Bank of the Philippine Islands is a universal bank in the Philippines, offering retail, corporate, and investment banking services, as well as asset management and insurance products.
Sector: Banks
PH_BPI
Shares: connector/market_inputs
Monetary columns are in M USD, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.
| Date | Period | Status | Net interest incomeM USD | Net profitM USD | AssetsM USD | EquityM USD | ROE (annualized) | Source |
|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | Q2 2026 (3M) | OK | 873.5 y/y 13.3% | 263.1 y/y -8.8% | 60921.3 y/y 1.2% | 7923.4 y/y -1.9% | 13.3% | Link |
| 2026-03-31 | Q1 2026 (3M) | OK | 660.2 y/y 10.8% | 287.0 y/y -0.8% | 61046.4 y/y 6.6% | 7938.9 y/y 0.8% | 14.3% | Link |
| 2025-12-31 | Q4 2025 (3M) | OK | 345.2 y/y -53.1% | 275.1 y/y 13.2% | 61942.1 y/y 8.3% | 8123.3 y/y 9.0% | 14.2% | Link |
| 2025-09-30 | Q3 2025 (3M) | OK | 871.7 y/y 16.5% | 306.9 y/y 0.8% | 59633.6 y/y 5.2% | 8191.9 y/y 5.4% | 5.0% | Link |
| 2025-06-30 | Q2 2025 (3M) | OK | 771.1 y/y 10.5% | 288.6 y/y 8.5% | 60218.9 y/y 13.2% | 8073.0 y/y 15.4% | 14.5% | Link |
| 2025-03-31 | Q1 2025 (3M) | OK | 595.7 y/y -12.6% | 289.4 y/y 5.8% | 57286.8 y/y 5.0% | 7876.1 y/y 9.3% | 15.1% | Link |
| 2024-12-31 | Q4 2024 (3M) | OK | 735.8 y/y — | 243.0 y/y 4.3% | 57178.5 y/y 9.8% | 7454.6 y/y 15.0% | 14.3% | Link |
| 2024-09-30 | Q3 2024 (3M) | OK | 748.1 y/y 22.2% | 304.6 y/y 26.7% | 56700.3 y/y 18.4% | 7773.7 y/y 25.1% | 5.5% | Link |
| 2024-06-30 | Q2 2024 (3M) | OK | 698.1 y/y 17.6% | 266.0 y/y 13.2% | 53216.7 y/y 9.6% | 6993.2 y/y 14.4% | 15.0% | Link |
| 2024-03-31 | Q1 2024 (3M) | OK | 681.5 y/y — | 273.6 y/y — | 54555.9 y/y — | 7207.6 y/y — | 16.0% | Link |
| 2023-12-31 | FY 2023 (12M) | OK | — y/y — | 233.1 y/y — | 52080.3 y/y — | 6479.8 y/y — | 14.2% | Link |
| 2023-09-30 | Q3 2023 (3M) | OK | 612.2 y/y — | 240.4 y/y — | 47872.9 y/y — | 6212.5 y/y — | 5.2% | Link |
| 2023-06-30 | Q2 2023 (3M) | OK | 593.5 y/y — | 235.1 y/y — | 48552.7 y/y — | 6114.0 y/y — | — | Link |
Conversion to USD. Balance sheet: rate effective on 2026-06-30, fixing date unspecified. Flows: sampled average at each calculation period's bounds and monthly 15ths. Latest source row: 2026-04-01 — 2026-06-30. Source: Frankfurter historical request.
Our earnings breakdowns and investment notes on this issuer.
Group: Banks. Each peer is shown as it trades and re-priced onto this company's market (Philippines) by the ratio of our coverage medians.
| Company | Market | Cap, $bn | P/E | P/E, adjusted |
|---|---|---|---|---|
| State Bank of India | India | 94.7 | 10.4x | 2.1x |
| Emirates NBD | UAE | 54.3 | 8.2x | 2.9x |
| Bradesco | Brazil | 43.6 | 9.3x | 2.9x |
| HDFC Bank | India | 115.6 | 15.6x | 3.1x |
| Abu Dhabi Commercial Bank | UAE | 35.5 | 9.9x | 3.5x |
| First Abu Dhabi Bank | UAE | 57.8 | 10.0x | 3.5x |
| ICICI Bank | India | 104.4 | 17.7x | 3.5x |
| KB Financial Group | Korea | 43.2 | 9.1x | 4.4x |
| Bank Central Asia | Indonesia | 35.9 | 11.1x | 8.2x |
| Royal Bank of Canada | Canada | 276.5 | 19.1x | — |
| Mitsubishi UFJ Financial Group | Japan | 244.2 | 14.4x | — |
| Bank of Nova Scotia | Canada | 113.7 | 20.5x | — |
| Group median | 10.8x | 3.5x | ||
| Group average | 12.9x | 3.8x | ||
| This company | Philippines | 8.3 | 7.3x | 7.3x |
Group median 10.8x as traded, 3.5x adjusted; this company 7.3x — a 110% premium.
Group average 12.9x as traded, 3.8x adjusted; against the average this company is at a 92% premium.
At the adjusted group median the market cap would be -52% versus today.
The gap and the implied upside are measured against the median: one richly priced peer moves an average, not a median. The market adjustment uses our coverage medians (US 28.1x, Russia 6.3x, South Africa 11.2x, Kazakhstan 9.2x, India 27.1x, Indonesia 7.3x); it is about where a name is listed, not what it does. Peer multiples come from the nightly rebuild of 2026-10-21; the company's own is live.
No dividend rows found for this issuer (checked: Yahoo Finance (ex-div)).
Investor reporting (IR): https://www.bpi.com.ph/about-bpi/investor-relations/financial-statements
Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)
Financial results, valuation multiples (P/E, P/B), profitability and dividend yield of Bank of the Philippine Islands (BPI) — from primary filings.
See also: Philippine Stocks (2026): Where the Value Really Is (and the Traps) · The Cheapest Bank Stocks in the World (2026): Where Global Banks Trade Below Book · The Cheapest Stocks in the World (2026): What Value Investing Says About Buying Cheap · global valuation map