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Nu Holdings USD

Nu Holdings Ltd. operates a digital banking platform offering credit and prepaid cards, personal and business accounts, payment solutions, and savings and investing products, including cryptocurrency trading, primarily in Brazil, Mexico, and Colombia.

At a glance: strengths & risks
✓Revenue growing (+50% y/y, Q2 2026)✓Profit growing (+66% y/y, Q2 2026)✓Strong ROE (25%)✓Book value growing (+48%)✓Cheaper than own history (P/E 15.6 vs avg 31.7)

Sector: Digital bank

BR_NU

Price chart

11.61 USDDay -3.65%

Key metrics

Market

Price
11.61 USD · -3.65%
Market cap
56.4 bn USD

Growth

Δ NII y/y
—
Δ net profit y/y
66.5%

Multiples

P/E (LTM)
15.6x
3y avg: 31.7x
P/B (FY)
5.0x
3y avg: 6.9x
P/E (ann.)
13.3x

Returns

Dividend yield
—
ROE (annualized)
32.8%
ROI (ROE ÷ P/B)
6.6%

Value creation

annualized net income / market cap (return on equity value)
Banking potential

Liquidity

Daily turnover (listing)
1.1 bln USD

Shares: yahoo_fundamentals_timeseries/NU

Financial results

Monetary columns are in B USD, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB USDNet profitB USDAssetsB USDEquityB USDROE (annualized)Source
2026-06-30Q2 2026 (3M)OK3.8
y/y 50.2%
1.1
y/y 66.5%
82.8
y/y 31.9%
13.2
y/y 38.4%
32.8%Link
2026-03-31Q1 2026 (3M)OK3.5
y/y 57.2%
0.9
y/y 56.5%
77.5
y/y 42.9%
12.6
y/y 46.2%
29.2%Link
2025-12-31Q4 2025 (3M)PARTIAL3.1
y/y —
0.9
y/y —
74.9
y/y 50.0%
11.3
y/y 47.7%
26.3%Link
2025-09-30Q3 2025 (3M)OK2.7
y/y —
0.8
y/y —
68.4
y/y —
10.6
y/y —
31.1%Link
2025-06-30Q2 2025 (3M)OK2.5
y/y —
0.6
y/y —
62.7
y/y —
9.6
y/y —
28.0%Link
2025-03-31Q1 2025 (3M)OK2.3
y/y —
0.6
y/y —
54.2
y/y —
8.6
y/y —
27.4%Link
2024-12-31FY 2024 (12M)PARTIAL11.5
y/y 43.4%
2.0
y/y 91.4%
49.9
y/y 15.2%
7.6
y/y 19.4%
28.1%Link
2023-12-31FY 2023 (12M)PARTIAL8.0
y/y —
1.0
y/y —
43.3
y/y —
6.4
y/y —
—Link

Research & reviews

Our earnings breakdowns and investment notes on this issuer.

All research →

Dividends

No dividend rows found for this issuer (checked: Yahoo Finance (ex-div)).

Investor reporting (IR): https://investors.nu/

Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B), profitability and dividend yield of Nu Holdings — from primary filings.

Frequently asked questions

What is Nu Holdings's P/E ratio?
Nu Holdings trades at a P/E of 15.6x (price to trailing 12-month earnings).
What is Nu Holdings's P/B ratio?
Nu Holdings trades at a P/B of 5.0x.
What is Nu Holdings's return on equity (ROE)?
Nu Holdings's ROE is 32.8%.
What is Nu Holdings's market capitalization?
Nu Holdings's market cap is 56.4 bn USD.

See also: The Cheapest Bank Stocks in the World (2026): Where Global Banks Trade Below Book · The Cheapest Stocks in the World (2026): What Value Investing Says About Buying Cheap · global valuation map