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HALYK 2025-09-30 Q3 — report review

Status: PARTIAL — incomplete — unset metrics listed below; Currency: —; Amounts unit: —; Forms:

Report published: Not stored for this period — set financial_report_date on the row (EDGAR filingDate, KASE change_date, or manual_catalog).

Full financial report: Report (PDF)

PDF: Open the filing PDF (primary document)

To recalculate statement detection and previews from the PDF, use this link The default link runs in the background: a status panel shows phase, elapsed time, rough ETA, CUDA vs CPU, and OOM hints, then loads the finished report. Heavy mode with refresh does this automatically so reverse proxies do not return 502. Add &sync=1 only for one long blocking request (not recommended). You can use ?refresh=1, ?recalc=1, ?nocache=1, or ?recompute=1 on the URL. (block in the browser until done: synchronous refresh)

Default view is fast (metric table + statement page numbers only) so reverse proxies do not time out. Use ?heavy=1 when you need embedded page images and Camelot tables.

Metric mapping (value → extracted evidence)

Metric values use dashboard units where applicable; evidence is the stored snippet from the PDF text layer or OCR used during extraction.

MetricValueEvidence / page extract
Revenue327 539Row: was 2,044,300, derived as FY less the other three quarters while those quarters sat on mixed bases - six times the quarter and larger than the year; the top line on this card is net interest income, 327,539 · dashboard=327,539.000 mln — was 2,044,300, derived as FY less the other three quarters while those quarters sat on mixed bases - six times the quarter and larger than t …
Operating profit
D&ARow: placeholder zero removed (card median D&A/revenue is 2.7%; a literal 0.0 means parse-miss, not zero depreciation) — placeholder zero removed (card median D&A/revenue is 2.7%; a literal 0.0 means parse-miss, not zero depreciation)
EBITDA
Net profit281 333Row: was 224,771, derived from a nine-month figure of 753,373 that matches no published column; Halyk 9M 2025 reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx) puts 281,333 in "three months ended 30 September 2025" and 809,935 in the nine-month column, and 809,935 less the half year 528,602 is 281,333 · dashboard=281,333.000 mln — was 224,771, derived from a nine-month figure of 753,373 that ...
Cash1 781 551Row: Halyk reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx), KZT mln · dashboard=1,781,551.000 mln — Halyk reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx), KZT mln
Debt short0Row: Halyk reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx), KZT mln · dashboard=0.000 mln — Halyk reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx), KZT mln
Debt long979 743Row: Halyk reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx), KZT mln · dashboard=979,743.000 mln — Halyk reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx), KZT mln
Net debt-801 794Components: short debt 0 + long debt 979 743 + other financial liab. 0 + NCI 14 − cash 1 781 551 = net debt -801 794.Row: Halyk reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx), KZT mln · dashboard=-801,794.000 mln — Halyk reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx), KZT mln
Operating CF-368 961Row: the nine-month 676,303 in Halyk 9M 2025 reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx) less the six-month 1,045,264 in Halyk 1H 2026 reporting forms (halykbank.com/storage/829/Financial-reporting-forms.xlsx); the cash-flow statement is only ever published period-to-date · dashboard=-368,961.000 mln — the nine-month 676,303 in Halyk 9M 2025 reporting forms (halykbank.com/storage/664/Fi ...
Investing CF139 494Row: nine-month cumulative 139494.0 put back (standalone 55115.0 had been derived; the card subtracts the half-year row itself). Original note: was 139,494, the "nine months ended 30 September 2025" column of Halyk 9M 2025 reporting forms (halykbank.com/storage/664/Financial-reporting-forms.xlsx); the quarter is that less the six-month 84,379 in Halyk 1H 2026 reporting forms (halykbank.com/storage/829/Financial-repor ...
Assets20 410 346Row: Halyk interim consolidated IFRS (https://halykbank.com/storage/259/Financial-Statement.pdf), segment note total = consolidated, KZT mln · dashboard=20,410,346.000 mln — Halyk interim consolidated IFRS (https://halykbank.com/storage/259/Financial-Statement.pdf), segment note total = consolidated, KZT mln
Equity3 278 585.02Row: NBK monthly banks-performance (regulatory, unconsolidated) Sep-2025 · dashboard=3,278,585.021 mln — NBK monthly banks-performance (regulatory, unconsolidated) Sep-2025

Net debt structure (leases included, IFRS 16)

Short-term debt (incl. ST leases)0
Long-term debt (incl. LT leases)979 743
− Cash & equivalents1 781 551
Net debt-801 808

Net debt / LTM EBITDA: -0.6x

Consistency checks · All checks passed

Balance sheet identity (A = L + E)TA (20,410,346) ≈ TL (17,131,761) + TE (3,278,585); residual +0 within 1%.
Net debt formulanet_debt -801,794 matches |debt_short|+|debt_long|+|other|+|NCI|−|cash| = -801,794.
Cash ≤ total assetsCash (1,781,551) ≤ total assets (20,410,346).

Statement pages (discovery)

FormPages
P&L35, 36, 37
BS7, 8, 9
CF40, 41, 42

Statement previews & reconstructed tables

Embedded PDF thumbnails and Camelot reconstruction are omitted in the default view to avoid gateway timeouts and huge HTML. Open full previews & tables (?heavy=1).

Formulas used