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HALYK 2025-09-30 Q3 — report review

Status: PARTIAL — неполно — см. пустые метрики ниже; Currency: —; Amounts unit: —; Forms: ✓ ✓ ✓

Дата публикации отчёта: Не сохранена для этого периода — укажите financial_report_date в строке (EDGAR filingDate, KASE change_date или manual_catalog).

Full financial report: Отчёт (PDF)

PDF (local): data/raw_pdfs/HALYK/2025-09-30_Q3_financial-statement-pdf.pdf

Чтобы заново выполнить поиск форм и превью из PDF, откройте эту ссылку Основная ссылка запускает пересчёт в фоне: панель статуса, затем готовая страница. Тяжёлый режим с refresh по умолчанию тоже в фоне (иначе прокси даёт 502). &sync=1 — только для одного долгого синхронного ответа (не рекомендуется). Можно ?refresh=1, ?recalc=1, ?nocache=1 или ?recompute=1. (дождаться в браузере: синхронное обновление)

По умолчанию — быстрый просмотр (таблица метрик и номера страниц форм), чтобы прокси не отваливался по таймауту. Полные превью и таблицы — ?heavy=1.

Сопоставление метрик (значение → evidence)

Значения метрик приведены к единицам дашборда, где это применимо; в колонке evidence — сохранённый фрагмент из текстового слоя PDF или OCR на этапе извлечения.

Statement pages (discovery)

Ниже — последняя полная реконструкция форм (сканы PDF + таблицы + проверки субитогов), сохранённая после запуска с ?heavy=1. Откройте тяжёлый режим, чтобы пересчитать, если менялись PDF, discovery или извлечение. полные превью и таблицы (?heavy=1).

Превью страниц и восстановленные таблицы

Подсветка Жёлтая строка — совпадение с evidence; оранжевая ячейка — точное число, взятое для метрики (наведите на строку). Выручка Опер. прибыль Аморт. и износ EBITDA Чистая прибыль cash debt_short debt_long Активы Капитал Операц. ДДС Инвест. ДДС

Зелёная / янтарная / красная полоса у подписи строки — итог/субитог, где сумма детальных строк сравнивается с числом в отчёте (эвристика). Под каждой таблицей — список проверок (Σ строк vs отчёт, статус).

P&L

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

P&L — PDF page 35

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 35 (16 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	2015	Column 4	Column 5	Column 6	Column 7	Column 8
0	JSC Halyk Bank Halyk Selected Explanatory Notes to the Interim Condensed
1	Consolidated Financial Information
2	for the Nine Months ended 30 September 2025 (unaudited) (continued)
3	(millions of_Kazakhstani Tenge)
4	At the beginning of the period	-94782	-4016	-4.016	-268	-230232	-81229	-3326
5	Transfer to Stage	-3067	799	2268	0	0	-12939	2398
6	Transfer to Stage 2	1584	-2843	1259	0	0	3590	-6036
7	Transfer to Stage 3	3654	2586	-6240	0	0	8281	7124
8	Changes in risk parameters *	6297	-2015	-13578	-45	-9341	18362	-5768
9	New originations or purchases of financial assets*	-19777				-19777	-53489
10	Derecognition of financial assets*/**	6707	73	904		7684	18020	201
11	Restoration of reserves for previously written-off
12	assets	-19	-8	-1243		-1270	-48	-17
13	Write-offs	0	0	13995		13995	0	0
14	Foreign exchange differences and other movements	-88	-14	-44	15	-131	-39	-14
15	At the end of the period	-99491	-5438	-133845	-298	-239072	-99491	-5438

P&L — PDF page 36

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 36 (16 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3	Column 4	Column 5	Column 6	Column 7	Column 8
0	JSC Halyk Bank Halyk Selected Explanatory Notes to the Interim Condensed
1	Consolidated Financial Information
2	for the Nine Months ended 30 September 2025 (unaudited) (continued)
3	(millions of_Kazakhstani Tenge)
4	At the beginning of the period	-21332	-1659	-47476	-457	-70924	-19359	-1026
5	Transfer to Stage	-1667	537	1130	0	0	-3219	1003
6	Transfer to Stage 2	199	-219	20	0	0	691	-754
7	Transfer to Stage 3	460	1160	-1620	0	0	1166	3075
8	Changes in risk parameters *	1721	-1224	-7727	-156	-7386	6202	-3939
9	New originations or purchases of financial assets*	-5746				-5746	-17184
10	Derecognition of financial assets*/**	3043	79	659		3781	8521	261
11	Restoration of reserves for previously written-off
12	assets	-54		-464		-518	-238	53
13	Write-offs	0	0	1601	0	1601	0	0
14	Foreign exchange differences and other movements	-112	-1	-32	1	-146	-68	0
15	At the end of the period	-23488	-1327	-53909	-614	-79338	-23488	-1327

BS

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

BS — PDF page 7

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 7 (28 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3	Column 4	Column 5
0	JSC Halyk Bank Halyk Interim Condensed Consolidated Statement of Other Comprehensive Income
1	for the Three and Nine Months ended 30 September 2025 (unaudited)
2	(millions of Kazakhstani Tenge)
3	Net income	281	259722	809935	638815
4	Other comprehensive income/(loss):
5	Items that will not be subsequently reclassified to profit or
6	loss:
7	Gain/(loss) resulting on revaluation of property and
8	equipment (net of tax KZT nil)	2	3	-5	25
9	Gain/(loss) on revaluation of equity financial assets
10	measured at fair value through other comprehensive
11	income (net of tax KZT nil)	709	-154	1596	-213
12	Items that may be subsequently reclossified to profit or
13	Ioss:
14	Gain/(loss) on revaluation of debt financial assets at fair
15	value through other comprehensive income, including
16	impaired during the period (net of tax KZT nil)	8391	41969	-76351	40551
17	Reclassification adjustment relating to financial assets at
18	fair value through other comprehensive income
19	disposed of in the period (net of tax - KZT nil)	104	-380	1940	-2112
20	Share of other comprehensive income of associate	5670	485	3234	300
21	Foreign exchange differences on translation of foreign
22	operation	9689	2010	11283	1302
23	Other comprehensive income/lloss) for the period	24565	43933	-58303	39853
24	Total comprehensive income for the period	305898	303655	751632	678668
25	Attributable to:
26	Non-controlling interest	1	2	2	2
27	Common shareholders	305897	303653	751630	678666

BS — PDF page 8

Camelot table (pages 8, primary page 8).

#	Joined label	31 December 2024	Column 2	Column 3	Column 4	Column 5	Column 6	Column 7	Column 8	Column 9	Column 10	Column 11
0	31 December 2024 209,027 8,769 (263,625) 10,000 12,098 (3,281) 52,580 3,042,469 3,068,037	31 December 2024	209,027	8,769	(263,625)	10,000	12,098	(3,281)	52,580	3,042,469	3,068,037	12
1	Net income - - - - - - - 809,933 809,933	Net income	-	-	-	-	-	-	-	809,933	809,933	2
2	Other	Other
3	comprehensive	comprehensive
4	income/(loss) - - - - 11,283 (69,581) (5) - (58,303)	income/(loss)	-	-	-	-	11,283	(69,581)	(5)	-	(58,303)	-
5	Total	Total
6	comprehensive	comprehensive
7	income/(loss) - - - - 11,283 (69,581) (5) 809,933 751,630	income/(loss)	-	-	-	-	11,283	(69,581)	(5)	809,933	751,630	2
8	Treasury shares	Treasury shares
9	purchased (Note	purchased (Note
10	15) - - (9,350) - - - - - (9,350)	15)	-	-	(9,350)	-	-	-	-	-	(9,350)	-
11	Treasury shares sold	Treasury shares sold
12	(Note 15) - 19 8,261 - - - - - 8,280	(Note 15)	-	19	8,261	-	-	-	-	-	8,280	-
13	Accrued and	Accrued and
14	released stock	released stock
15	options - - - (6,350) - - - 7,841 1,491	options	-	-	-	(6,350)	-	-	-	7,841	1,491	-
16	Dividends - common	Dividends - common
17	shares - - - - - - - (552,464) (552,464)	shares	-	-	-	-	-	-	-	(552,464)	(552,464)	-
18	Release of property	Release of property
19	and equipment	and equipment
20	revaluation reserve	revaluation reserve
21	on depreciation	on depreciation
22	and disposal of	and disposal of
23	previously revalued	previously revalued
24	assets - - - - - - (1,670) 1,670 -	assets	-	-	-	-	-	-	(1,670)	1,670	-	-
25	30 September 2025	30 September 2025
26	(unaudited) 209,027 8,788 (264,714) 3,650 23,381 (72,862) 50,905 3,309,449 3,267,624	(unaudited)	209,027	8,788	(264,714)	3,650	23,381	(72,862)	50,905	3,309,449	3,267,624	14
27	* These amounts are included within retained earnings and other reserves in the interim condensed consolidated statement of financial position.	*	These amounts are included within retained earnings and other reserves in the interim condensed cons

No subtotal/total rows matched the built-in patterns on this table (or fewer than two detail lines above each candidate).

CF

Tables and checks run on 2 of 3 PDF pages for this form (timeout budget). Raise REPORT_REVIEW_HEAVY_RECON_PAGES for more.

CF — PDF page 40

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 40 (15 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3
0	JSC Halyk Bank Halyk Selected Explanatory Notes to the Interim Condensed
1	Consolidated Financial Information
2	for the Nine Months ended 30 September 2025 (unaudited) (continued)
3	(millions of Kazakhstani Tenge)
4	13. Debt securities issued
5	Debt securities issued consisted of the following:
6	Recorded at amortised cost:
7	Subordinated debt securities issued:
8	KZT denominated bonds, fixed rate	109839	98747
9	Total subordinated debt securities outstanding	109839	98747
10	Unsubordinated debt securities issued:
11	USD denominated bonds	704938	484287
12	KZT denominated bonds	164966	296178
13	Total unsubordinated debt securities outstanding	869904	780465
14	Total debt securities outstanding	979743	879212

CF — PDF page 41

No Camelot table — OCR (v8) below.

GPU v8 OCR — page 41 (29 rows). Blank amount cells are normal for section headers and line-wrapped captions; 0 from OCR on those rows is not a reported financial zero. Amounts follow the PDF header (often thousands of currency).

#	Joined label	Column 2	Column 3	Column 4	Column 5	Column 6	Column 7
0	JSC Halyk Bank Halyk Selected Explanatory Notes to the Interim Condensed
1	Consolidated Financial Information
2	for the Nine Months ended 30 September 2025 (unaudited) (continued)
3	(millions of Kazakhstani Tenge)
4	On 3 July 2025,the Group fully repaid two-year bonds listed on AIX with a par value of USD 500 million
5	and a coupon rate of 3.5%_
6	On 4 July 2025,the Group issued two-year bonds listed on AIX with a par value of USD 500 million and a
7	coupon rate of 3.5%, of which as at 30 September 2025 USD 439.5 million were placed:.
8	The coupon rates and maturities of these debt securities issued are as follows:
9	30 September 2025 (unaudited) 31 December 2024
10	Coupon rate Maturity, Coupon rate Maturity,
11	year year
12	Subordinated debt securities issued:
13	KZT denominated bonds fixed rate 9.5% 2025 9.5% 2025
14	Unsubordinated debt securities issued:
15	USD denominated bonds 3.5% 2025 3.59-4.0% 2025
16	KZT denominated bonds 17.0%-18.6% 2027-2031 7.59-12.8% 2025-2031
17	As at 30 September 2025, accrued interest on debt securities issued was KZT 22,140 million
18	(as at 31 December 2024 KZT 18,209 million)_
19	Subordinated securities are unsecured obligations of the Group and are subordinated in right of
20	payments to all present and future senior indebtedness and certain other obligations of the Group.
21	Coupon payments on debt securities issued are payable on a semi-annual and an annual basis.
22	Reconciliation of liabilities arising from financing activities
23	The table below details changes in the Group's liabilities arising from financing activities, including both
24	cash and non-cash changes. Liabilities arising from financing activities are those for which cash flows
25	were, or future cash flows will be, classified in the Group'$ consolidated statement f cash flows as cash
26	flows from financing activities
27	Debt securities issued	879212	720383	-667946	40204	7890	979743
28	Debt securities issued	653393	166136	-33897	18805	14319	818756

Formulas used

• Net debt: debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (mln); debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (from row components)