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Universal bank (ATB) UZS

Update

Re-runs extraction for each period with period-end year from max(2023, current year − 2) through the current year, oldest first (up to three reporting years). This can take a long time.

Universal Bank provides retail and corporate banking, lending and treasury services in Uzbekistan.

Sector: Banks

UZ_UNIVERSAL

No intraday sparkline from the default exchange feed; Yahoo or day change may still appear below when available.

No price chart.

Key metrics

Market

Price
Market cap

Growth

Δ NII y/y
29.2%
Δ net profit y/y
2.3%

Multiples

P/E (LTM)
P/B (FY)

Returns

Dividend yield
3.1%
ROE (annualized)
27.8%
ROI (ROE ÷ P/B)

Liquidity

Daily turnover

Shares: connector/market_inputs

🔍 Sanity check — subtotal consistency (Level-1 + Level-2) OK: 2 / Warn: 0 / Err: 0 / Autofix applied: 0
Port of PHP subtotal-total + sign-flip detection logic
PeriodIssues
2023-12-31 FYOK
2024-12-31 FYOK
All checks pass · Has warnings (review) · Has errors (needs fix) · ✓* Autofix applied (see evidence)

Financial dynamics

Monetary columns are in B UZS, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB UZSNet profitB UZSAssetsB UZSEquityB UZSROE (annualized)Source
2024-12-31FY 2024 (12M)OK
y/y 29.2%
y/y 2.3%
3017.0
y/y 38.3%
575.0
y/y 36.9%
27.8%Link
2023-12-31FY 2023 (12M)OK
y/y
y/y
2181.0
y/y
420.0
y/y
Link
Data quality No obvious scale, balance-sheet, or cash-flow sanity issues in the displayed periods.

Dividends

Paid (completed)

DatePer shareDetailsStatusSource
2024-10-15896 UZSOrdinary: 896 UZSPaidstockscope.uz
2024-07-04599 UZSOrdinary: 599 UZSPaidstockscope.uz
2024-02-26924 UZSOrdinary: 924 UZSPaidstockscope.uz
2022-10-19392 UZSOrdinary: 392 UZSPaidstockscope.uz
2019-07-09135 UZSOrdinary: 135 UZSPaidstockscope.uz
2018-05-10800 UZSOrdinary: 800 UZSPaidstockscope.uz
2017-06-23400 UZSOrdinary: 400 UZSPaidstockscope.uz

KASE: status follows wording in the news headline (paid vs intends to pay). Yahoo: amounts are cash dividends per share on ex-dividend dates (UTC calendar date). stockscope.uz (UZ): amounts are per share in UZS by publication date (not necessarily ex-div).

Investor reporting (IR): https://universalbank.uz/

Reporting forms detected in loaded periods: (Balance sheet / Profit or loss (P&L) / Cash flows)