Bank Negara Indonesia is a state-owned bank providing a wide range of banking services including corporate, commercial, consumer, and treasury banking, as well as digital solutions for small and medium enterprises.
Sector: Banks
ID_BBNI
Shares: connector/market_inputs
Monetary columns are in B IDR, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.
| Date | Period | Status | Net interest incomeB IDR | Net profitB IDR | AssetsB IDR | EquityB IDR | ROE (annualized) | Source |
|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | Q2 2026 (3M) | OK | — y/y — | — y/y — | 1461.0 y/y — | 168.2 y/y — | — | Report (PDF) |
| 2026-03-31 | Q1 2026 (3M) | OK | 11.0 y/y — | 5.7 y/y — | 1426.8 y/y — | 165.9 y/y — | 13.5% | Report (PDF) |
| 2025-12-31 | Q4 2025 (3M) | OK | 11.1 y/y — | 4.9 y/y — | 1362.1 y/y 20.6% | 171.7 y/y 5.7% | 11.7% | Report (PDF) |
| 2025-09-30 | Q3 2025 (3M) | OK | 29.3 y/y — | 15.1 y/y — | 1269.5 y/y — | 171.6 y/y — | 12.1% | Report (PDF) |
| 2024-12-31 | FY 2024 (12M) | OK | 40.5 y/y — | 21.5 y/y — | 1129.8 y/y — | 162.5 y/y — | — | Report (PDF) |
Our earnings breakdowns and investment notes on this issuer.
Mandatory OJK monthly disclosure (SE OJK 9/2020): unconsolidated bank-only balance sheet and P&L from the issuer's website. Profit and NII are cumulative YTD. Not directly comparable to consolidated group IFRS. Quarter-end months (Mar/Jun/Sep/Dec) are optional — gaps possible. IDR trillions.
| Month | Assets | Loans (gross) | Deposits | Equity | Net profit YTD | NP month | NII YTD |
|---|---|---|---|---|---|---|---|
| Jul 2026 | 1 438.1 +23.2% y/y | 969.9 +27.0% y/y | 1 134.9 +28.9% y/y | 162.2 | 12.5 +5.5% y/y | — | 25.3 +14.1% y/y |
| May 2026 | 1 365.4 +25.1% y/y | 940.9 +24.5% y/y | 1 063.9 +33.2% y/y | 161.0 | 9.1 +7.1% y/y | 1.8 | 18.1 +15.2% y/y |
| Apr 2026 | 1 328.1 +21.9% y/y | 919.5 +21.4% y/y | 1 023.1 +26.1% y/y | 159.6 | 7.3 +6.1% y/y | — | 14.4 +14.2% y/y |
| Feb 2026 | 1 390.4 +30.4% y/y | 882.2 +18.9% y/y | 1 092.2 +40.9% y/y | 170.4 | 3.4 +3.7% y/y | 1.7 | 7.0 +14.2% y/y |
| Jan 2026 | 1 344.1 +25.0% y/y | 894.3 +19.3% y/y | 1 051.5 +35.8% y/y | 168.8 | 1.7 +3.5% y/y | 1.7 | 3.7 +17.4% y/y |
| Nov 2025 | 1 237.1 +15.3% y/y | 822.6 +11.2% y/y | 951.6 +21.4% y/y | 165.5 | 18.6 -6.0% y/y | 1.7 | 35.4 -0.5% y/y |
| Oct 2025 | 1 191.9 +15.8% y/y | 795.2 +9.6% y/y | 911.4 +20.8% y/y | 164.7 | 16.9 -6.3% y/y | — | 31.9 -1.0% y/y |
| Aug 2025 | 1 160.2 +13.2% y/y | 768.6 +8.2% y/y | 869.2 +16.6% y/y | 160.6 | 13.4 -5.7% y/y | 1.5 | 25.3 -1.2% y/y |
| Jul 2025 | 1 167.3 +14.4% y/y | 763.7 +6.3% y/y | 880.7 +19.4% y/y | 158.4 | 11.9 -5.2% y/y | — | 22.2 +0.1% y/y |
| May 2025 | 1 091.5 +5.0% y/y | 755.4 +6.6% y/y | 799.0 +1.3% y/y | 154.2 | 8.5 -1.3% y/y | 1.6 | 15.7 +3.0% y/y |
| Apr 2025 | 1 089.1 +1.8% y/y | 757.6 +7.9% y/y | 811.6 -0.9% y/y | 152.5 | 6.9 +0.1% y/y | — | 12.6 +3.5% y/y |
| Feb 2025 | 1 066.2 +4.9% y/y | 742.0 +10.2% y/y | 774.9 +1.0% y/y | 162.3 | 3.3 +8.3% y/y | 1.7 | 6.1 +1.8% y/y |
| Jan 2025 | 1 075.4 +5.0% y/y | 749.8 +10.3% y/y | 774.3 -0.1% y/y | 160.2 | 1.6 +9.7% y/y | 1.6 | 3.2 +1.7% y/y |
Dividends paid in 2026 (as of 2026-07): 13.0 IDR trn.
| USD/IDR | 17606 |
| 1-week | -0.1% |
| 1-month | -1.4% |
| room to 52w-weakest | 3.3% |
| DXY (dollar index) | 99.1 |
| US 10Y | 4.93% |
A weaker rupiah lowers the USD value of Indonesian equities for a foreign holder; for banks, BI's high policy rate (defending the currency) pressures margins.
as of 2026-09-11 (Yahoo)
| Date | Per share | Details | Status | Source |
|---|---|---|---|---|
| 2026-03-25 | 349.4134 IDR | Ex-dividend: 349.4134 IDR per share | Paid | Yahoo Finance (ex-div) |
| 2025-04-15 | 374.0575 IDR | Ex-dividend: 374.0575 IDR per share | Paid | Yahoo Finance (ex-div) |
| 2024-03-15 | 280.4952 IDR | Ex-dividend: 280.4952 IDR per share | Paid | Yahoo Finance (ex-div) |
| 2023-03-28 | 196.3901 IDR | Ex-dividend: 196.3901 IDR per share | Paid | Yahoo Finance (ex-div) |
| 2022-03-24 | 73.1484 IDR | Ex-dividend: 73.1484 IDR per share | Paid | Yahoo Finance (ex-div) |
KASE: status follows wording in the news headline (paid vs intends to pay). Yahoo: amounts are cash dividends per share on ex-dividend dates (UTC calendar date). stockscope.uz (UZ): amounts are per share in UZS by publication date (not necessarily ex-div).
Investor reporting (IR): https://www.bni.co.id/en-us/investor-relations
Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)
Financial results, valuation multiples (P/E, P/B, EV/EBITDA), profitability and dividend yield of Bank Negara Indonesia (BBNI) — from primary filings.
See also: Indonesian Stocks (2026): The Cheapest Big Emerging Market · The Cheapest Bank Stocks in the World (2026): Where Global Banks Trade Below Book · The Cheapest Stocks in the World (2026): What Value Investing Says About Buying Cheap · global valuation map