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OUTsurance Group USD

OUTsurance Group Limited provides short-term and long-term insurance products, including motor, property, life, and disability coverage, to individuals and small-to-medium businesses in South Africa, Australia, and Ireland. The company also engages in reinsurance and holds investments in fintech and asset management entities.

At a glance: strengths & risks
✓Revenue growing (+13%)✓Profit growing (+19%)✓Strong ROE (35%)✓Book value growing (+11%)

Sector: Insurance

ZA_OUT

Price chart

83.28 ZARDay 1.10%

Key metrics

Market

Price
83.28 ZAR · 1.10%
Market cap
7.8 bn USD

Growth

Δ revenue y/y
20.4%
Δ EBITDA y/y
21.7%

Multiples

P/E (LTM)
22.9x
P/B (FY)
7.9x
P/E (ann.)
19.5x

Returns

Dividend yield
4.9%
ROE (annualized)
40.6%
ROI (ROE ÷ P/B)
5.1%

Value creation

annualized net income / market cap (return on equity value)
Banking potential

Liquidity

Daily turnover (listing)
21 mln ZAR

Shares: connector/market_inputs

Amounts: USD (converted) · As reported
Converted modes use NBK / ECB-linked rates: balance sheet date for BS items, period average for P&L and cash flow (see filing row evidence). As reported keeps each row in its filing currency.

Financial results

Monetary columns are in M USD, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusGWPM USDNet profitM USDAssetsM USDEquityM USDROE (annualized)Source
2026-06-30H2 2026 (6M)OK1431.8
y/y 34.8%
211.7
y/y 46.1%
2493.4
y/y 14.7%
989.5
y/y 21.0%
36.2%stockanalysis.com
2025-12-31H1 2026 (6M)OK1203.4
y/y 17.0%
130.6
y/y 17.5%
2306.6
y/y 27.3%
902.1
y/y 15.7%
30.4%stockanalysis.com
2025-06-30H2 2025 (6M)OK1062.4
y/y 29.8%
145.0
y/y 26.1%
2173.4
y/y 15.6%
817.9
y/y 5.8%
32.1%Yahoo Finance
2024-12-31H1 2025 (6M)OK1028.6
y/y 12.3%
111.1
y/y 7.2%
1812.1
y/y 3.0%
779.5
y/y -1.4%
28.6%stockanalysis.com
2024-06-30H2 2024 (6M)OK818.8
y/y —
114.9
y/y —
1880.9
y/y 20.5%
773.3
y/y 9.6%
28.0%Yahoo Finance
2023-12-31H1 2024 (6M)OK916.1
y/y —
103.6
y/y —
1760.1
y/y —
790.2
y/y —
27.7%stockanalysis.com
2023-06-30FY 2023 (12M)OK1438.9
y/y —
165.0
y/y —
1560.9
y/y —
705.4
y/y —
—Yahoo Finance

Research & reviews

Our earnings breakdowns and investment notes on this issuer.

All research →

Peer comparison

Group: financials (South Africa). Every peer trades on the same market, so no adjustment is needed.

CompanyMarketCap, $bnP/E
Absa GroupSouth Africa10.67.4x
Standard Bank GroupSouth Africa29.79.5x
FirstRandSouth Africa30.113.9x
Nedbank GroupSouth Africa7.814.6x
Capitec BankSouth Africa30.429.8x
Group median13.9x
Group average15.1x
This companySouth Africa7.822.9x

Group median 13.9x; this company 22.9x — a 65% premium.

Group average 15.1x; against the average this company is at a 52% premium.

At the adjusted group median the market cap would be -39% versus today.

The gap and the implied upside are measured against the median: one richly priced peer moves an average, not a median. The market adjustment uses our coverage medians (US 30.3x, Russia 6.2x, South Africa 11.0x, Kazakhstan 9.3x, India 27.8x, Indonesia 7.7x); it is about where a name is listed, not what it does. Peer multiples come from the nightly rebuild of 2026-10-14; the company's own is live.

Dividends

Paid (completed)

DatePer shareDetailsStatusSource
2026-09-30258.3 ZAREx-dividend: 258.3 ZAR per sharePaidYahoo Finance (ex-div)
2026-04-15151 ZAREx-dividend: 151 ZAR per sharePaidYahoo Finance (ex-div)
2025-10-15182.1 ZAREx-dividend: 182.1 ZAR per sharePaidYahoo Finance (ex-div)
2025-04-0288.6 ZAREx-dividend: 88.6 ZAR per sharePaidYahoo Finance (ex-div)
2024-10-16153.2 ZAREx-dividend: 153.2 ZAR per sharePaidYahoo Finance (ex-div)
2024-04-1061.2 ZAREx-dividend: 61.2 ZAR per sharePaidYahoo Finance (ex-div)
2023-10-118.5 ZAREx-dividend: 8.5 ZAR per sharePaidYahoo Finance (ex-div)
2023-10-0478 ZAREx-dividend: 78 ZAR per sharePaidYahoo Finance (ex-div)
2023-04-1256.8 ZAREx-dividend: 56.8 ZAR per sharePaidYahoo Finance (ex-div)
2022-10-1942 ZAREx-dividend: 42 ZAR per sharePaidYahoo Finance (ex-div)
2022-04-20165.5 ZAREx-dividend: 165.5 ZAR per sharePaidYahoo Finance (ex-div)
2021-10-2022.5 ZAREx-dividend: 22.5 ZAR per sharePaidYahoo Finance (ex-div)

KASE: status follows wording in the news headline (paid vs intends to pay). Yahoo: amounts are cash dividends per share on ex-dividend dates (UTC calendar date). stockscope.uz (UZ): amounts are per share in UZS by publication date (not necessarily ex-div).

Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B), profitability and dividend yield of OUTsurance Group — from primary filings.

Frequently asked questions

What is OUTsurance Group's P/E ratio?
OUTsurance Group trades at a P/E of 22.9x (price to trailing 12-month earnings).
What is OUTsurance Group's EV/EBITDA?
OUTsurance Group trades at 11.5x EV/EBITDA.
What is OUTsurance Group's P/B ratio?
OUTsurance Group trades at a P/B of 7.9x.
What is OUTsurance Group's dividend yield?
OUTsurance Group's trailing 12-month dividend yield is 4.9%.
What is OUTsurance Group's return on equity (ROE)?
OUTsurance Group's ROE is 40.6%.
What is OUTsurance Group's market capitalization?
OUTsurance Group's market cap is 7.8 bn USD.

See also: South African Stocks (2026): Gold, Cheap Banks and the JSE Discount · The Cheapest Stocks in the World (2026): What Value Investing Says About Buying Cheap · global valuation map