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Nu Holdings USD

Nu Holdings Ltd. operates a digital banking platform offering credit and prepaid cards, personal and business accounts, payment solutions, and savings and investing products, including cryptocurrency trading, primarily in Brazil, Mexico, and Colombia.

At a glance: strengths & risks
Revenue growing (+50% y/y, Q2 2026)Profit growing (+66% y/y, Q2 2026)Strong ROE (25%)Pricier than own history (P/E 106.9 vs avg 75.8)

Sector: Digital bank

BR_NU

Price chart

14.19 USDDay -1.53%

Key metrics

Market

Price
14.19 USD · -1.53%
Market cap
68.9 bn USD

Growth

Δ NII y/y
Δ net profit y/y
66.5%

Multiples

P/E (LTM)
106.9x
3y avg: 75.8x
P/B (FY)
34.1x
3y avg: 18.1x
P/E (ann.)
90.9x

Returns

Dividend yield
ROE (annualized)
32.8%
ROI (ROE ÷ P/B)
1.0%

Value creation

annualized net income / market cap (return on equity value)
Banking potential

Liquidity

Daily turnover (listing)
844.4 mln USD

Shares: yahoo_fundamentals_timeseries/NU

Financial results

Monetary columns are in B USD, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB USDNet profitB USDAssetsB USDEquityB USDROE (annualized)Source
2026-06-30Q2 2026 (3M)OK0.7
y/y 50.2%
0.2
y/y 66.5%
14.8
y/y 31.9%
2.4
y/y 38.4%
32.8%Link
2026-03-31Q1 2026 (3M)OK0.6
y/y 57.2%
0.2
y/y 56.5%
13.8
y/y 42.9%
2.3
y/y 46.2%
29.2%Link
2025-12-31Q4 2025 (3M)PARTIAL0.6
y/y
0.2
y/y
13.4
y/y -73.2%
2.0
y/y -73.6%
26.3%Link
2025-09-30Q3 2025 (3M)OK0.5
y/y
0.1
y/y
12.2
y/y
1.9
y/y
10.4%Link
2025-06-30Q2 2025 (3M)OK0.4
y/y
0.1
y/y
11.2
y/y
1.7
y/y
28.0%Link
2025-03-31Q1 2025 (3M)OK0.4
y/y
0.1
y/y
9.7
y/y
1.5
y/y
8.7%Link
2024-12-31FY 2024 (12M)PARTIAL11.5
y/y 43.4%
2.0
y/y 91.4%
49.9
y/y 15.2%
7.6
y/y 19.4%
28.1%Link
2023-12-31FY 2023 (12M)PARTIAL8.0
y/y
1.0
y/y
43.3
y/y
6.4
y/y
Link

Research & reviews

Our earnings breakdowns and investment notes on this issuer.

All research →

Dividends

No dividend rows found for this issuer (checked: Yahoo Finance (ex-div)).

Investor reporting (IR): https://investors.nu/

Reporting forms detected in loaded periods: (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B), profitability and dividend yield of Nu Holdings — from primary filings.

Frequently asked questions

What is Nu Holdings's P/E ratio?
Nu Holdings trades at a P/E of 106.9x (price to trailing 12-month earnings).
What is Nu Holdings's P/B ratio?
Nu Holdings trades at a P/B of 34.1x.
What is Nu Holdings's return on equity (ROE)?
Nu Holdings's ROE is 32.8%.
What is Nu Holdings's market capitalization?
Nu Holdings's market cap is 68.9 bn USD.

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