Union Bank of the Philippines is a commercial bank providing retail, corporate, and investment banking services, as well as digital banking solutions. It operates primarily in the Philippines and is known for its focus on technology-driven banking.
Sector: Banks
PH_UBP
Shares: connector/market_inputs
Monetary columns are in B PHP, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.
| Date | Period | Status | Net interest incomeB PHP | Net profitB PHP | AssetsB PHP | EquityB PHP | ROE (annualized) | Source |
|---|---|---|---|---|---|---|---|---|
| 2026-03-31 | Q1 2026 (3M) | OK | 16.8 y/y 8.9% | 3.8 y/y 167.4% | 1177.6 y/y 1.6% | 202.1 y/y 4.0% | 7.6% | Link |
| 2025-12-31 | Q4 2025 (3M) | OK | 16.7 y/y 8.3% | 3.5 y/y 1.7% | 1159.5 y/y 1.2% | 202.9 y/y 3.5% | 5.0% | Link |
| 2025-09-30 | Q3 2025 (3M) | OK | 16.2 y/y 11.6% | 3.2 y/y -24.4% | 1144.6 y/y -0.2% | 199.6 y/y 3.4% | 4.4% | Link |
| 2025-06-30 | Q2 2025 (3M) | OK | 15.9 y/y 13.9% | 1.8 y/y -35.9% | 1135.4 y/y 0.0% | 196.0 y/y 4.7% | 3.3% | Link |
| 2025-03-31 | Q1 2025 (3M) | OK | 15.4 y/y 12.1% | 1.4 y/y -27.5% | 1158.9 y/y 1.1% | 194.3 y/y 11.3% | 2.9% | Link |
| 2024-12-31 | Q4 2024 (3M) | OK | 15.4 y/y — | 3.5 y/y — | 1145.4 y/y — | 196.1 y/y — | 6.2% | Link |
| 2024-09-30 | Q3 2024 (3M) | OK | 15.1 y/y — | 3.5 y/y — | 1146.8 y/y — | 193.1 y/y — | 6.0% | Link |
| 2024-06-30 | Q2 2024 (3M) | OK | 13.8 y/y — | 3.1 y/y — | 1135.2 y/y — | 187.1 y/y — | 5.6% | Link |
| 2024-03-31 | Q1 2024 (3M) | OK | 13.7 y/y — | 2.0 y/y — | 1146.5 y/y — | 174.6 y/y — | 4.5% | Link |
| 2023-12-31 | Q4 2023 (3M) | OK | 13.3 y/y — | 1.1 y/y — | 1145.1 y/y — | 175.6 y/y — | 2.5% | Link |
| 2023-09-30 | Q3 2023 (3M) | OK | 14.0 y/y — | 2.0 y/y — | 1142.4 y/y — | 173.7 y/y — | 1.5% | Link |
| 2023-06-30 | Q2 2023 (3M) | OK | 15.5 y/y — | 2.5 y/y — | 1109.4 y/y — | 173.3 y/y — | — | Link |
Our earnings breakdowns and investment notes on this issuer.
No dividend rows found for this issuer (checked: Yahoo Finance (ex-div)).
Investor reporting (IR): https://www.unionbankph.com/investor-relations/financial-information
Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)
Financial results, valuation multiples (P/E, P/B, EV/EBITDA), profitability and dividend yield of Union Bank of the Philippines (UBP) — from primary filings.
See also: Philippine Stocks (2026): Where the Value Really Is (and the Traps) · The Cheapest Bank Stocks in the World (2026): Where Global Banks Trade Below Book · The Cheapest Stocks in the World (2026): What Value Investing Says About Buying Cheap · global valuation map