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KSPI 2024-12-31 FY — report review

Status: OK — incomplete — unset metrics listed below; Currency: KZT; Amounts unit: millions; Forms:

Report published: Not stored for this period — set financial_report_date on the row (EDGAR filingDate, KASE change_date, or manual_catalog).

Full financial report: Link

PDF: Open the filing PDF (primary document)

To recalculate statement detection and previews from the PDF, use this link The default link runs in the background: a status panel shows phase, elapsed time, rough ETA, CUDA vs CPU, and OOM hints, then loads the finished report. Heavy mode with refresh does this automatically so reverse proxies do not return 502. Add &sync=1 only for one long blocking request (not recommended). You can use ?refresh=1, ?recalc=1, ?nocache=1, or ?recompute=1 on the URL. (block in the browser until done: synchronous refresh)

Default view is fast (metric table + statement page numbers only) so reverse proxies do not time out. Use ?heavy=1 when you need embedded page images and Camelot tables.

Metric mapping (value → extracted evidence)

Metric values use dashboard units where applicable; evidence is the stored snippet from the PDF text layer or OCR used during extraction.

MetricValueEvidence / page extract
Revenue2 532 156Row: revenue (mln KZT, batch apply) · dashboard=2,532,156.000 mln — [DeepSeek] revenue (mln KZT, batch apply)
Operating profit1 271 060Row: yfinance blank-backfill (annual; rev-calibrated) · dashboard=1,271,060.000 mln — yfinance blank-backfill (annual; rev-calibrated)
D&A28 834Row: da (mln KZT, batch apply) · dashboard=28,834.000 mln — [DeepSeek] da (mln KZT, batch apply)
EBITDA1 300 044Row: Kaspi ir.kaspi.kz Results releases (text tables): 4Q_FY_2025, 2Q_2024, 3Q_2023, 1Q_2026; FY24 Adjusted EBITDA (4Q&FY25 release) · dashboard=1,300,044.000 mln — Kaspi ir.kaspi.kz Results releases (text tables): 4Q_FY_2025, 2Q_2024, 3Q_2023, 1Q_2026 | FY24 Adjusted EBITDA (4Q&FY25 release)
Net profit1 056 834Row: net_profit (mln KZT, batch apply) · dashboard=1,056,834.000 mln — [DeepSeek] net_profit (mln KZT, batch apply)
Cash619 470Row: cash (mln KZT, batch apply) · dashboard=619,470.000 mln — [DeepSeek] cash (mln KZT, batch apply)
Debt short
Debt long
Net debt-563 833Row: net_debt (mln KZT, batch apply) · dashboard=-563,833.000 mln — [DeepSeek] net_debt (mln KZT, batch apply)
Operating CF581 892Row: operating_cash_flow (mln KZT, batch apply) · dashboard=581,892.000 mln — [DeepSeek] operating_cash_flow (mln KZT, batch apply)
Investing CF-108 364Row: investing_cash_flow (mln KZT, batch apply) · dashboard=-108,364.000 mln — [DeepSeek] investing_cash_flow (mln KZT, batch apply)
Assets8 377 101Row: total_assets (mln KZT, batch apply) · dashboard=8,377,101.000 mln — [DeepSeek] total_assets (mln KZT, batch apply)
Equity1 572 861Row: total_equity (mln KZT, batch apply) · dashboard=1,572,861.000 mln — [DeepSeek] total_equity (mln KZT, batch apply)

EBITDA → net profit bridge

EBITDA1 300 04451.3% of revenue
− D&A28 834
= Operating profit (EBIT)1 271 060 50.2% of revenue
− Net finance costs, tax and other — derived214 226
= Net profit1 056 83441.7% of revenue

The finance-costs/tax line is derived as EBIT minus net profit; see the filing PDF above for the detailed split.

Consistency checks · Warnings

Balance sheet identity (A = L + E)TA (8,377,101) ≈ TL (6,804,240) + TE (1,572,861); residual +0 within 1%.
Net debt formulaStored net_debt (-563,833) ≠ derived from components (-619,470); diff +55,637 (9.0%).
EBITDA = OP + D&AEBITDA (1,300,044) ≈ OP (1,271,060) + D&A (28,834) = 1,299,894.
Net profit vs operating profitNet profit (1,056,834) sits within a plausible band vs operating profit (1,271,060).
Cash ≤ total assetsCash (619,470) ≤ total assets (8,377,101).

Statement pages (discovery)

FormPages
P&L9
BS11
CF14

Statement previews & reconstructed tables

Embedded PDF thumbnails and Camelot reconstruction are omitted in the default view to avoid gateway timeouts and huge HTML. Open full previews & tables (?heavy=1).

Formulas used