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KSPI 2025-09-30 Q3 — report review

Status: OK — incomplete — unset metrics listed below; Currency: KZT; Amounts unit: millions; Forms:

Report published: 2025-10-01

Full financial report: Report (KASE)

kase_fin_data_provenance_note

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Metric mapping (value → extracted evidence)

Metric values use dashboard units where applicable; evidence is the stored snippet from the PDF text layer or OCR used during extraction.

MetricValueEvidence / page extract
Revenue2 899 526Row: Kaspi ir.kaspi.kz Results releases (text tables): 4Q_FY_2025, 2Q_2024, 3Q_2023, 1Q_2026; 9M25 = FY25 4,046,074 - 4Q25 1,146,548 (4Q&FY25 release); == statement OCR · dashboard=2,899,526.000 mln — Kaspi ir.kaspi.kz Results releases (text tables): 4Q_FY_2025, 2Q_2024, 3Q_2023, 1Q_2026 | 9M25 = FY25 4,046,074 - 4Q25 1,146,548 (4Q&FY25 re …
Operating profit
D&A
EBITDA1 117 388Row: Kaspi Adjusted EBITDA, quarterly reconciliation tables in ir.kaspi.kz Results releases (1Q26+1Q25), cumulative sum of discrete quarters, KZT mln · dashboard=1,117,388.000 mln — Kaspi Adjusted EBITDA, quarterly reconciliation tables in ir.kaspi.kz Results releases (1Q26+1Q25), cumulative sum of discrete quarters, KZT mln
Net profit790 724
Cash
Debt short
Debt long
Net debt
Operating CF
Investing CF
Assets10 348 744
Equity2 342 778

EBITDA → net profit bridge

EBITDA1 117 38838.5% of revenue
− Net finance costs, tax and other — derived326 664
= Net profit790 72427.3% of revenue

The finance-costs/tax line is derived as EBIT minus net profit; see the filing PDF above for the detailed split.

Consistency checks · All checks passed

Balance sheet identity (A = L + E)TA (10,348,744) ≈ TL (8,005,966) + TE (2,342,778); residual +0 within 1%.

Statement pages (discovery)

FormPages
P&L
BS
CF

Statement previews & reconstructed tables

Page previews unavailable (missing PDF, no discovery pages, or PDF renderer not available).

Formulas used