Status: OK — incomplete — unset metrics listed below; Currency: ZAR; Amounts unit: millions; Forms: ✓ ✓ ✓
Report published: Not stored for this period — set financial_report_date on the row (EDGAR filingDate, KASE change_date, or manual_catalog).
Full financial report: Link
PDF: Open the filing PDF (primary document)
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Metric values use dashboard units where applicable; evidence is the stored snippet from the PDF text layer or OCR used during extraction.
| Metric | Value | Evidence / page extract |
|---|---|---|
| Revenue | 37 371 | Row: Insurance revenue; 37 371; 38 272 · dashboard=37,371.000 mln · pages 98 — [PL page 98] | Insurance revenue | D1 | 37 371 | 38 272 |
| Operating profit | -787 | Row: Credit impairment charges; (787); (655) · dashboard=-787.000 mln · pages 98 — [PL page 98] | Credit impairment charges | | (787) | (655) |
| D&A | 327 | Row: Revalue amortised cost bonds to fair value · dashboard=327.000 mln · pages 43 — [DA recon page 43] Revalue amortised cost bonds to fair value | 327 | — |
| EBITDA | -460 | Row: EBITDA = operating_profit + D&A (D&A=327.0; pipeline: extract_da_values → [DA recon page 43] Revalue amortised cost bonds to fair value · dashboard=-460.000 mln · pages 43 — EBITDA = operating_profit + D&A (D&A=327.0; pipeline: extract_da_values → [DA recon page 43] Revalue amortised cost bonds to fair value | 327 | —) |
| Net profit | 4 208 | Row: Profit after tax for the financial period; 4 208; 4 524 · dashboard=4,208.000 mln · pages 98 — [PL page 98] | Profit after tax for the financial period | | 4 208 | 4 524 |
| Cash | 25 536 | Row: Cash and cash equivalents; 25 536; 20 584 · dashboard=25,536.000 mln · pages 100 — [BS page 100] Cash and cash equivalents | | 25 536 | 20 584 |
| Debt short | 33 328 | Row: Loans and advances; 20 305; 19 245; Borrowed funds; 13 023 · dashboard=33,328.000 mln · pages 100 — [BS page 100] Loans and advances | | 20 305 | 19 245; Borrowed funds | F2 | 13 023 | 10 788 |
| Debt long | — | Row: not found · pages 100 — [BS page 100] not found |
| Net debt | 10 996 | Components: short debt 33 328 + long debt 0 + other financial liab. 0 + NCI 3 204 − cash 25 536 = net debt 10 996.Row: debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (from row components) · dashboard=10,996.000 mln — debt_short + debt_long + other_financial_liabilities + non_controlling_interest − cash (from row components) |
| Operating CF | 6 980 | Row: Net cash inflow from operating activities1; 6 980; 11 700 · dashboard=6,980.000 mln · pages 101 — [CF page 101] Net cash inflow from operating activities1 | | 6 980 | 11 700 |
| Investing CF | -2 629 | Row: Net cash outflow from investing activities; (2 629); (1 274) · dashboard=-2,629.000 mln · pages 101 — [CF page 101] Net cash outflow from investing activities | | (2 629) | (1 274) |
| Assets | 1 405 217 | Row: Total assets; 1 405 217; 1 367 923 · dashboard=1,405,217.000 mln · pages 100 — [BS page 100] Total assets | | 1 405 217 | 1 367 923 |
| Equity | 62 405 | Row: Total equity; 62 405; 63 058 · dashboard=62,405.000 mln · pages 100 — [BS page 100] Total equity | | 62 405 | 63 058 |
| Short-term debt (incl. ST leases) | 33 328 |
| − Cash & equivalents | 25 536 |
| Net debt | 7 792 |
|---|
| EBITDA | -460 | -1.2% of revenue |
| − D&A | 327 | |
| = Operating profit (EBIT) | -787 | ✓ -2.1% of revenue |
| − Net finance costs, tax and other — derived | -4 995 | |
| = Net profit | 4 208 | 11.3% of revenue |
|---|
The finance-costs/tax line is derived as EBIT minus net profit; see the filing PDF above for the detailed split.
| ✓ | Balance sheet identity (A = L + E) | TA (1,405,217) ≈ TL (1,342,812) + TE (62,405); residual +0 within 1%. |
| ✓ | Net debt formula | net_debt 10,996 matches |debt_short|+|debt_long|+|other|+|NCI|−|cash| = 10,996. |
| ✓ | EBITDA = OP + D&A | EBITDA (-460) ≈ OP (-787) + D&A (327) = -460. |
| ⚠ | Net profit vs operating profit | Operating loss (-787) but net profit (4,208) — non-operating gain dominated; verify column mapping. |
| ✓ | Cash ≤ total assets | Cash (25,536) ≤ total assets (1,405,217). |
| Form | Pages |
|---|---|
| P&L | 98, 99 |
| BS | 99, 100, 101 |
| CF | 100, 101, 102 |
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