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Sanlam (SLM) ZAR

At a glance: strengths & risks
Revenue growing (+22%)Strong ROE (16%)Profit falling (-28%)

Sector: Insurance

ZA_SLM

Price chart

83.96 ZARDay -2.28%

Key metrics

Market

Price
83.96 ZAR · -2.28%
Market cap
175.4 bn ZAR

Growth

Δ revenue y/y
16.0%
Δ EBITDA y/y
-8.0%

Multiples

P/E (LTM)
11.0x
P/B (FY)
1.7x
P/E (ann.)
15.3x

Returns

Dividend yield
5.8%
ROE (annualized)
11.2%
ROI (ROE ÷ P/B)
6.5%

Value creation

annualized net income / market cap (return on equity value)
Banking potential

Liquidity

Daily turnover (listing)
75.8 mln ZAR

Shares: yahoo_fundamentals_timeseries/SLM.JO

Amounts: USD (converted) · As reported
Converted modes use NBK / ECB-linked rates: balance sheet date for BS items, period average for P&L and cash flow (see filing row evidence). As reported keeps each row in its filing currency.

Financial results

Monetary columns are in B ZAR, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusGWPB ZARNet profitB ZARAssetsB ZAREquityB ZARROE (annualized)Source
2025-12-31H2 2025 (6M)OK165.6
y/y 16.0%
5.7
y/y -53.6%
1295.7
y/y 14.3%
101.7
y/y 0.7%
15.1%Link
2025-06-30H1 2025 (6M)OK113.7
y/y 30.7%
10.2
y/y 3.0%
1199.2
y/y 17.1%
109.4
y/y 12.1%
19.4%Link
2024-12-31H2 2024 (6M)OK142.8
y/y 43.1%
12.3
y/y 87.6%
1133.5
y/y 13.7%
101.0
y/y 14.0%
22.4%Link
2024-06-30H1 2024 (6M)OK87.0
y/y -12.1%
9.9
y/y 25.5%
1024.2
y/y -2.2%
97.6
y/y -3.2%
21.3%Link
2023-12-31H2 2023 (6M)OK99.8
y/y
6.6
y/y
996.7
y/y
88.5
y/y
15.3%Link
2023-06-30H1 2023 (6M)OK98.9
y/y
7.9
y/y
1047.3
y/y
100.9
y/y
Link

Dividends

Paid (completed)

DatePer shareDetailsStatusSource
2026-04-08485 ZAREx-dividend: 485 ZAR per sharePaidYahoo Finance (ex-div)
2025-04-02445 ZAREx-dividend: 445 ZAR per sharePaidYahoo Finance (ex-div)
2024-04-03400 ZAREx-dividend: 400 ZAR per sharePaidYahoo Finance (ex-div)
2023-04-04360 ZAREx-dividend: 360 ZAR per sharePaidYahoo Finance (ex-div)
2022-04-06334 ZAREx-dividend: 334 ZAR per sharePaidYahoo Finance (ex-div)

KASE: status follows wording in the news headline (paid vs intends to pay). Yahoo: amounts are cash dividends per share on ex-dividend dates (UTC calendar date). stockscope.uz (UZ): amounts are per share in UZS by publication date (not necessarily ex-div).

Investor reporting (IR): https://www.sanlam.com/investorrelations/

Reporting forms detected in loaded periods: (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B, EV/EBITDA), profitability and dividend yield of Sanlam (SLM) — from primary filings.

Sanlam Limited is a financial services group offering insurance, investment, retirement, and credit solutions across Africa and internationally. Its operations include life and savings insurance, general insurance through Santam, and asset management.

Frequently asked questions

What is Sanlam (SLM)'s P/E ratio?
Sanlam (SLM) trades at a P/E of 11.0x (price to trailing 12-month earnings).
What is Sanlam (SLM)'s EV/EBITDA?
Sanlam (SLM) trades at 5.3x EV/EBITDA.
What is Sanlam (SLM)'s P/B ratio?
Sanlam (SLM) trades at a P/B of 1.7x.
What is Sanlam (SLM)'s dividend yield?
Sanlam (SLM)'s trailing 12-month dividend yield is 5.8%.
What is Sanlam (SLM)'s return on equity (ROE)?
Sanlam (SLM)'s ROE is 11.2%.
What is Sanlam (SLM)'s market capitalization?
Sanlam (SLM)'s market cap is 175.4 bn ZAR.

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