for the period	303655	160125	678668	535384
28	Attributable to:
29	Non-controlling interest	2	0	2	1
30	Common shareholders	303653	160125	678666	535383

BS — PDF page 8

Camelot table (pages 8, primary page 8).

#	Joined label	Line item	Share → capital	Share → premium	Treasury → common	Cumulative → translation	Revaluation → reserve of	Property → revaluation	Retained → earnings*	Total equity	Non- → controlling	Total → equity
0	for the Nine Months ended 30 September 2024 (unaudited)	for the Nine Months ended 30 September 2024 (unaudited)
1	(millions of Kazakhstani Tenge)	(millions of Kazakhstani Tenge)
2	Revaluation						Revaluation
3	reserve of						reserve of
4	financial assets						financial assets
5	Share at fair value		Share				at fair value
6	capital Share Treasury Cumulative through other Property Non-		capital	Share	Treasury	Cumulative	through other	Property			Non-
7	Common premium common translation comprehensive revaluation Retained controlling		Common	premium	common	translation	comprehensive	revaluation	Retained		controlling	Total
8	shares reserve shares reserve* income* reserve* earnings* Total equity interest		shares	reserve	shares	reserve*	income*	reserve*	earnings*	Total equity	interest	equity
9	31 December 2023 209,027 8,667 (258,514) 3,459 (25,299) 41,125 2,498,479 2,476,944 10	31 December 2023	209,027	8,667	(258,514)	3,459	(25,299)	41,125	2,498,479	2,476,944	10	2,476,954
10	Net income - - - - - - 638,813 638,813 2	Net income	-	-	-	-	-	-	638,813	638,813	2	638,815
11	Other comprehensive income/(loss) - - - 1,302 38,526 25 - 39,853 -	Other comprehensive income/(loss)	-	-	-	1,302	38,526	25	-	39,853	-	39,853
12	Total comprehensive income/(loss) - - - 1,302 38,526 25 638,813 678,666 2	Total comprehensive income/(loss)	-	-	-	1,302	38,526	25	638,813	678,666	2	678,668
13	Treasury shares purchased (Note 19) - (96) (2,063) - - - - (2,159) -	Treasury shares purchased (Note 19)	-	(96)	(2,063)	-	-	-	-	(2,159)	-	(2,159)
14	Treasury shares sold (Note 19) - 195 1,160 - - - - 1,355 -	Treasury shares sold (Note 19)	-	195	1,160	-	-	-	-	1,355	-	1,355
15	Dividends - common shares - - - - - - (277,282) (277,282) -	Dividends - common shares	-	-	-	-	-	-	(277,282)	(277,282)	-	(277,282)

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

CF

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

CF — PDF page 50

Camelot table (pages 50, primary page 50).

#	Joined label	Line item	Debt securities at → amortized cost,	Financial assets at → fair value…	Financial assets at → fair value…
0	The Group has determined that it retains substantially all the risks and rewards of these securities, which	The Group has determined that it retains substantially all the risks and rewards of these securities
1	include credit risk and market risk, and therefore it has not derecognised them. In addition, it recognises	include credit risk and market risk, and therefore it has not derecognised them. In addition, it rec
2	a financial liability for cash received as collateral.	a financial liability for cash received as collateral.
3	Debt securities at Financial assets at		Debt securities at		Financial assets at
4	amortized cost, fair value through		amortized cost,		fair value through
5	net of allowance Financial assets at other		net of allowance	Financial assets at	other
6	for expected credit fair value through comprehensive		for expected credit	fair value through	comprehensive
7	losses profit or loss income		losses	profit or loss	income
8	(Note 9) (Note 6) (Note 8)		(Note 9)	(Note 6)	(Note 8)
9	As at 30 September 2024 (unaudited):	As at 30 September 2024 (unaudited):
10	Fair value of transferred assets 163,295 18,266 527,300	Fair value of transferred assets	163,295	18,266	527,300
11	Carrying amount of associated liabilities 161,925 18,778 438,932	Carrying amount of associated liabilities	161,925	18,778	438,932
12	As at 31 December 2023:	As at 31 December 2023:
13	Fair value of transferred assets 269,231 12,110 188,100	Fair value of transferred assets	269,231	12,110	188,100
14	Carrying amount of associated liabilities 268,663 12,098 147,042	Carrying amount of associated liabilities	268,663	12,098	147,042
15	C ertain of the Group’s outstanding financing agreements include covenants restricting the Group’s ability	C	ertain of the Group’s outstanding financing agreements include covenants restricting the Group’s abi
16	to create security interests over its assets. Should the Group default under these covenants, this could	to create security interests over its assets. Should the Group default under these covenants, this c

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

CF — PDF page 51

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 51 (28 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3	Column 4	Column 5	Column 6	Column 7
0	JSC Halyk Bank Halyk Selected Explanatory Notes to the Interim Condensed
1	Consolidated Financial Information
2	for the Nine Months ended 30 September 2024 (unaudited) (continued)
3	(millions Of Kazakhstani Tenge)
4	On 4 June 2024,the Group issued bonds listed on KASE in the total amount of KZT 290 billion with a
5	floating interest rate, of which KZT 39.1 million with a coupon rate of 12.79% was placed on 25 July 2024
6	for the first coupon period:
7	The coupon rates and maturities of these debt securities issued are as follows:
8	30 September 2024 (unaudited) 31 December 2023
9	Coupon rate, Maturity, Coupon rate Maturity,
10	year year
11	Subordinated debt securities issued:
12	KZT denominated bonds, fixed rate 9.5% 2025 9.5% 2025
13	Unsubordinated debt securities issued:
14	KZT denominated bonds 7.5%-12.8% 2024-2031 7.59 2024-2025
15	USD denominated bonds 3.59-4.0% 2025 3.59-4.0% 2025
16	As at 30 September 2024,accrued interest on debt securities issued was KZT 18,584 million
17	(as at 31 December 2023 KZT 9,003 million):
18	Subordinated securities are unsecured obligations of the Group and are subordinated in right of
19	payments to all present and future senior indebtedness and certain other obligations of the Group:
20	Coupon payments on debt securities issued are payable on a semi-annual and an annual basis
21	Reconciliation of liabilities arising from financing activities
22	The table below details changes in the Group's liabilities arising from financing activities, including both
23	cash and non-cash changes. Liabilities arising from financing activities are those for which cash flows
24	were, or future cash flows will be, classified in the Group's consolidated statement of cash flows as cash
25	flows from financing activities
26	Debt securities issued	653393	166136	-33897	18805	14319	818756
27	Debt securities issued	462817	358753	-173659	15404	14137	677452

Formulas used

• Net debt: debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (mln); [DeepSeek] net_debt (mln KZT, batch apply)
• EBITDA: computed as operating_profit + D&A (D&A not split out in source → 0)