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Bank CenterCredit JSC (CCBN) KZT

At a glance: strengths & risks
Revenue growing (+40%)Profit growing (+32%)Strong ROE (32%)Book value growing (+33%)

Sector: Banks

CCBN

Price chart

4 850 KZTDay -0.14%

Key metrics

Market

Price
4 850 KZT · -0.14%
Market cap
884.4 bn KZT

Growth

Δ NII y/y
-2.7%
Δ net profit y/y
-25.1%

Multiples

P/E (LTM)
3.1x
P/B (FY)
1.0x
P/E (ann.)
1.4x

Returns

Dividend yield
ROE (annualized)
32.7%
ROI (ROE ÷ P/B)
31.3%

Value creation

annualized net income / market cap (return on equity value)
Banking potential

Liquidity

Daily turnover (KASE)
9 700

Shares: connector/market_inputs

Financial results

Monetary columns are in B KZT, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB KZTNet profitB KZTAssetsB KZTEquityB KZTROE (annualized)Source
2026-03-31Q1 2026 (3M)OK
y/y
61.1
y/y -25.1%
8166.4
y/y 18.2%
903.6
y/y 30.7%
27.9%Report (KASE)
2025-12-31Q4 2025 (3M)OK212.3
y/y -21.1%
121.3
y/y 4.4%
8521.0
y/y 20.6%
846.9
y/y 33.0%
32.7%Report (KASE)
2025-09-30Q3 2025 (3M)OK99.3
y/y 16.7%
16.3
y/y 178.2%
7891.6
y/y 30.0%
789.7
y/y 38.0%
28.7%Report (KASE)
2025-06-30Q2 2025 (3M)OK104.5
y/y 27.0%
64.6
y/y 70.4%
7278.9
y/y 24.6%
723.1
y/y 43.4%
41.4%Report (PDF)
2025-03-31Q1 2025 (3M)OK105.8
y/y 35.9%
81.6
y/y 81.6%
6907.1
y/y 24.0%
691.5
y/y 45.8%
49.2%Report (KASE)
2024-12-31Q4 2024 (3M)OK269.0
y/y 253.0%
116.2
y/y 439.7%
7067.9
y/y 33.6%
636.9
y/y 52.1%
33.4%Report (KASE)
2024-09-30Q3 2024 (3M)OK99.7
y/y 46.3%
-27.4
y/y -48.5%
6069.2
y/y 24.4%
572.4
y/y 49.7%
14.5%Report (KASE)
2024-06-30Q2 2024 (3M)OK87.7
y/y
40.9
y/y 36.9%
5843.8
y/y 29.6%
504.3
y/y 48.5%
35.1%Report (PDF)
2024-03-31Q1 2024 (3M)OK77.8
y/y 49.8%
44.9
y/y 79.4%
5568.4
y/y 25.9%
474.3
y/y 57.0%
40.3%Report (KASE)
2023-12-31Q4 2023 (3M)OK76.2
y/y
21.5
y/y
5291.0
y/y
418.7
y/y
33.7%Report (PDF)
2023-09-30Q3 2023 (3M)OK
y/y
50.8
y/y
4878.8
y/y
382.3
y/y
41.9%Report (KASE)
2023-06-30Q2 2023 (3M)OK
y/y
37.7
y/y
4510.5
y/y
339.5
y/y
39.1%Report (KASE)
2023-03-31Q1 2023 (3M)OK52.0
y/y
25.0
y/y
4422.6
y/y
302.2
y/y
Report (KASE)

Monthly statistics (bank charter, NBK)

<div class='muted' style='font-size:.72rem;line-height:1.2'><span style='color:#166534'>+49.5% y/y</span> · 18.0 bln mo <span style='color:#166534'>+417.0%</span></div> source: NBK

PeriodNet profit (YTD)
Nov 2025227.2 bln
+28.3% y/y · 14.5 bln mo -29.7%
Oct 2025212.7 bln
+35.9% y/y · 16.2 bln mo -6.6%
Sep 2025196.5 bln
+41.2% y/y · 16.2 bln mo -10.8%
Aug 2025180.2 bln
+49.1% y/y · 19.9 bln mo +4.3%
Jul 2025160.3 bln
+57.5% y/y · 22.9 bln mo +31.7%
Jun 2025137.4 bln
+62.8% y/y · 17.5 bln mo +15.1%
May 2025119.9 bln
+73.3% y/y · 21.8 bln mo +54.4%
Apr 202598.1 bln
+78.2% y/y · 19.6 bln mo +40.9%
Mar 202578.5 bln
+90.8% y/y · 23.6 bln mo +54.3%
Feb 202554.8 bln
22.7 bln mo
Jan 202532.2 bln
+150.4% y/y · 32.2 bln mo +150.4%
Dec 2024195.1 bln
+49.5% y/y · 18.0 bln mo +417.0%

Dividends

No dividend rows found for this issuer (checked: KASE news).

Investor reporting (IR): https://www.bcc.kz/en/about/financial-results/

Reporting forms detected in loaded periods: (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B, EV/EBITDA), profitability and dividend yield of Bank CenterCredit JSC (CCBN) — from primary filings.

Bank CenterCredit is a Kazakh universal commercial bank offering retail, SME and corporate banking across the country.

Frequently asked questions

What is Bank CenterCredit JSC (CCBN)'s P/E ratio?
Bank CenterCredit JSC (CCBN) trades at a P/E of 3.1x (price to trailing 12-month earnings).
What is Bank CenterCredit JSC (CCBN)'s P/B ratio?
Bank CenterCredit JSC (CCBN) trades at a P/B of 1.0x.
What is Bank CenterCredit JSC (CCBN)'s return on equity (ROE)?
Bank CenterCredit JSC (CCBN)'s ROE is 32.7%.
What is Bank CenterCredit JSC (CCBN)'s market capitalization?
Bank CenterCredit JSC (CCBN)'s market cap is 884.4 bn KZT.

See also: The Cheapest Bank Stocks in the World (2026): Where Global Banks Trade Below Book · The Cheapest Stocks in the World (2026): What Value Investing Says About Buying Cheap · global valuation map