Bank Mandiri (BMRI) Stock — Financials, Valuation & Dividends

PT Bank Mandiri (Persero) Tbk is an Indonesian state-owned bank that offers a range of retail and corporate banking services, including savings and loan products, credit cards, e-banking, trade finance, treasury services, and insurance. It operates domestically and through overseas branches in several countries.

Price chart

4 420 IDRDay -0.90%

Key metrics

Market

Price

4 420 IDR · -0.90%

Market cap

412533.2 bn IDR

Growth

Δ NII y/y

—

Δ net profit y/y

0.9%

Multiples

P/E (LTM)

7.3x

P/B (FY)

1.3x

Returns

Dividend yield

10.8%

ROE (annualized)

20.2%

ROI (ROE ÷ P/B)

16.1%

Value creation

annualized net income / market cap (return on equity value)

Banking potential

+0.0%

↓ details

Liquidity

Daily turnover (listing)

421.5 bln IDR

Shares: connector/market_inputs

Amounts: USD (converted) · As reported
Converted modes use NBK / ECB-linked rates: balance sheet date for BS items, period average for P&L and cash flow (see filing row evidence). As reported keeps each row in its filing currency.

Financial results

Monetary columns are in B IDR, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

Date	Period	Status	Net interest incomeB IDR	Net profitB IDR	AssetsB IDR	EquityB IDR	ROE (annualized)	Source
2026-03-31	Q1 2026 (3M)	OK	25.3 y/y — y/y —	16.2 y/y — y/y —	2432.6 y/y —	314.0 y/y —	20.2%	Report (PDF)
2025-12-31	FY 2025 (12M)	OK	— y/y 37.8% y/y 37.8%	— y/y 0.9% y/y 0.9%	2829.9 y/y 16.6%	327.4 y/y 4.4%	17.6%	Report (PDF)
2025-09-30	Q3 2025 (3M)	OK	— y/y — y/y —	— y/y — y/y —	2563.4 y/y —	313.8 y/y —	—	Report (PDF)
2024-12-31	FY 2024 (12M)	OK	101.8 y/y — y/y —	55.8 y/y — y/y —	2427.2 y/y —	313.5 y/y —	—	Report (PDF)

Monthly OJK statements (bank-only)

Mandatory OJK monthly disclosure (SE OJK 9/2020): unconsolidated bank-only balance sheet and P&L from the issuer's website. Profit and NII are cumulative YTD. Not directly comparable to consolidated group IFRS. Quarter-end months (Mar/Jun/Sep/Dec) are optional — gaps possible. IDR trillions.

Month	Assets	Loans (gross)	Deposits	Equity	Net profit YTD	NP month	NII YTD
Aug 2026	2 358.5 +20.7% y/y	1 592.2 +17.6% y/y	1 687.2 +17.6% y/y	262.7	37.5 +22.3% y/y	4.5	54.8 +7.2% y/y
Jul 2026	2 360.7 +21.6% y/y	1 595.8 +19.4% y/y	1 684.1 +18.5% y/y	257.2	33.0 +24.2% y/y	4.5	48.3 +8.4% y/y
Jun 2026	2 349.2 +19.1% y/y	1 591.7 +19.9% y/y	1 710.0 +17.1% y/y	252.8	28.5 +25.0% y/y	5.2	41.6 +8.0% y/y
May 2026	2 306.3 +20.0% y/y	1 579.9 +20.6% y/y	1 716.3 +22.0% y/y	247.7	23.3 +18.6% y/y	5.3	34.9 +10.0% y/y
Apr 2026	2 245.1 +16.2% y/y	1 550.2 +18.5% y/y	1 650.0 +16.6% y/y	242.7	18.1 +18.8% y/y	4.5	27.9 +9.8% y/y
Mar 2026	2 254.4 +17.4% y/y	1 530.2 +17.4% y/y	1 675.2 +21.1% y/y	273.1	13.6 +16.7% y/y	4.7	21.2 +11.1% y/y
Feb 2026	2 214.5 +14.3% y/y	1 513.1 +15.7% y/y	1 644.8 +16.3% y/y	270.3	8.9 +16.7% y/y	4.2	13.7 +9.2% y/y
Jan 2026	2 191.9 +14.0% y/y	1 511.4 +15.6% y/y	1 635.5 +17.3% y/y	266.2	4.7 +16.2% y/y	4.7	7.2 +10.2% y/y
Dec 2025	2 228.1 +18.7% y/y	1 497.1 +14.2% y/y	1 674.7 +26.2% y/y	262.0	51.5 +0.8% y/y	7.4	78.3 +3.3% y/y
Nov 2025	2 120.1	1 451.6	1 583.9	260.3	44.1	5.3	71.0
Oct 2025	2 053.4	1 403.8	1 530.9	256.0	38.9	4.1	64.4
Sep 2025	2 001.8	1 384.5	1 486.9	251.7	34.8	4.1	57.6
Aug 2025	1 953.7	1 353.4	1 435.2	247.2	30.7	4.1	51.2

Dividends paid in 2026 (as of 2026-08): 35.1 IDR trn.

Indonesia — currency context

USD/IDR	17631
1-week	-0.7%
1-month	-1.4%
room to 52w-weakest	3.2%
DXY (dollar index)	99.1
US 10Y	4.77%

A weaker rupiah lowers the USD value of Indonesian equities for a foreign holder; for banks, BI's high policy rate (defending the currency) pressures margins.

as of 2026-09-04 (Yahoo)

Dividends

Paid (completed)

Date	Per share	Details	Status	Source
2026-05-11	376.9569 IDR	Ex-dividend: 376.9569 IDR per share	Paid	Yahoo Finance (ex-div)
2026-01-06	100 IDR	Ex-dividend: 100 IDR per share	Paid	Yahoo Finance (ex-div)
2025-04-14	466.1844 IDR	Ex-dividend: 466.1844 IDR per share	Paid	Yahoo Finance (ex-div)
2024-03-20	353.9575 IDR	Ex-dividend: 353.9575 IDR per share	Paid	Yahoo Finance (ex-div)
2023-03-27	264.6684 IDR	Ex-dividend: 264.6684 IDR per share	Paid	Yahoo Finance (ex-div)
2022-03-21	180.3178 IDR	Ex-dividend: 180.3178 IDR per share	Paid	Yahoo Finance (ex-div)

KASE: status follows wording in the news headline (paid vs intends to pay). Yahoo: amounts are cash dividends per share on ex-dividend dates (UTC calendar date). stockscope.uz (UZ): amounts are per share in UZS by publication date (not necessarily ex-div).

Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B, EV/EBITDA), profitability and dividend yield of Bank Mandiri (BMRI) — from primary filings.

Frequently asked questions

What is Bank Mandiri (BMRI)'s P/E ratio?

Bank Mandiri (BMRI) trades at a P/E of 7.3x (price to trailing 12-month earnings).

What is Bank Mandiri (BMRI)'s P/B ratio?

Bank Mandiri (BMRI) trades at a P/B of 1.3x.

What is Bank Mandiri (BMRI)'s dividend yield?

Bank Mandiri (BMRI)'s trailing 12-month dividend yield is 10.8%.

What is Bank Mandiri (BMRI)'s return on equity (ROE)?

Bank Mandiri (BMRI)'s ROE is 20.2%.

What is Bank Mandiri (BMRI)'s market capitalization?

Bank Mandiri (BMRI)'s market cap is 412533.2 bn IDR.

Bank Mandiri (BMRI) IDR