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Abu Dhabi Islamic Bank (ADIB) AED

Abu Dhabi Islamic Bank is a Sharia-compliant financial institution based in the United Arab Emirates, offering retail, corporate, and investment banking services, as well as wealth management and treasury products.

At a glance: strengths & risks
✓Revenue growing (+10% y/y, Q2 2026)✓Strong ROE (21%)✓Book value growing (+14%)

Sector: Banks

AE_ADIB

Price chart

22.86 AEDDay —

Key metrics

Market

Price
22.86 AED
Market cap
83.0 bn AED

Growth

Δ NII y/y
—
Δ net profit y/y
8.2%

Multiples

P/E (LTM)
12.0x
P/B (FY)
2.6x
P/E (ann.)
11.4x

Returns

Dividend yield
—
ROE (annualized)
23.2%
ROI (ROE ÷ P/B)
9.1%

Value creation

annualized net income / market cap (return on equity value)
Banking potential
+8.8%
↓ details

Liquidity

Daily turnover
—

Shares: connector/market_inputs

Amounts: USD (converted) · As reported
Converted modes use NBK / ECB-linked rates: balance sheet date for BS items, period average for P&L and cash flow (see filing row evidence). As reported keeps each row in its filing currency.

Financial results

Monetary columns are in B AED, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB AEDNet profitB AEDAssetsB AEDEquityB AEDROE (annualized)Source
2026-06-30Q2 2026 (3M)OK3.1
y/y 9.9%
1.8
y/y 8.2%
303.9
y/y 16.7%
32.3
y/y 12.6%
23.2%Link
2026-03-31Q1 2026 (3M)OK3.0
y/y 10.1%
1.7
y/y 6.1%
287.1
y/y 17.9%
30.1
y/y 11.7%
22.0%Link
2025-12-31Q4 2025 (3M)OK3.0
y/y 21.2%
1.7
y/y 19.3%
280.8
y/y 24.3%
32.4
y/y 14.3%
21.2%Link
2025-09-30Q3 2025 (3M)OK3.0
y/y 15.8%
1.7
y/y 12.1%
269.7
y/y 21.2%
30.5
y/y 12.8%
7.8%Link
2025-06-30Q2 2025 (3M)OK2.9
y/y 12.7%
1.7
y/y 12.3%
260.4
y/y 22.0%
28.7
y/y 12.6%
24.1%Link
2025-03-31Q1 2025 (3M)OK2.8
y/y 14.9%
1.6
y/y 19.1%
243.5
y/y 25.1%
26.9
y/y 12.1%
23.4%Link
2024-12-31Q4 2024 (3M)OK2.5
y/y 2.3%
1.4
y/y -2.1%
225.9
y/y 17.2%
28.3
y/y 7.9%
20.9%Link
2024-09-30Q3 2024 (3M)OK2.6
y/y 16.7%
1.5
y/y 13.6%
222.6
y/y 20.9%
27.1
y/y 9.6%
7.8%Link
2024-06-30Q2 2024 (3M)OK2.5
y/y 26.7%
1.5
y/y 27.8%
213.4
y/y 17.1%
25.5
y/y 8.7%
24.1%Link
2024-03-31Q1 2024 (3M)OK2.4
y/y 27.4%
1.4
y/y 28.2%
194.6
y/y 13.1%
24.0
y/y 7.9%
21.6%Link
2023-12-31Q4 2023 (3M)OK2.4
y/y —
1.4
y/y —
192.8
y/y —
26.2
y/y —
19.6%Link
2023-09-30Q3 2023 (3M)OK2.2
y/y —
1.4
y/y —
184.1
y/y —
24.7
y/y —
7.5%Link
2023-06-30Q2 2023 (3M)OK2.0
y/y —
1.2
y/y —
182.2
y/y —
23.4
y/y —
20.5%Link
2023-03-31Q1 2023 (3M)OK1.9
y/y —
1.1
y/y —
172.1
y/y —
22.3
y/y —
—Link

Research & reviews

Our earnings breakdowns and investment notes on this issuer.

All research →

Peer comparison

Group: Banks. Each peer is shown as it trades and re-priced onto this company's market (UAE) by the ratio of our coverage medians.

CompanyMarketCap, $bnP/EP/E, adjusted
State Bank of IndiaIndia93.110.3x5.7x
Emirates NBDUAE53.38.1x8.1x
HDFC BankIndia117.815.9x8.8x
BradescoBrazil44.09.4x8.9x
Abu Dhabi Commercial BankUAE34.69.6x9.6x
ICICI BankIndia104.817.8x9.8x
First Abu Dhabi BankUAE58.410.1x10.1x
KB Financial GroupKorea41.48.8x11.0x
Bank Central AsiaIndonesia41.612.9x25.7x
Royal Bank of CanadaCanada268.718.8x—
Mitsubishi UFJ Financial GroupJapan242.314.3x—
Bank of Nova ScotiaCanada110.820.3x—
Group median11.6x9.6x
Group average13.0x10.9x
This companyUAE22.612.0x12.0x

Group median 11.6x as traded, 9.6x adjusted; this company 12.0x — a 25% premium.

Group average 13.0x as traded, 10.9x adjusted; against the average this company is at a 11% premium.

At the adjusted group median the market cap would be -20% versus today.

The gap and the implied upside are measured against the median: one richly priced peer moves an average, not a median. The market adjustment uses our coverage medians (US 29.7x, Russia 6.2x, South Africa 11.0x, Kazakhstan 9.3x, India 27.9x, Indonesia 7.7x); it is about where a name is listed, not what it does. Peer multiples come from the nightly rebuild of 2026-10-15; the company's own is live.

Dividends

No dividend rows found for this issuer.

Investor reporting (IR): https://www.adx.ae/en/main-market/company-profile/financial-reports?symbols=ADIB

Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B), profitability and dividend yield of Abu Dhabi Islamic Bank (ADIB) — from primary filings.

Frequently asked questions

What is Abu Dhabi Islamic Bank (ADIB)'s P/E ratio?
Abu Dhabi Islamic Bank (ADIB) trades at a P/E of 12.0x (price to trailing 12-month earnings).
What is Abu Dhabi Islamic Bank (ADIB)'s P/B ratio?
Abu Dhabi Islamic Bank (ADIB) trades at a P/B of 2.6x.
What is Abu Dhabi Islamic Bank (ADIB)'s return on equity (ROE)?
Abu Dhabi Islamic Bank (ADIB)'s ROE is 23.2%.
What is Abu Dhabi Islamic Bank (ADIB)'s market capitalization?
Abu Dhabi Islamic Bank (ADIB)'s market cap is 83.0 bn AED.

See also: UAE Stocks (2026): Tax-Free Dividends in Dubai and Abu Dhabi · The Cheapest Bank Stocks in the World (2026): Where Global Banks Trade Below Book · The Cheapest Stocks in the World (2026): What Value Investing Says About Buying Cheap · global valuation map