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XP Inc USD

At a glance: strengths & risks
Profit growing (+10%)Strong ROE (22%)Book value growing (+13%)

Sector: Brokerage

BR_XP

Price chart

17.2 USDDay 5.46%

Key metrics

Market

Price
17.2 USD · 5.46%
Market cap
8.9 bn USD

Growth

Δ revenue y/y
17.2%
Δ EBITDA y/y

Multiples

P/E (LTM)
9.5x
3y avg: 11.2x
P/B (FY)
2.1x
3y avg: 2.4x
P/E (ann.)
9.5x

Returns

Dividend yield
2.2%
ROE (annualized)
23.3%
ROI (ROE ÷ P/B)
11.0%

Value creation

annualized net income / market cap (return on equity value)
Banking potential

Liquidity

Daily turnover (listing)
63.9 mln USD

Shares: yahoo_fundamentals_timeseries/XP

Financial results

Monetary columns are in M USD, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusRevenueM USDNet profitM USDAssetsM USDEquityM USDROE (annualized)Source
2026-03-31Q1 2026 (3M)OK345.5
y/y 17.2%
235.6
y/y 6.6%
y/y
y/y
Link
2025-12-31Q4 2025 (3M)OK434.7
y/y
231.6
y/y
70883.1
y/y 9.9%
4209.2
y/y 13.2%
Link
2025-09-30Q3 2025 (3M)OK373.7
y/y
235.9
y/y
71.4
y/y
y/y
Link
2025-06-30Q2 2025 (3M)OK320.8
y/y
235.8
y/y
66.8
y/y
y/y
Link
2025-03-31Q1 2025 (3M)OK294.8
y/y
220.9
y/y
62.6
y/y
y/y
Link
2024-12-31FY 2024 (12M)OK1377.9
y/y 5.4%
837.9
y/y 7.3%
64480.6
y/y 29.3%
3719.7
y/y -4.5%
22.0%Link
2023-12-31FY 2023 (12M)OK1307.8
y/y
780.7
y/y
49863.1
y/y
3894.2
y/y
Link

Dividends

Paid (completed)

DatePer shareDetailsStatusSource
2026-06-100.2 USDEx-dividend: 0.2 USD per sharePaidYahoo Finance (ex-div)
2025-12-100.18 USDEx-dividend: 0.18 USD per sharePaidYahoo Finance (ex-div)
2024-12-100.65 USDEx-dividend: 0.65 USD per sharePaidYahoo Finance (ex-div)
2023-12-120.73 USDEx-dividend: 0.73 USD per sharePaidYahoo Finance (ex-div)
2023-09-110.58 USDEx-dividend: 0.58 USD per sharePaidYahoo Finance (ex-div)

KASE: status follows wording in the news headline (paid vs intends to pay). Yahoo: amounts are cash dividends per share on ex-dividend dates (UTC calendar date). stockscope.uz (UZ): amounts are per share in UZS by publication date (not necessarily ex-div).

Investor reporting (IR): https://investors.xpinc.com/

Reporting forms detected in loaded periods: (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B, EV/EBITDA), profitability and dividend yield of XP Inc — from primary filings.

XP Inc. operates a financial platform in Brazil that offers clients access to a wide range of investment products and services, including brokerage, fixed income, mutual funds, credit, insurance, and wealth management. It also provides brokerage and issuer services to institutional and corporate clients.

Frequently asked questions

What is XP Inc's P/E ratio?
XP Inc trades at a P/E of 9.5x (price to trailing 12-month earnings).
What is XP Inc's P/B ratio?
XP Inc trades at a P/B of 2.1x.
What is XP Inc's dividend yield?
XP Inc's trailing 12-month dividend yield is 2.2%.
What is XP Inc's return on equity (ROE)?
XP Inc's ROE is 23.3%.
What is XP Inc's market capitalization?
XP Inc's market cap is 8.9 bn USD.