Frontierby eninvs

Language: EN / RU

← Region

OUTsurance Group ZAR

OUTsurance Group Limited provides short-term and long-term insurance products, including motor, property, life, and disability coverage, to individuals and small-to-medium businesses in South Africa, Australia, and Ireland. The company also engages in reinsurance and holds investments in fintech and asset management entities.

At a glance: strengths & risks
✓Revenue growing (+13%)✓Profit growing (+19%)✓Strong ROE (35%)✓Book value growing (+11%)

Sector: Insurance

ZA_OUT

Price chart

83.33 ZARDay 1.21%

Key metrics

Market

Price
83.33 ZAR · 1.21%
Market cap
129.0 bn ZAR

Growth

Δ revenue y/y
11.7%
Δ EBITDA y/y
12.9%

Multiples

P/E (LTM)
22.9x
P/B (FY)
8.0x
P/E (ann.)
19.6x

Returns

Dividend yield
7.1%
ROE (annualized)
40.7%
ROI (ROE ÷ P/B)
5.1%

Value creation

annualized net income / market cap (return on equity value)
Banking potential

Liquidity

Daily turnover (listing)
0.8 mln ZAR

Shares: connector/market_inputs

Amounts: USD (converted) · As reported
Converted modes use NBK / ECB-linked rates: balance sheet date for BS items, period average for P&L and cash flow (see filing row evidence). As reported keeps each row in its filing currency.

Financial results

Monetary columns are in B ZAR, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusGWPB ZARNet profitB ZARAssetsB ZAREquityB ZARROE (annualized)Source
2026-06-30H2 2026 (6M)OK21.8
y/y 11.7%
3.3
y/y 23.5%
40.8
y/y 5.6%
16.2
y/y 11.4%
36.1%stockanalysis.com
2025-12-31H1 2026 (6M)OK21.4
y/y 13.6%
2.3
y/y 14.1%
38.2
y/y 11.5%
14.9
y/y 1.4%
31.6%stockanalysis.com
2025-06-30H2 2025 (6M)OK19.6
y/y 26.0%
2.7
y/y 22.9%
38.6
y/y 12.8%
14.5
y/y 3.3%
32.2%Yahoo Finance
2024-12-31H1 2025 (6M)OK18.9
y/y 12.9%
2.0
y/y 7.8%
34.2
y/y 5.6%
14.7
y/y 1.2%
28.3%stockanalysis.com
2024-06-30H2 2024 (6M)OK15.5
y/y —
2.2
y/y —
34.3
y/y 15.9%
14.1
y/y 5.4%
28.4%Yahoo Finance
2023-12-31H1 2024 (6M)OK16.7
y/y —
1.9
y/y —
32.4
y/y —
14.6
y/y —
27.1%stockanalysis.com
2023-06-30FY 2023 (12M)OK26.0
y/y —
3.0
y/y —
29.6
y/y —
13.4
y/y —
—Yahoo Finance

Research & reviews

Our earnings breakdowns and investment notes on this issuer.

All research →

Peer comparison

Group: financials (South Africa). Every peer trades on the same market, so no adjustment is needed.

CompanyMarketCap, $bnP/E
Absa GroupSouth Africa10.67.4x
Standard Bank GroupSouth Africa29.39.4x
FirstRandSouth Africa29.813.8x
Nedbank GroupSouth Africa7.814.7x
Capitec BankSouth Africa30.329.8x
Group median13.8x
Group average15.0x
This companySouth Africa7.722.9x

Group median 13.8x; this company 22.9x — a 66% premium.

Group average 15.0x; against the average this company is at a 53% premium.

At the adjusted group median the market cap would be -40% versus today.

The gap and the implied upside are measured against the median: one richly priced peer moves an average, not a median. The market adjustment uses our coverage medians (US 30.2x, Russia 6.4x, South Africa 11.1x, Kazakhstan 9.3x, India 27.6x, Indonesia 7.9x); it is about where a name is listed, not what it does. Peer multiples come from the nightly rebuild of 2026-10-13; the company's own is live.

Dividends

Paid (completed)

DatePer shareDetailsStatusSource
2026-09-30258.3 ZAREx-dividend: 258.3 ZAR per sharePaidYahoo Finance (ex-div)
2026-04-15151 ZAREx-dividend: 151 ZAR per sharePaidYahoo Finance (ex-div)
2025-10-15182.1 ZAREx-dividend: 182.1 ZAR per sharePaidYahoo Finance (ex-div)
2025-04-0288.6 ZAREx-dividend: 88.6 ZAR per sharePaidYahoo Finance (ex-div)
2024-10-16153.2 ZAREx-dividend: 153.2 ZAR per sharePaidYahoo Finance (ex-div)
2024-04-1061.2 ZAREx-dividend: 61.2 ZAR per sharePaidYahoo Finance (ex-div)
2023-10-118.5 ZAREx-dividend: 8.5 ZAR per sharePaidYahoo Finance (ex-div)
2023-10-0478 ZAREx-dividend: 78 ZAR per sharePaidYahoo Finance (ex-div)
2023-04-1256.8 ZAREx-dividend: 56.8 ZAR per sharePaidYahoo Finance (ex-div)
2022-10-1942 ZAREx-dividend: 42 ZAR per sharePaidYahoo Finance (ex-div)
2022-04-20165.5 ZAREx-dividend: 165.5 ZAR per sharePaidYahoo Finance (ex-div)
2021-10-2022.5 ZAREx-dividend: 22.5 ZAR per sharePaidYahoo Finance (ex-div)

KASE: status follows wording in the news headline (paid vs intends to pay). Yahoo: amounts are cash dividends per share on ex-dividend dates (UTC calendar date). stockscope.uz (UZ): amounts are per share in UZS by publication date (not necessarily ex-div).

Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B), profitability and dividend yield of OUTsurance Group — from primary filings.

Frequently asked questions

What is OUTsurance Group's P/E ratio?
OUTsurance Group trades at a P/E of 22.9x (price to trailing 12-month earnings).
What is OUTsurance Group's EV/EBITDA?
OUTsurance Group trades at 14.1x EV/EBITDA.
What is OUTsurance Group's P/B ratio?
OUTsurance Group trades at a P/B of 8.0x.
What is OUTsurance Group's dividend yield?
OUTsurance Group's trailing 12-month dividend yield is 7.1%.
What is OUTsurance Group's return on equity (ROE)?
OUTsurance Group's ROE is 40.7%.
What is OUTsurance Group's market capitalization?
OUTsurance Group's market cap is 129.0 bn ZAR.

See also: South African Stocks (2026): Gold, Cheap Banks and the JSE Discount · The Cheapest Stocks in the World (2026): What Value Investing Says About Buying Cheap · global valuation map