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Capitec Bank (CPI) USD

At a glance: strengths & risks
Revenue growing (+19%)Profit growing (+22%)Strong ROE (28%)Book value growing (+17%)

Sector: Banks

ZA_CPI

Price chart

4 702.58 ZARDay -0.85%

Key metrics

Market

Price
4 702.58 ZAR · -0.85%
Market cap
34.0 bn USD

Growth

Δ NII y/y
Δ net profit y/y
34.0%

Multiples

P/E (LTM)
32.8x
P/B (FY)
9.1x
P/E (ann.)
31.6x

Returns

Dividend yield
1.7%
ROE (annualized)
28.9%
ROI (ROE ÷ P/B)
3.2%

Value creation

annualized net income / market cap (return on equity value)
Banking potential

Liquidity

Daily turnover (listing)
897.7 mln ZAR

Shares: yahoo_fundamentals_timeseries/CPI.JO

Amounts: USD (converted) · As reported
Converted modes use NBK / ECB-linked rates: balance sheet date for BS items, period average for P&L and cash flow (see filing row evidence). As reported keeps each row in its filing currency.

Financial results

Monetary columns are in M USD, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeM USDNet profitM USDAssetsM USDEquityM USDROE (annualized)Source
2026-02-28FY 2026 (12M)OK3211.7
y/y 36.8%
1037.8
y/y 40.8%
16516.7
y/y 27.7%
3731.3
y/y 35.2%
30.7%Link
2025-08-31H1 2026 (6M)OK1121.2
y/y 22.1%
438.3
y/y 25.7%
14127.3
y/y 11.8%
3033.4
y/y 16.3%
30.3%Link
2025-02-28FY 2025 (12M)OK2348.3
y/y 22.8%
737.3
y/y 31.5%
12936.0
y/y 20.3%
2760.2
y/y 22.4%
27.5%Link
2024-08-31H1 2025 (6M)OK918.4
y/y 33.6%
348.7
y/y 34.8%
12640.5
y/y 18.5%
2608.2
y/y 24.5%
28.7%Link
2024-02-29FY 2024 (12M)OK1912.4
y/y 12.8%
560.7
y/y 7.5%
10751.9
y/y 3.8%
2254.7
y/y 9.5%
25.8%Link
2023-08-31H1 2024 (6M)OK687.2
y/y
258.8
y/y
10671.2
y/y
2094.5
y/y
24.9%Link
2023-02-28FY 2023 (12M)OK1695.7
y/y
521.6
y/y
10353.8
y/y
2059.5
y/y
Link

Dividends

Paid (completed)

DatePer shareDetailsStatusSource
2026-05-135 360 ZAREx-dividend: 5 360 ZAR per sharePaidYahoo Finance (ex-div)
2025-10-222 620 ZAREx-dividend: 2 620 ZAR per sharePaidYahoo Finance (ex-div)
2025-05-144 425 ZAREx-dividend: 4 425 ZAR per sharePaidYahoo Finance (ex-div)
2024-10-162 085 ZAREx-dividend: 2 085 ZAR per sharePaidYahoo Finance (ex-div)
2024-05-153 345 ZAREx-dividend: 3 345 ZAR per sharePaidYahoo Finance (ex-div)
2023-10-181 530 ZAREx-dividend: 1 530 ZAR per sharePaidYahoo Finance (ex-div)
2023-05-102 800 ZAREx-dividend: 2 800 ZAR per sharePaidYahoo Finance (ex-div)
2022-10-191 400 ZAREx-dividend: 1 400 ZAR per sharePaidYahoo Finance (ex-div)
2022-05-043 940.0002 ZAREx-dividend: 3 940.0002 ZAR per sharePaidYahoo Finance (ex-div)
2021-10-201 200 ZAREx-dividend: 1 200 ZAR per sharePaidYahoo Finance (ex-div)

KASE: status follows wording in the news headline (paid vs intends to pay). Yahoo: amounts are cash dividends per share on ex-dividend dates (UTC calendar date). stockscope.uz (UZ): amounts are per share in UZS by publication date (not necessarily ex-div).

Investor reporting (IR): https://www.capitecbank.co.za/investor-relations/

Reporting forms detected in loaded periods: (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B, EV/EBITDA), profitability and dividend yield of Capitec Bank (CPI) — from primary filings.

Capitec Bank is a South African financial institution offering retail and business banking services, including transactional accounts, savings, loans, and insurance products. It also provides treasury, trade finance, and value-added services through its subsidiaries.

Frequently asked questions

What is Capitec Bank (CPI)'s P/E ratio?
Capitec Bank (CPI) trades at a P/E of 32.8x (price to trailing 12-month earnings).
What is Capitec Bank (CPI)'s P/B ratio?
Capitec Bank (CPI) trades at a P/B of 9.1x.
What is Capitec Bank (CPI)'s dividend yield?
Capitec Bank (CPI)'s trailing 12-month dividend yield is 1.7%.
What is Capitec Bank (CPI)'s return on equity (ROE)?
Capitec Bank (CPI)'s ROE is 28.9%.
What is Capitec Bank (CPI)'s market capitalization?
Capitec Bank (CPI)'s market cap is 34.0 bn USD.

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