Russian banks: capital adequacy ratios

Updated: 2026-08-23 06:35 · banks are sorted by market capitalisation ·

How to read the dates. Every date is a Bank of Russia reporting date, i.e. the 1st of the month. A ratio dated 01.07.2026 is calculated on the balance sheet at the close of 30.06.2026 — it is June's result, not the start of July: what analysts call «end of month» carries the next month's date here. Hover a column header to see which period it covers. Form 805 (group ratios) is quarterly: 01.04.2026 = Q1 2026.

The benchmark: base minimum plus the CBR buffer schedule

The steps are the dates new buffers take effect (the CBR restoration schedule through 2028; the countercyclical buffer shown is the national rate — a given bank may differ by tenths of a pp because of the geography weighting of its assets). Minimums for the group ratios match their solo counterparts (N20.0=N1.0, N20.2=N1.2, N20.1=N1.1): the base levels and buffers are the same for a banking group. «Headroom» in the tables and charts below = actual − this line.

Headroom by month

Each cell shows headroom in pp (actual − minimum incl. buffers). The redder and bolder the figure, the thinner the headroom; green means comfortable. The latest month is highlighted and the last 12 are shown (earlier ones via the button above; Excel gets the full history). Click a month header to sort banks by that month. An r means the figure comes from the bank's own release, where CBR reporting is not out yet; ≠ means CBR and the release differ by more than 0.1 pp. The mark is clickable and opens the release; details are in the hover tooltip.

Н1.0 — total capital adequacy (N1.0): how much own capital backs the bank's risk-weighted assets — how large a loss it can absorb before depositors are touched.

Formula: total capital ÷ risk-weighted assets.

How to read the values: as of 01.07.2026 the minimum including buffers is 10.00% for systemically important banks and 9.50% for the rest (a 8.0% base plus the CBR buffer schedule); headroom = actual − this minimum

ok — headroom of 1 pp or more
watch — headroom between 0 and 1 pp, right at the line
breach — negative headroom: the buffers are not met and the CBR restricts dividends and bonuses (a breach of the ratio itself means falling below the 8.0% base)

Bank	01.09.24	01.10.24	01.11.24	01.12.24	01.01.25	01.02.25	01.03.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.02.26	01.03.26	01.04.26	01.05.26	01.06.26	01.07.26
Sberbank CBR	+3.61	+3.66	+3.48	+3.63	+4.14	+3.82	+4.23	+4.49	+4.50	+4.64	+4.82	+3.51	+3.59	+3.62	+3.51	+3.96	+3.55	+3.79	+3.81	+4.15	+4.27	+4.41	+4.63
T-Bank CBR	+2.04	+2.47	+2.01	+2.17	+1.00	+2.21	+2.36	+2.52	+2.79	+2.28	+2.10	+1.90	+1.88	+2.19	+2.30	+2.63	+2.41	+2.45	+2.48	+2.67	+2.36	+2.47	+2.55
VTB CBR	-0.10	-0.09	+0.09	+0.07	+0.24	-0.14	-0.15	+0.43	+0.01	+0.31	+0.73	+0.28	+0.19	+0.56	+0.40	+0.19	-0.63	-0.54	-0.66	-0.03	-0.33	-0.37	-0.22
Sovcombank CBR	+2.81	+2.67	+2.03	+1.91	+1.25	+1.15	+0.80	+0.41	+0.71	+0.75	+1.08	+0.88	+0.80	+0.89	+0.59	+0.91	+0.54	+0.59	+0.85	+0.96	+0.90	+0.74	+0.98
DOM.RF CBR	+3.21	+3.33	+3.31	+3.18	+3.75	+3.49	+3.55	+3.82	+3.42	+3.32	+3.33	+3.11	+3.17	+3.13	+2.78	+2.64	+1.88	+1.90	+1.83	+2.39	+2.05	+1.98	+1.94
MKB (Credit Bank of Moscow)CBR	+2.86	+2.56	+2.36	+2.15	+2.26	+2.15	+2.20	+2.14	+2.01	+1.11	+1.42	+1.34	+1.43	+0.96	+1.07	+1.23	+1.04	+1.17	+1.37	+1.64	+2.09	+1.84	+1.42
Bank Saint Petersburg CBR	+13.60	+14.24	+12.45	+12.90	+13.70	+13.42	+13.54	+13.49	+11.85	+11.65	+10.81	+10.89	+12.55	+12.46	+12.22	+12.28	+11.58	+11.37	+12.88	+12.46	+12.81	+11.04	+9.76
MTS Bank CBR	+1.56	+1.22	+1.75	+1.56	+2.20	+1.80	+1.74	+1.73	+1.79	+1.78	+1.98	+2.08	+2.06	+2.34	+2.30	+2.46	+2.64	+2.76	+2.95	+2.77	+2.76	+3.04	+3.03
UralsibCBR	+4.30	+4.71	+4.17	+4.10	+3.56	+3.60	+3.89	+3.98	+3.94	+4.22	+3.85	+3.97	+4.12	+4.38	+4.84	+4.91	+4.25	+4.46	+5.11	+4.98	+5.03	+5.21	+4.58
AvangardCBR	+11.77	+11.81	+9.54	+10.89	+8.82	+9.51	+8.27	+9.13	+9.45	+7.74	+8.62	+10.23	+10.64	+11.42	+9.40	+10.02	+8.70	+9.85	+8.93	+10.45	+8.20	+8.82	+9.38

Н1.2 — tier 1 capital adequacy (N1.2): the same, but counting tier 1 capital only — no supplementary capital.

Formula: tier 1 capital (CET1 + perpetual subordinated debt) ÷ risk-weighted assets.

How to read the values: as of 01.07.2026 the minimum including buffers is 8.00% for systemically important banks and 7.50% for the rest (a 6.0% base plus the CBR buffer schedule); headroom = actual − this minimum

ok — headroom of 1 pp or more
watch — headroom between 0 and 1 pp, right at the line
breach — negative headroom: the buffers are not met and the CBR restricts dividends and bonuses (a breach of the ratio itself means falling below the 6.0% base)

Bank	01.09.24	01.10.24	01.11.24	01.12.24	01.01.25	01.02.25	01.03.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.02.26	01.03.26	01.04.26	01.05.26	01.06.26	01.07.26
Sberbank CBR	+4.62	+4.45	+4.18	+4.64	+4.58	+4.21	+4.32	+5.39	+5.23	+5.06	+4.71	+3.14	+3.03	+2.85	+2.63	+4.72	+3.96	+3.95	+3.77	+4.58	+4.45	+4.30	+4.21
T-Bank CBR	+3.62	+3.92	+4.00	+4.09	+2.82	+2.12	+2.10	+4.14	+4.40	+3.90	+3.54	+3.12	+2.98	+3.00	+2.96	+4.12	+3.45	+3.43	+3.32	+3.83	+3.58	+3.44	+3.30
VTB CBR	+1.13	+1.19	+1.23	+1.35	+0.74	+0.58	+0.90	+0.76	+1.39	+1.28	+0.97	+0.31	+0.18	+0.56	+0.49	+0.10	-0.73	-0.66	-0.80	-0.41	-0.20	-0.40	-0.39
Sovcombank CBR	+3.32	+3.80	+3.16	+2.99	+2.40	+2.24	+1.96	+1.61	+2.27	+2.22	+1.73	+1.40	+1.57	+1.45	+1.50	+1.61	+0.84	+0.94	+1.15	+1.69	+1.24	+1.02	+1.62
DOM.RF CBR	+3.72	+3.72	+3.44	+3.21	+2.69	+2.47	+2.48	+4.66	+4.14	+3.92	+3.76	+3.33	+4.09	+3.93	+3.59	+3.92	+2.50	+2.46	+2.96	+3.10	+2.94	+3.29	+2.83
MKB (Credit Bank of Moscow)CBR	+2.80	+2.73	+2.65	+2.45	+2.27	+2.06	+1.98	+2.06	+2.21	+1.55	+1.87	+1.83	+1.93	+1.54	+1.61	+1.70	+1.34	+1.38	+1.42	+1.49	+1.98	+1.87	+1.69
Bank Saint Petersburg CBR	+10.67	+10.77	+8.84	+8.66	+8.30	+8.19	+7.76	+12.78	+11.08	+10.52	+9.65	+9.46	+10.93	+10.29	+9.86	+9.94	+9.07	+8.80	+9.74	+12.16	+12.66	+11.07	+9.79
MTS Bank CBR	+2.43	+2.05	+2.53	+2.33	+2.81	+2.68	+2.66	+3.21	+3.26	+3.26	+3.33	+3.21	+3.10	+3.41	+3.42	+3.46	+3.42	+3.56	+3.62	+3.98	+3.89	+4.18	+4.14
UralsibCBR	+3.89	+4.01	+3.45	+3.18	+2.93	+2.85	+2.90	+5.13	+4.96	+4.92	+4.54	+4.37	+4.30	+4.47	+4.66	+4.66	+4.05	+4.15	+4.56	+6.24	+6.12	+6.11	+5.51
AvangardCBR	+12.98	+12.30	+9.53	+10.06	+6.67	+6.83	+6.11	+8.36	+8.83	+6.60	+6.81	+7.57	+7.31	+7.80	+7.99	+8.13	+6.92	+7.64	+7.28	+9.19	+7.04	+7.74	+8.56

Н1.1 — common equity tier 1 adequacy (N1.1): the strictest of the three: whether the bank holds enough highest-quality capital.

Formula: CET1 (shares and retained earnings) ÷ risk-weighted assets.

How to read the values: as of 01.07.2026 the minimum including buffers is 6.50% for systemically important banks and 6.00% for the rest (a 4.5% base plus the CBR buffer schedule); headroom = actual − this minimum

ok — headroom of 1 pp or more
watch — headroom between 0 and 1 pp, right at the line
breach — negative headroom: the buffers are not met and the CBR restricts dividends and bonuses (a breach of the ratio itself means falling below the 4.5% base)

Bank	01.09.24	01.10.24	01.11.24	01.12.24	01.01.25	01.02.25	01.03.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.02.26	01.03.26	01.04.26	01.05.26	01.06.26	01.07.26
Sberbank CBR	+5.84	+5.67	+5.41	+5.87	+5.80	+5.44	+5.54	+6.60≠	+6.45	+6.29	+5.94	+4.37	+4.26	+4.08	+3.87	+5.96	+5.20≠	+5.19	+5.00	+5.82	+5.69	+5.55	+5.46
T-Bank CBR	+2.93	+2.68	+2.48	+2.11	+1.15	+1.15	+1.24	+3.36	+3.67	+3.29	+2.96	+2.57	+2.46	+2.45	+2.44	+3.64	+2.58	+2.60	+2.50	+2.99	+2.85	+2.78	+2.59
VTB CBR	+0.56	+0.64	+0.71	+0.70	+0.13	-0.00	+0.66	+0.57	+1.27	+1.21	+0.92	+0.15	+0.11	+0.44	+0.42	+0.05	-0.75	-0.67	-0.80	-0.45	-0.17	-0.32	-0.37
Sovcombank CBR	+3.41	+3.88	+3.21	+2.86	+2.40	+2.27	+2.18	+1.92	+2.58	+2.56	+2.10	+1.74	+1.94	+1.85	+1.95	+2.09	+1.31	+1.44	+1.61	+2.08	+1.74	+1.58	+2.08
DOM.RF CBR	+5.22	+5.22	+4.94	+4.71	+4.19	+3.97	+3.98	+6.16	+5.64	+5.42	+5.26	+4.83	+5.59	+5.43	+5.09	+5.42	+4.00	+3.96	+4.46	+4.61	+4.45	+4.79	+4.33
MKB (Credit Bank of Moscow)CBR	+2.79	+2.67	+2.52	+2.20	+2.02	+1.89	+1.92	+2.03	+2.28	+1.61	+1.91	+1.82	+1.95	+1.57	+1.70	+1.80	+1.39	+1.45	+1.46	+1.47	+2.03	+1.99	+1.74
Bank Saint Petersburg CBR	+12.17	+12.27	+10.34	+10.16	+9.80	+9.69	+9.26	+14.28	+12.58	+12.02	+11.15	+10.96	+12.43	+11.79	+11.36	+11.44	+10.57	+10.30	+11.24	+13.66	+14.16	+12.57	+11.29
MTS Bank CBR	+3.34	+2.99	+2.83	+2.66	+2.26	+2.10	+2.07	+2.62	+2.64	+2.64	+2.69	+2.61	+2.52	+2.76	+2.78	+2.80	+2.66	+2.76	+2.80	+3.19	+3.08	+3.28	+3.24
UralsibCBR	+5.39	+5.51	+4.95	+4.68	+4.43	+4.35	+4.41	+6.63	+6.46	+6.42	+6.04	+5.87	+5.80	+5.97	+6.16	+6.16	+5.55	+5.65	+6.06	+7.74	+7.62	+7.61	+7.01
AvangardCBR	+14.48	+13.80	+11.03	+11.56	+8.17	+8.34	+7.61	+9.86	+10.33	+8.10	+8.31	+9.07	+8.81	+9.30	+9.49	+9.63	+8.43	+9.14	+8.78	+10.69	+8.54	+9.24	+10.06

Sberbank CBRsystemically important

Н1.014.63%+2.77 pp (01.09.24→01.07.26)

Н1.212.21%+1.34 pp (01.09.24→01.07.26)

Н1.111.96%+1.37 pp (01.09.24→01.07.26)

group:

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	11.862	8.250	3.612	10.869	6.250	4.619	10.587	4.750	5.837	ok
01.10.2024 (September 2024)	11.909	8.250	3.659	10.699	6.250	4.449	10.421	4.750	5.671	ok
01.11.2024 (October 2024)	11.729	8.250	3.479	10.433	6.250	4.183	10.161	4.750	5.411	ok
01.12.2024 (November 2024)	11.878	8.250	3.628	10.892	6.250	4.642	10.624	4.750	5.874	ok
01.01.2025 (December 2024)	12.893	8.750	4.143	11.326	6.750	4.576	11.047	5.250	5.797	ok
01.02.2025 (January 2025)	12.821	9.000	3.821	11.215	7.000	4.215	10.937	5.500	5.437	ok
01.03.2025 (February 2025)	13.229	9.000	4.229	11.315	7.000	4.315	11.035	5.500	5.535	ok
01.04.2025 (March 2025)	13.491	9.000	4.491	12.387	7.000	5.387	12.104	5.500	6.604	ok
01.05.2025 (April 2025)	13.498	9.000	4.498	12.233	7.000	5.233	11.953	5.500	6.453	ok
01.06.2025 (May 2025)	13.643	9.000	4.643	12.064	7.000	5.064	11.787	5.500	6.287	ok
01.07.2025 (June 2025)	14.070	9.250	4.820	11.961	7.250	4.711	11.687	5.750	5.937	ok
01.08.2025 (July 2025)	12.757	9.250	3.507	10.388	7.250	3.138	10.116	5.750	4.366	ok
01.09.2025 (August 2025)	12.836	9.250	3.586	10.280	7.250	3.030	10.011	5.750	4.261	ok
01.10.2025 (September 2025)	12.865	9.250	3.615	10.097	7.250	2.847	9.832	5.750	4.082	ok
01.11.2025 (October 2025)	12.763	9.250	3.513	9.879	7.250	2.629	9.619	5.750	3.869	ok
01.12.2025 (November 2025)	13.210	9.250	3.960	11.973	7.250	4.723	11.710	5.750	5.960	ok
01.01.2026 (December 2025)	13.550	10.000	3.550	11.965	8.000	3.965	11.701	6.500	5.201	ok
01.02.2026 (January 2026)	13.786	10.000	3.786	11.951	8.000	3.951	11.686	6.500	5.186	ok
01.03.2026 (February 2026)	13.807	10.000	3.807	11.766	8.000	3.766	11.505	6.500	5.005	ok
01.04.2026 (March 2026)	14.148	10.000	4.148	12.576	8.000	4.576	12.316	6.500	5.816	ok
01.05.2026 (April 2026)	14.268	10.000	4.268	12.445	8.000	4.445	12.187	6.500	5.687	ok
01.06.2026 (May 2026)	14.410	10.000	4.410	12.299	8.000	4.299	12.046	6.500	5.546	ok
01.07.2026 (June 2026)	14.633	10.000	4.633	12.213	8.000	4.213	11.961	6.500	5.461	ok

T-Bank CBRsystemically important

Н1.012.55%+2.26 pp (01.09.24→01.07.26)

Н1.211.30%+1.43 pp (01.09.24→01.07.26)

Н1.19.09%+1.42 pp (01.09.24→01.07.26)

group:

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	10.285	8.250	2.035	9.875	6.250	3.625	7.676	4.750	2.926	ok
01.10.2024 (September 2024)	10.724	8.250	2.474	10.171	6.250	3.921	7.434	4.750	2.684	ok
01.11.2024 (October 2024)	10.258	8.250	2.008	10.253	6.250	4.003	7.231	4.750	2.481	ok
01.12.2024 (November 2024)	10.419	8.250	2.169	10.345	6.250	4.095	6.864	4.750	2.114	ok
01.01.2025 (December 2024)	9.754	8.750	1.004	9.570	6.750	2.820	6.398	5.250	1.148	ok
01.02.2025 (January 2025)	11.214	9.000	2.214	9.124	7.000	2.124	6.647	5.500	1.147	ok
01.03.2025 (February 2025)	11.361	9.000	2.361	9.100	7.000	2.100	6.740	5.500	1.240	ok
01.04.2025 (March 2025)	11.524	9.000	2.524	11.138	7.000	4.138	8.858	5.500	3.358	ok
01.05.2025 (April 2025)	11.793	9.000	2.793	11.398	7.000	4.398	9.168	5.500	3.668	ok
01.06.2025 (May 2025)	11.278	9.000	2.278	10.896	7.000	3.896	8.791	5.500	3.291	ok
01.07.2025 (June 2025)	11.353	9.250	2.103	10.792	7.250	3.542	8.707	5.750	2.957	ok
01.08.2025 (July 2025)	11.153	9.250	1.903	10.373	7.250	3.123	8.317	5.750	2.567	ok
01.09.2025 (August 2025)	11.132	9.250	1.882	10.227	7.250	2.977	8.213	5.750	2.463	ok
01.10.2025 (September 2025)	11.441	9.250	2.191	10.246	7.250	2.996	8.196	5.750	2.446	ok
01.11.2025 (October 2025)	11.550	9.250	2.300	10.209	7.250	2.959	8.189	5.750	2.439	ok
01.12.2025 (November 2025)	11.881	9.250	2.631	11.368	7.250	4.118	9.391	5.750	3.641	ok
01.01.2026 (December 2025)	12.413	10.000	2.413	11.447	8.000	3.447	9.083	6.500	2.583	ok
01.02.2026 (January 2026)	12.446	10.000	2.446	11.431	8.000	3.431	9.095	6.500	2.595	ok
01.03.2026 (February 2026)	12.482	10.000	2.482	11.322	8.000	3.322	8.996	6.500	2.496	ok
01.04.2026 (March 2026)	12.666	10.000	2.666	11.830	8.000	3.830	9.493	6.500	2.993	ok
01.05.2026 (April 2026)	12.359	10.000	2.359	11.578	8.000	3.578	9.354	6.500	2.854	ok
01.06.2026 (May 2026)	12.468	10.000	2.468	11.435	8.000	3.435	9.279	6.500	2.779	ok
01.07.2026 (June 2026)	12.547	10.000	2.547	11.300	8.000	3.300	9.094	6.500	2.594	ok

VTB CBRsystemically important

Н1.09.78%+1.63 pp (01.09.24→01.07.26)

Н1.27.61%+0.24 pp (01.09.24→01.07.26)

Н1.16.13%+0.82 pp (01.09.24→01.07.26)

group:

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	8.147	8.250	-0.103	7.376	6.250	1.126	5.311	4.750	0.561	breach
01.10.2024 (September 2024)	8.164	8.250	-0.086	7.436	6.250	1.186	5.386	4.750	0.636	breach
01.11.2024 (October 2024)	8.341	8.250	0.091	7.481	6.250	1.231	5.457	4.750	0.707	watch
01.12.2024 (November 2024)	8.315	8.250	0.065	7.599	6.250	1.349	5.452	4.750	0.702	watch
01.01.2025 (December 2024)	8.992	8.750	0.242	7.487	6.750	0.737	5.376	5.250	0.126	watch
01.02.2025 (January 2025)	8.863	9.000	-0.137	7.577	7.000	0.577	5.496	5.500	-0.004	breach
01.03.2025 (February 2025)	8.848	9.000	-0.152	7.895	7.000	0.895	6.157	5.500	0.657	breach
01.04.2025 (March 2025)	9.427	9.000	0.427	7.759	7.000	0.759	6.071	5.500	0.571	watch
01.05.2025 (April 2025)	9.013	9.000	0.013	8.391	7.000	1.391	6.767	5.500	1.267	watch
01.06.2025 (May 2025)	9.306	9.000	0.306	8.281	7.000	1.281	6.706	5.500	1.206	watch
01.07.2025 (June 2025)	9.980	9.250	0.730	8.219	7.250	0.969	6.667	5.750	0.917	watch
01.08.2025 (July 2025)	9.533	9.250	0.283	7.563	7.250	0.313	5.903	5.750	0.153	watch
01.09.2025 (August 2025)	9.436	9.250	0.186	7.433	7.250	0.183	5.864	5.750	0.114	watch
01.10.2025 (September 2025)	9.806	9.250	0.556	7.809	7.250	0.559	6.193	5.750	0.443	watch
01.11.2025 (October 2025)	9.646	9.250	0.396	7.741	7.250	0.491	6.168	5.750	0.418	watch
01.12.2025 (November 2025)	9.442	9.250	0.192	7.354	7.250	0.104	5.804	5.750	0.054	watch
01.01.2026 (December 2025)	9.370	10.000	-0.630	7.267	8.000	-0.733	5.753	6.500	-0.747	breach
01.02.2026 (January 2026)	9.463	10.000	-0.537	7.341	8.000	-0.659	5.835	6.500	-0.665	breach
01.03.2026 (February 2026)	9.343	10.000	-0.657	7.199	8.000	-0.801	5.696	6.500	-0.804	breach
01.04.2026 (March 2026)	9.975	10.000	-0.025	7.593	8.000	-0.407	6.054	6.500	-0.446	breach
01.05.2026 (April 2026)	9.673	10.000	-0.327	7.805	8.000	-0.195	6.327	6.500	-0.173	breach
01.06.2026 (May 2026)	9.634	10.000	-0.366	7.604	8.000	-0.396	6.179	6.500	-0.321	breach
01.07.2026 (June 2026)	9.781	10.000	-0.219	7.612	8.000	-0.388	6.133	6.500	-0.367	breach

Sovcombank CBRsystemically important

Н1.010.98%-0.07 pp (01.09.24→01.07.26)

Н1.29.62%+0.05 pp (01.09.24→01.07.26)

Н1.18.58%+0.42 pp (01.09.24→01.07.26)

group:

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	11.056	8.250	2.806	9.569	6.250	3.319	8.159	4.750	3.409	ok
01.10.2024 (September 2024)	10.924	8.250	2.674	10.051	6.250	3.801	8.632	4.750	3.882	ok
01.11.2024 (October 2024)	10.280	8.250	2.030	9.409	6.250	3.159	7.959	4.750	3.209	ok
01.12.2024 (November 2024)	10.162	8.250	1.912	9.241	6.250	2.991	7.609	4.750	2.859	ok
01.01.2025 (December 2024)	10.001	8.750	1.251	9.148	6.750	2.398	7.648	5.250	2.398	ok
01.02.2025 (January 2025)	10.146	9.000	1.146	9.238	7.000	2.238	7.766	5.500	2.266	ok
01.03.2025 (February 2025)	9.802	9.000	0.802	8.963	7.000	1.963	7.677	5.500	2.177	watch
01.04.2025 (March 2025)	9.412	9.000	0.412	8.615	7.000	1.615	7.416	5.500	1.916	watch
01.05.2025 (April 2025)	9.706	9.000	0.706	9.269	7.000	2.269	8.085	5.500	2.585	watch
01.06.2025 (May 2025)	9.747	9.000	0.747	9.220	7.000	2.220	8.060	5.500	2.560	watch
01.07.2025 (June 2025)	10.330	9.250	1.080	8.980	7.250	1.730	7.854	5.750	2.104	ok
01.08.2025 (July 2025)	10.131	9.250	0.881	8.647	7.250	1.397	7.492	5.750	1.742	watch
01.09.2025 (August 2025)	10.053	9.250	0.803	8.822	7.250	1.572	7.693	5.750	1.943	watch
01.10.2025 (September 2025)	10.141	9.250	0.891	8.704	7.250	1.454	7.596	5.750	1.846	watch
01.11.2025 (October 2025)	9.838	9.250	0.588	8.751	7.250	1.501	7.701	5.750	1.951	watch
01.12.2025 (November 2025)	10.158	9.250	0.908	8.864	7.250	1.614	7.844	5.750	2.094	watch
01.01.2026 (December 2025)	10.539	10.000	0.539	8.838	8.000	0.838	7.815	6.500	1.315	watch
01.02.2026 (January 2026)	10.590	10.000	0.590	8.938	8.000	0.938	7.943	6.500	1.443	watch
01.03.2026 (February 2026)	10.853	10.000	0.853	9.147	8.000	1.147	8.109	6.500	1.609	watch
01.04.2026 (March 2026)	10.963	10.000	0.963	9.689	8.000	1.689	8.580	6.500	2.080	watch
01.05.2026 (April 2026)	10.897	10.000	0.897	9.243	8.000	1.243	8.240	6.500	1.740	watch
01.06.2026 (May 2026)	10.736	10.000	0.736	9.023	8.000	1.023	8.084	6.500	1.584	watch
01.07.2026 (June 2026)	10.985	10.000	0.985	9.619	8.000	1.619	8.577	6.500	2.077	watch

DOM.RF CBRsystemically important since 01.2026

Н1.011.94%+0.48 pp (01.09.24→01.07.26)

Н1.210.82%+0.85 pp (01.09.24→01.07.26)

Н1.110.82%+0.85 pp (01.09.24→01.07.26)

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	11.460	8.250	3.210	9.972	6.250	3.722	9.972	4.750	5.222	ok
01.10.2024 (September 2024)	11.579	8.250	3.329	9.966	6.250	3.716	9.966	4.750	5.216	ok
01.11.2024 (October 2024)	11.559	8.250	3.309	9.692	6.250	3.442	9.692	4.750	4.942	ok
01.12.2024 (November 2024)	11.429	8.250	3.179	9.464	6.250	3.214	9.464	4.750	4.714	ok
01.01.2025 (December 2024)	12.246	8.500	3.746	9.187	6.500	2.687	9.187	5.000	4.187	ok
01.02.2025 (January 2025)	12.239	8.750	3.489	9.223	6.750	2.473	9.223	5.250	3.973	ok
01.03.2025 (February 2025)	12.300	8.750	3.550	9.227	6.750	2.477	9.227	5.250	3.977	ok
01.04.2025 (March 2025)	12.573	8.750	3.823	11.411	6.750	4.661	11.411	5.250	6.161	ok
01.05.2025 (April 2025)	12.171	8.750	3.421	10.894	6.750	4.144	10.894	5.250	5.644	ok
01.06.2025 (May 2025)	12.072	8.750	3.322	10.670	6.750	3.920	10.670	5.250	5.420	ok
01.07.2025 (June 2025)	12.332	9.000	3.332	10.762	7.000	3.762	10.762	5.500	5.262	ok
01.08.2025 (July 2025)	12.113	9.000	3.113	10.333	7.000	3.333	10.333	5.500	4.833	ok
01.09.2025 (August 2025)	12.170	9.000	3.170	11.088	7.000	4.088	11.088	5.500	5.588	ok
01.10.2025 (September 2025)	12.134	9.000	3.134	10.929	7.000	3.929	10.929	5.500	5.429	ok
01.11.2025 (October 2025)	11.781	9.000	2.781	10.591	7.000	3.591	10.591	5.500	5.091	ok
01.12.2025 (November 2025)	11.639	9.000	2.639	10.922	7.000	3.922	10.922	5.500	5.422	ok
01.01.2026 (December 2025)	11.882	10.000	1.882	10.495	8.000	2.495	10.495	6.500	3.995	ok
01.02.2026 (January 2026)	11.899	10.000	1.899	10.456	8.000	2.456	10.456	6.500	3.956	ok
01.03.2026 (February 2026)	11.828	10.000	1.828	10.963	8.000	2.963	10.963	6.500	4.463	ok
01.04.2026 (March 2026)	12.387	10.000	2.387	11.105	8.000	3.105	11.105	6.500	4.605	ok
01.05.2026 (April 2026)	12.047	10.000	2.047	10.945	8.000	2.945	10.945	6.500	4.445	ok
01.06.2026 (May 2026)	11.977	10.000	1.977	11.294	8.000	3.294	11.294	6.500	4.794	ok
01.07.2026 (June 2026)	11.944	10.000	1.944	10.825	8.000	2.825	10.825	6.500	4.325	ok

MKB (Credit Bank of Moscow)CBRsystemically important

Н1.011.42%+0.31 pp (01.09.24→01.07.26)

Н1.29.69%+0.64 pp (01.09.24→01.07.26)

Н1.18.24%+0.70 pp (01.09.24→01.07.26)

group:

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	11.114	8.250	2.864	9.047	6.250	2.797	7.538	4.750	2.788	ok
01.10.2024 (September 2024)	10.810	8.250	2.560	8.983	6.250	2.733	7.416	4.750	2.666	ok
01.11.2024 (October 2024)	10.609	8.250	2.359	8.904	6.250	2.654	7.271	4.750	2.521	ok
01.12.2024 (November 2024)	10.397	8.250	2.147	8.699	6.250	2.449	6.948	4.750	2.198	ok
01.01.2025 (December 2024)	11.009	8.750	2.259	9.024	6.750	2.274	7.267	5.250	2.017	ok
01.02.2025 (January 2025)	11.148	9.000	2.148	9.064	7.000	2.064	7.394	5.500	1.894	ok
01.03.2025 (February 2025)	11.196	9.000	2.196	8.982	7.000	1.982	7.421	5.500	1.921	ok
01.04.2025 (March 2025)	11.144	9.000	2.144	9.064	7.000	2.064	7.533	5.500	2.033	ok
01.05.2025 (April 2025)	11.008	9.000	2.008	9.211	7.000	2.211	7.783	5.500	2.283	ok
01.06.2025 (May 2025)	10.107	9.000	1.107	8.550	7.000	1.550	7.110	5.500	1.610	ok
01.07.2025 (June 2025)	10.674	9.250	1.424	9.123	7.250	1.873	7.661	5.750	1.911	ok
01.08.2025 (July 2025)	10.586	9.250	1.336	9.082	7.250	1.832	7.575	5.750	1.825	ok
01.09.2025 (August 2025)	10.681	9.250	1.431	9.176	7.250	1.926	7.700	5.750	1.950	ok
01.10.2025 (September 2025)	10.212	9.250	0.962	8.791	7.250	1.541	7.319	5.750	1.569	watch
01.11.2025 (October 2025)	10.322	9.250	1.072	8.862	7.250	1.612	7.454	5.750	1.704	ok
01.12.2025 (November 2025)	10.475	9.250	1.225	8.945	7.250	1.695	7.554	5.750	1.804	ok
01.01.2026 (December 2025)	11.041	10.000	1.041	9.339	8.000	1.339	7.890	6.500	1.390	ok
01.02.2026 (January 2026)	11.167	10.000	1.167	9.380	8.000	1.380	7.954	6.500	1.454	ok
01.03.2026 (February 2026)	11.366	10.000	1.366	9.420	8.000	1.420	7.964	6.500	1.464	ok
01.04.2026 (March 2026)	11.640	10.000	1.640	9.493	8.000	1.493	7.969	6.500	1.469	ok
01.05.2026 (April 2026)	12.090	10.000	2.090	9.984	8.000	1.984	8.527	6.500	2.027	ok
01.06.2026 (May 2026)	11.839	10.000	1.839	9.874	8.000	1.874	8.492	6.500	1.992	ok
01.07.2026 (June 2026)	11.421	10.000	1.421	9.692	8.000	1.692	8.236	6.500	1.736	ok

Bank Saint Petersburg CBRnot systemically important

Н1.019.26%-2.59 pp (01.09.24→01.07.26)

Н1.217.30%+0.38 pp (01.09.24→01.07.26)

Н1.117.30%+0.38 pp (01.09.24→01.07.26)

group:

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	21.848	8.250	13.598	16.919	6.250	10.669	16.919	4.750	12.169	ok
01.10.2024 (September 2024)	22.486	8.250	14.236	17.016	6.250	10.766	17.016	4.750	12.266	ok
01.11.2024 (October 2024)	20.701	8.250	12.451	15.089	6.250	8.839	15.089	4.750	10.339	ok
01.12.2024 (November 2024)	21.148	8.250	12.898	14.911	6.250	8.661	14.911	4.750	10.161	ok
01.01.2025 (December 2024)	22.195	8.500	13.695	14.796	6.500	8.296	14.796	5.000	9.796	ok
01.02.2025 (January 2025)	22.166	8.750	13.416	14.939	6.750	8.189	14.939	5.250	9.689	ok
01.03.2025 (February 2025)	22.289	8.750	13.539	14.511	6.750	7.761	14.511	5.250	9.261	ok
01.04.2025 (March 2025)	22.236	8.750	13.486	19.529	6.750	12.779	19.529	5.250	14.279	ok
01.05.2025 (April 2025)	20.603	8.750	11.853	17.832	6.750	11.082	17.832	5.250	12.582	ok
01.06.2025 (May 2025)	20.400	8.750	11.650	17.274	6.750	10.524	17.274	5.250	12.024	ok
01.07.2025 (June 2025)	19.813	9.000	10.813	16.653	7.000	9.653	16.653	5.500	11.153	ok
01.08.2025 (July 2025)	19.895	9.000	10.895	16.464	7.000	9.464	16.464	5.500	10.964	ok
01.09.2025 (August 2025)	21.546	9.000	12.546	17.927	7.000	10.927	17.927	5.500	12.427	ok
01.10.2025 (September 2025)	21.456	9.000	12.456	17.288	7.000	10.288	17.288	5.500	11.788	ok
01.11.2025 (October 2025)	21.222	9.000	12.222	16.862	7.000	9.862	16.862	5.500	11.362	ok
01.12.2025 (November 2025)	21.276	9.000	12.276	16.943	7.000	9.943	16.943	5.500	11.443	ok
01.01.2026 (December 2025)	21.083	9.500	11.583	16.575	7.500	9.075	16.575	6.000	10.575	ok
01.02.2026 (January 2026)	20.869	9.500	11.369	16.301	7.500	8.801	16.301	6.000	10.301	ok
01.03.2026 (February 2026)	22.375	9.500	12.875	17.238	7.500	9.738	17.238	6.000	11.238	ok
01.04.2026 (March 2026)	21.964	9.500	12.464	19.663	7.500	12.163	19.663	6.000	13.663	ok
01.05.2026 (April 2026)	22.308	9.500	12.808	20.162	7.500	12.662	20.162	6.000	14.162	ok
01.06.2026 (May 2026)	20.540	9.500	11.040	18.570	7.500	11.070	18.570	6.000	12.570	ok
01.07.2026 (June 2026)	19.258	9.500	9.758	17.295	7.500	9.795	17.295	6.000	11.295	ok

MTS Bank CBRnot systemically important

Н1.012.53%+2.73 pp (01.09.24→01.07.26)

Н1.211.64%+2.96 pp (01.09.24→01.07.26)

Н1.19.24%+1.15 pp (01.09.24→01.07.26)

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	9.806	8.250	1.556	8.679	6.250	2.429	8.094	4.750	3.344	ok
01.10.2024 (September 2024)	9.467	8.250	1.217	8.298	6.250	2.048	7.739	4.750	2.989	ok
01.11.2024 (October 2024)	9.997	8.250	1.747	8.778	6.250	2.528	7.582	4.750	2.832	ok
01.12.2024 (November 2024)	9.807	8.250	1.557	8.583	6.250	2.333	7.412	4.750	2.662	ok
01.01.2025 (December 2024)	10.701	8.500	2.201	9.312	6.500	2.812	7.263	5.000	2.263	ok
01.02.2025 (January 2025)	10.551	8.750	1.801	9.428	6.750	2.678	7.349	5.250	2.099	ok
01.03.2025 (February 2025)	10.491	8.750	1.741	9.411	6.750	2.661	7.324	5.250	2.074	ok
01.04.2025 (March 2025)	10.479	8.750	1.729	9.959	6.750	3.209	7.873	5.250	2.623	ok
01.05.2025 (April 2025)	10.539	8.750	1.789	10.009	6.750	3.259	7.886	5.250	2.636	ok
01.06.2025 (May 2025)	10.527	8.750	1.777	10.007	6.750	3.257	7.894	5.250	2.644	ok
01.07.2025 (June 2025)	10.983	9.000	1.983	10.332	7.000	3.332	8.187	5.500	2.687	ok
01.08.2025 (July 2025)	11.080	9.000	2.080	10.210	7.000	3.210	8.109	5.500	2.609	ok
01.09.2025 (August 2025)	11.058	9.000	2.058	10.103	7.000	3.103	8.024	5.500	2.524	ok
01.10.2025 (September 2025)	11.339	9.000	2.339	10.406	7.000	3.406	8.263	5.500	2.763	ok
01.11.2025 (October 2025)	11.298	9.000	2.298	10.425	7.000	3.425	8.276	5.500	2.776	ok
01.12.2025 (November 2025)	11.465	9.000	2.465	10.459	7.000	3.459	8.300	5.500	2.800	ok
01.01.2026 (December 2025)	12.143	9.500	2.643	10.916	7.500	3.416	8.657	6.000	2.657	ok
01.02.2026 (January 2026)	12.259	9.500	2.759	11.059	7.500	3.559	8.764	6.000	2.764	ok
01.03.2026 (February 2026)	12.448	9.500	2.948	11.118	7.500	3.618	8.804	6.000	2.804	ok
01.04.2026 (March 2026)	12.272	9.500	2.772	11.475	7.500	3.975	9.195	6.000	3.195	ok
01.05.2026 (April 2026)	12.261	9.500	2.761	11.389	7.500	3.889	9.083	6.000	3.083	ok
01.06.2026 (May 2026)	12.541	9.500	3.041	11.679	7.500	4.179	9.276	6.000	3.276	ok
01.07.2026 (June 2026)	12.534	9.500	3.034	11.644	7.500	4.144	9.239	6.000	3.239	ok

UralsibCBRnot systemically important

Н1.014.07%+1.53 pp (01.09.24→01.07.26)

Н1.213.01%+2.87 pp (01.09.24→01.07.26)

Н1.113.01%+2.87 pp (01.09.24→01.07.26)

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	12.547	8.250	4.297	10.141	6.250	3.891	10.141	4.750	5.391	ok
01.10.2024 (September 2024)	12.958	8.250	4.708	10.257	6.250	4.007	10.257	4.750	5.507	ok
01.11.2024 (October 2024)	12.421	8.250	4.171	9.703	6.250	3.453	9.703	4.750	4.953	ok
01.12.2024 (November 2024)	12.348	8.250	4.098	9.434	6.250	3.184	9.434	4.750	4.684	ok
01.01.2025 (December 2024)	12.061	8.500	3.561	9.431	6.500	2.931	9.431	5.000	4.431	ok
01.02.2025 (January 2025)	12.351	8.750	3.601	9.603	6.750	2.853	9.603	5.250	4.353	ok
01.03.2025 (February 2025)	12.637	8.750	3.887	9.655	6.750	2.905	9.655	5.250	4.405	ok
01.04.2025 (March 2025)	12.733	8.750	3.983	11.879	6.750	5.129	11.879	5.250	6.629	ok
01.05.2025 (April 2025)	12.686	8.750	3.936	11.711	6.750	4.961	11.711	5.250	6.461	ok
01.06.2025 (May 2025)	12.972	8.750	4.222	11.670	6.750	4.920	11.670	5.250	6.420	ok
01.07.2025 (June 2025)	12.845	9.000	3.845	11.535	7.000	4.535	11.535	5.500	6.035	ok
01.08.2025 (July 2025)	12.966	9.000	3.966	11.372	7.000	4.372	11.372	5.500	5.872	ok
01.09.2025 (August 2025)	13.122	9.000	4.122	11.297	7.000	4.297	11.297	5.500	5.797	ok
01.10.2025 (September 2025)	13.384	9.000	4.384	11.473	7.000	4.473	11.473	5.500	5.973	ok
01.11.2025 (October 2025)	13.842	9.000	4.842	11.657	7.000	4.657	11.657	5.500	6.157	ok
01.12.2025 (November 2025)	13.911	9.000	4.911	11.655	7.000	4.655	11.655	5.500	6.155	ok
01.01.2026 (December 2025)	13.746	9.500	4.246	11.555	7.500	4.055	11.555	6.000	5.555	ok
01.02.2026 (January 2026)	13.964	9.500	4.464	11.653	7.500	4.153	11.653	6.000	5.653	ok
01.03.2026 (February 2026)	14.609	9.500	5.109	12.057	7.500	4.557	12.057	6.000	6.057	ok
01.04.2026 (March 2026)	14.478	9.500	4.978	13.736	7.500	6.236	13.736	6.000	7.736	ok
01.05.2026 (April 2026)	14.529	9.500	5.029	13.617	7.500	6.117	13.617	6.000	7.617	ok
01.06.2026 (May 2026)	14.707	9.500	5.207	13.609	7.500	6.109	13.609	6.000	7.609	ok
01.07.2026 (June 2026)	14.075	9.500	4.575	13.007	7.500	5.507	13.007	6.000	7.007	ok

AvangardCBRnot systemically important

Н1.018.88%-1.14 pp (01.09.24→01.07.26)

Н1.216.06%-3.17 pp (01.09.24→01.07.26)

Н1.116.06%-3.17 pp (01.09.24→01.07.26)

Monthly table

Date	Н1.0	Н1.0 min	Н1.0 headroom	Н1.2	Н1.2 min	Н1.2 headroom	Н1.1	Н1.1 min	Н1.1 headroom	Status
01.09.2024 (August 2024)	20.022	8.250	11.772	19.234	6.250	12.984	19.234	4.750	14.484	ok
01.10.2024 (September 2024)	20.062	8.250	11.812	18.555	6.250	12.305	18.555	4.750	13.805	ok
01.11.2024 (October 2024)	17.789	8.250	9.539	15.782	6.250	9.532	15.782	4.750	11.032	ok
01.12.2024 (November 2024)	19.145	8.250	10.895	16.306	6.250	10.056	16.306	4.750	11.556	ok
01.01.2025 (December 2024)	17.324	8.500	8.824	13.170	6.500	6.670	13.170	5.000	8.170	ok
01.02.2025 (January 2025)	18.258	8.750	9.508	13.585	6.750	6.835	13.585	5.250	8.335	ok
01.03.2025 (February 2025)	17.021	8.750	8.271	12.864	6.750	6.114	12.864	5.250	7.614	ok
01.04.2025 (March 2025)	17.883	8.750	9.133	15.109	6.750	8.359	15.109	5.250	9.859	ok
01.05.2025 (April 2025)	18.200	8.750	9.450	15.578	6.750	8.828	15.578	5.250	10.328	ok
01.06.2025 (May 2025)	16.486	8.750	7.736	13.352	6.750	6.602	13.352	5.250	8.102	ok
01.07.2025 (June 2025)	17.625	9.000	8.625	13.811	7.000	6.811	13.811	5.500	8.311	ok
01.08.2025 (July 2025)	19.234	9.000	10.234	14.572	7.000	7.572	14.572	5.500	9.072	ok
01.09.2025 (August 2025)	19.643	9.000	10.643	14.312	7.000	7.312	14.312	5.500	8.812	ok
01.10.2025 (September 2025)	20.424	9.000	11.424	14.804	7.000	7.804	14.804	5.500	9.304	ok
01.11.2025 (October 2025)	18.400	9.000	9.400	14.994	7.000	7.994	14.994	5.500	9.494	ok
01.12.2025 (November 2025)	19.017	9.000	10.017	15.133	7.000	8.133	15.133	5.500	9.633	ok
01.01.2026 (December 2025)	18.197	9.500	8.697	14.425	7.500	6.925	14.425	6.000	8.425	ok
01.02.2026 (January 2026)	19.348	9.500	9.848	15.143	7.500	7.643	15.143	6.000	9.143	ok
01.03.2026 (February 2026)	18.426	9.500	8.926	14.776	7.500	7.276	14.776	6.000	8.776	ok
01.04.2026 (March 2026)	19.951	9.500	10.451	16.687	7.500	9.187	16.687	6.000	10.687	ok
01.05.2026 (April 2026)	17.695	9.500	8.195	14.543	7.500	7.043	14.543	6.000	8.543	ok
01.06.2026 (May 2026)	18.318	9.500	8.818	15.241	7.500	7.741	15.241	6.000	9.241	ok
01.07.2026 (June 2026)	18.879	9.500	9.379	16.062	7.500	8.562	16.062	6.000	10.062	ok

Banking group ratios (N20.x)

Each cell shows the group ratio; the colour is headroom over the minimum. Hover for the period, the minimum and the headroom. The primary source is CBR form 805, but it is quarterly and lags, so where a bank discloses N20 itself (VTB does, monthly, in its IFRS release) the figure comes from there and is marked r — click it to open the release. Whether a bank must calculate N20 depends not on systemic importance but on being the parent of a banking group: Bank Saint Petersburg (not systemically important) discloses its group, while DOM.RF (which is) files no form 805.

Н20.0 — banking group total capital adequacy (N20.0): the same as N1.0 but for the whole group — the bank with its subsidiaries, so that risk cannot hide in a subsidiary.

Formula: group capital ÷ group risk-weighted assets (form 805).

How to read the values: as of 01.06.2026 the minimum including buffers is 10.00% for systemically important banks and 9.50% for the rest (a 8.0% base plus the CBR buffer schedule); headroom = actual − this minimum

ok — headroom of 1 pp or more
watch — headroom between 0 and 1 pp, right at the line
breach — negative headroom: the buffers are not met and the CBR restricts dividends and bonuses (a breach of the ratio itself means falling below the 8.0% base)

Bank	01.10.24	01.01.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.03.26	01.04.26	01.05.26	01.06.26
Sberbank CBRlatest data 01.04.2026	12.92	13.33	14.01	—	—	14.56	—	—	13.37	—	—	13.89	—	14.44	—	—
T-Bank CBRlatest data 01.04.2026	11.44	10.05	12.15	—	—	11.65	—	—	11.81	—	—	12.46	—	12.99	—	—
VTB CBR	9.06	9.07	9.88	9.50r	9.90r	10.17	9.70r	9.60r	9.97	9.80r	9.60r	9.84	9.90r	10.71	10.50r	10.50r
Sovcombank CBRlatest data 01.04.2025	—	10.32	9.78	—	—	—	—	—	—	—	—	—	—	—	—	—
DOM.RF	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.
MKB (Credit Bank of Moscow)CBRlatest data 01.04.2026	10.94	10.99	11.14	—	—	10.67	—	—	10.22	—	—	11.04	—	11.65	—	—
Bank Saint Petersburg CBRlatest data 01.04.2026	22.59	21.87	22.32	—	—	19.94	—	—	21.68	—	—	21.41	—	22.19	—	—
MTS Bank	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.
Uralsib	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.
Avangard	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.

Н20.2 — group tier 1 adequacy (N20.2): the same as N1.2 but consolidated across the group.

Formula: group tier 1 capital ÷ group risk-weighted assets (form 805).

How to read the values: as of 01.06.2026 the minimum including buffers is 8.00% for systemically important banks and 7.50% for the rest (a 6.0% base plus the CBR buffer schedule); headroom = actual − this minimum

ok — headroom of 1 pp or more
watch — headroom between 0 and 1 pp, right at the line
breach — negative headroom: the buffers are not met and the CBR restricts dividends and bonuses (a breach of the ratio itself means falling below the 6.0% base)

Bank	01.10.24	01.01.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.03.26	01.04.26	01.05.26	01.06.26
Sberbank CBRlatest data 01.04.2026	11.47	12.14	12.92	—	—	12.46	—	—	10.57	—	—	12.54	—	13.09	—	—
T-Bank CBRlatest data 01.04.2026	10.81	9.91	11.56	—	—	11.03	—	—	10.50	—	—	11.78	—	12.05	—	—
VTB CBR	8.32	8.09	8.14	8.80r	8.70r	8.67	7.80r	7.70r	8.05	7.80r	7.70r	7.70	7.70r	8.76	8.50r	8.40r
Sovcombank CBRlatest data 01.04.2025	—	9.64	9.18	—	—	—	—	—	—	—	—	—	—	—	—	—
DOM.RF	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.
MKB (Credit Bank of Moscow)CBRlatest data 01.04.2026	8.99	9.04	9.04	—	—	9.12	—	—	8.76	—	—	9.31	—	9.48	—	—
Bank Saint Petersburg CBRlatest data 01.04.2026	17.01	14.80	19.54	—	—	16.65	—	—	17.29	—	—	16.57	—	20.16	—	—
MTS Bank	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.
Uralsib	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.
Avangard	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.

Н20.1 — group CET1 adequacy (N20.1): the same as N1.1 but consolidated across the group.

Formula: group CET1 ÷ group risk-weighted assets (form 805).

How to read the values: as of 01.06.2026 the minimum including buffers is 6.50% for systemically important banks and 6.00% for the rest (a 4.5% base plus the CBR buffer schedule); headroom = actual − this minimum

ok — headroom of 1 pp or more
watch — headroom between 0 and 1 pp, right at the line
breach — negative headroom: the buffers are not met and the CBR restricts dividends and bonuses (a breach of the ratio itself means falling below the 4.5% base)

Bank	01.10.24	01.01.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.03.26	01.04.26	01.05.26	01.06.26
Sberbank CBRlatest data 01.04.2026	11.20	11.86	12.64	—	—	12.19	—	—	10.31	—	—	12.28	—	12.83	—	—
T-Bank CBRlatest data 01.04.2026	8.11	6.76	9.28	—	—	8.95	—	—	8.45	—	—	9.40	—	9.70	—	—
VTB CBR	6.49	6.23	6.43	7.20r	7.10r	7.11	6.10r	6.10r	6.42	6.20r	6.10r	6.30	6.30r	7.29	7.10r	7.10r
Sovcombank CBRlatest data 01.04.2025	—	8.17	8.02	—	—	—	—	—	—	—	—	—	—	—	—	—
DOM.RF	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.
MKB (Credit Bank of Moscow)CBRlatest data 01.04.2026	7.42	7.28	7.50	—	—	7.65	—	—	7.29	—	—	7.86	—	7.95	—	—
Bank Saint Petersburg CBRlatest data 01.04.2026	17.01	14.80	19.54	—	—	16.65	—	—	17.29	—	—	16.57	—	20.16	—	—
MTS Bank	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.
Uralsib	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.
Avangard	as expected: N20 is calculated only by parent institutions of banking groups, and this bank does not file form 805 — it has no banking group of its own, or the CBR does not publish its group reporting.

Other ratios: liquidity

Each cell shows the ratio in %; the limit for that date is in the hover tooltip. An asterisk means the CBR published 0.00 — an impossible value for a liquidity ratio, most likely an unfilled form; it is left exactly as in the source.

Н2 — instant liquidity (N2): whether the bank can pay out today if the money is asked for at once.

Formula: highly liquid assets ÷ demand liabilities.

How to read the values: limit — at least 15%.

ok — the limit is met with room to spare; the greener the figure, the more headroom (scaled to the limit, saturating at twice it)
watch — less than 10% away from the limit, shown amber
breach — the value is below the limit, shown bold red

Bank	01.09.24	01.10.24	01.11.24	01.12.24	01.01.25	01.02.25	01.03.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.02.26	01.03.26	01.04.26	01.05.26	01.06.26	01.07.26
Sberbank CBR	276.39	159.52	165.76	744.33	254.37	216.24	372.14	165.66	188.99	286.70	119.86	95.48	218.65	100.80	85.17	187.29	94.94	131.28	129.93	69.81	88.54	118.61	62.51
T-Bank CBR	84.61	88.88	58.52	75.38	56.42	104.18	78.17	140.68	149.44	105.36	142.16	181.26	160.06	169.23	186.94	148.43	118.52	144.51	137.58	110.11	150.38	146.52	103.00
VTB CBR	50.19	50.53	57.77	67.11	65.46	59.61	65.68	64.21	86.97	97.59	84.04	119.03	100.49	107.75	92.91	96.04	112.81	103.92	89.50	87.21	90.74	98.45	93.94
Sovcombank CBR	47.41	57.90	55.13	41.57	75.52	68.84	52.32	51.46	78.57	75.97	47.79	63.42	88.88	66.20	75.99	75.33	92.20	75.74	72.31	62.95	49.67	61.50	60.01
DOM.RF CBR	108.21	54.54	45.33	81.27	132.97	169.21	130.19	160.05	95.81	101.75	100.18	96.21	108.56	102.61	99.28	69.33	136.25	85.97	76.18	114.27	115.33	129.58	92.33
MKB (Credit Bank of Moscow)CBR	86.45	97.77	102.39	89.31	130.49	110.41	121.38	110.93	138.77	83.51	82.71	47.16	69.73	68.35	90.10	74.91	94.52	34.19	44.38	55.81	56.18	61.13	64.21
Bank Saint Petersburg CBR	113.67	115.53	102.55	138.39	137.65	186.80	99.85	174.60	119.40	162.33	81.56	150.53	129.62	115.46	139.72	132.66	134.39	140.64	275.70	171.10	207.11	199.27	105.62
MTS Bank CBR	81.56	71.11	50.98	108.49	114.92	96.25	90.10	81.84	157.26	156.74	106.61	131.68	120.60	82.09	70.52	120.69	129.03	106.69	84.20	106.28	112.44	93.46	91.93
UralsibCBR	50.04	110.84	61.68	48.95	101.47	55.52	64.76	58.38	69.71	63.18	79.73	68.19	47.84	99.01	81.72	69.07	82.00	44.90	65.86	75.79	61.52	56.13	58.40
AvangardCBR	35.15	31.01	33.09	426.53	458.60	219.69	227.06	331.39	532.78	285.07	275.39	303.61	270.30	279.63	257.99	210.81	716.47	255.57	351.99	354.33	498.49	270.05	267.28

Н3 — current liquidity (N3): whether liquidity covers the coming month.

Formula: liquid assets ÷ liabilities due within 30 days.

How to read the values: limit — at least 50%.

ok — the limit is met with room to spare; the greener the figure, the more headroom (scaled to the limit, saturating at twice it)
watch — less than 10% away from the limit, shown amber
breach — the value is below the limit, shown bold red

Bank	01.09.24	01.10.24	01.11.24	01.12.24	01.01.25	01.02.25	01.03.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.02.26	01.03.26	01.04.26	01.05.26	01.06.26	01.07.26
Sberbank CBR	151.81	171.93	188.96	144.86	180.67	301.37	348.04	254.22	328.31	153.59	184.96	186.71	165.78	165.43	111.09	92.52	127.20	151.77	114.89	104.41	118.06	164.57	144.68
T-Bank CBR	124.68	132.53	151.96	147.79	128.76	121.98	225.88	274.17	185.06	206.56	224.37	159.18	152.63	116.74	109.48	134.70	151.62	130.81	124.82	177.46	217.18	205.30	230.56
VTB CBR	77.56	64.88	59.18	63.13	73.71	90.92	76.07	86.72	113.95	128.67	139.26	138.58	108.13	142.57	118.33	119.00	132.78	109.47	105.32	85.98	83.75	82.98	92.94
Sovcombank CBR	132.49	192.66	178.83	136.04	186.85	194.14	169.93	198.05	155.61	169.91	190.65	195.32	126.43	153.07	110.11	113.58	121.85	128.34	142.87	217.01	124.18	107.05	106.40
DOM.RF CBR	79.15	78.00	85.36	65.06	70.04	90.25	99.78	95.72	95.69	86.72	78.33	86.37	91.83	135.02	106.87	74.52	131.97	85.27	109.63	101.94	122.14	95.81	86.67
MKB (Credit Bank of Moscow)CBR	70.14	67.10	76.93	66.66	72.83	77.66	107.64	77.22	77.32	79.22	76.52	69.72	66.88	77.33	70.61	61.56	62.86	56.23	63.43	59.14	75.87	64.31	63.76
Bank Saint Petersburg CBR	156.11	188.13	87.24	109.64	133.22	143.98	141.89	162.34	138.65	133.24	145.40	147.60	213.37	244.63	322.66	107.05	180.96	115.56	202.30	107.80	296.26	243.03	105.17
MTS Bank CBR	95.05	86.28	98.19	132.06	110.63	106.93	118.92	132.24	95.41	126.67	108.58	93.96	77.41	79.44	90.95	75.31	73.85	75.03	91.25	81.25	79.67	88.23	92.98
UralsibCBR	105.35	134.66	90.81	88.82	120.09	91.45	101.60	146.69	124.62	117.52	185.51	129.50	105.96	322.85	95.96	84.62	138.70	109.58	112.83	158.59	113.98	99.59	113.27
AvangardCBR	77.18	74.90	60.84	1076.61	1078.71	925.18	885.26	1053.44	1141.22	929.55	899.09	860.54	779.33	644.85	621.46	598.17	975.09	652.05	396.68	658.18	770.64	586.93	480.00

Н4 — long-term liquidity (N4): how far the bank has lent long against shorter funding — the maturity gap.

Formula: loans maturing beyond one year ÷ (capital + long-term liabilities).

How to read the values: limit — at most 120%. The lower the value, the more room the bank has.

ok — the limit is met with room to spare; the greener the figure, the more headroom (scaled to the limit, saturating at twice it)
watch — less than 10% away from the limit, shown amber
breach — the value is above the limit, shown bold red

Bank	01.09.24	01.10.24	01.11.24	01.12.24	01.01.25	01.02.25	01.03.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.02.26	01.03.26	01.04.26	01.05.26	01.06.26	01.07.26
Sberbank CBR	74.29	74.81	75.35	74.39	73.82	71.12	70.02	68.35	67.19	65.43	63.61	65.00	64.46	64.30	64.97	63.79	64.24	63.77	64.24	62.62	63.24	62.47	63.09
T-Bank CBR	27.94	27.18	42.45	40.78	40.58	33.48	31.97	31.30	30.68	29.94	30.49	31.93	32.94	33.08	33.94	34.64	34.65	34.88	35.00	35.57	35.68	36.29	36.38
VTB CBR	73.28	72.16	71.52	69.30	67.15	65.75	63.70	60.69	61.30	58.02	56.20	55.08	54.04	54.08	54.35	54.77	54.78	54.70	55.49	56.98	57.10	57.58	59.28
Sovcombank CBR	48.13	47.80	47.39	45.16	44.88	44.18	43.27	43.22	42.79	42.08	42.27	42.91	44.45	44.88	45.54	45.73	46.10	45.35	44.45	44.06	43.97	44.60	42.63
DOM.RF CBR	94.45	94.43	92.64	88.50	94.24	90.57	80.86	78.85	79.48	73.74	77.50	77.75	75.90	78.46	78.98	71.25	72.51	72.44	66.39	67.87	67.72	64.28	66.86
MKB (Credit Bank of Moscow)CBR	42.54	48.44	47.54	47.61	48.06	47.47	47.61	48.57	43.60	42.95	43.30	38.24	38.63	38.73	39.88	40.40	37.91	38.86	39.56	41.05	41.29	41.87	74.34
Bank Saint Petersburg CBR	37.59	36.25	37.75	37.48	37.06	36.75	36.97	37.05	35.59	34.09	34.19	34.49	35.24	34.53	36.04	35.90	36.77	38.07	39.38	40.09	39.30	37.67	37.40
MTS Bank CBR	62.62	59.44	56.34	52.17	49.25	47.72	46.44	45.50	44.36	43.85	42.37	40.61	39.99	39.77	40.03	39.62	39.21	36.21	35.48	31.18	31.09	30.33	30.22
UralsibCBR	44.67	44.71	44.93	50.85	52.91	52.30	51.84	49.76	47.78	46.81	46.72	46.77	46.52	46.95	45.14	45.62	46.89	46.60	46.29	44.76	44.01	43.79	44.78
AvangardCBR	25.43	24.35	25.88	4.93	4.29	3.80	3.79	3.93	3.72	3.79	3.73	3.54	3.38	3.26	3.28	3.33	3.20	2.71	2.60	2.50	2.43	2.51	2.39

Н27 — NSTLR (N27), the national short-term liquidity ratio: whether the bank survives 30 days of heavy outflows unaided.

Formula: stock of high-quality liquid assets ÷ net expected 30-day outflow.

How to read the values: limit — at least 80% in 2025 and at least 100% from 01.01.2026. Only systemically important banks calculate it; in force since 01.10.2025.

ok — the limit is met with room to spare; the greener the figure, the more headroom (scaled to the limit, saturating at twice it)
watch — less than 10% away from the limit, shown amber
breach — the value is below the limit, shown bold red

Bank	01.09.24	01.10.24	01.11.24	01.12.24	01.01.25	01.02.25	01.03.25	01.04.25	01.05.25	01.06.25	01.07.25	01.08.25	01.09.25	01.10.25	01.11.25	01.12.25	01.01.26	01.02.26	01.03.26	01.04.26	01.05.26	01.06.26	01.07.26
Sberbank CBRsystemically important	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.00*	0.00*	—	—	—	—
T-Bank CBRsystemically important	the bank is systemically important, so the ratio does apply, but the CBR does not yet publish its N27 on the form 135 pages (the ratio only came into force on 01.10.2025).
VTB CBRsystemically important	the bank is systemically important, so the ratio does apply, but the CBR does not yet publish its N27 on the form 135 pages (the ratio only came into force on 01.10.2025).
Sovcombank CBRsystemically important	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	102.48	101.89	100.58	109.41	100.00	100.00
DOM.RF CBRsystemically important since 01.2026	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	112.53	125.37	150.20	133.69	126.59	117.97
MKB (Credit Bank of Moscow)CBRsystemically important	the bank is systemically important, so the ratio does apply, but the CBR does not yet publish its N27 on the form 135 pages (the ratio only came into force on 01.10.2025).
Bank Saint Petersburg CBRnot systemically important	not calculated: the NSTLR applies only to systemically important banks, and this bank is not on that list.
MTS Bank CBRnot systemically important	not calculated: the NSTLR applies only to systemically important banks, and this bank is not on that list.
UralsibCBRnot systemically important	not calculated: the NSTLR applies only to systemically important banks, and this bank is not on that list.
AvangardCBRnot systemically important	not calculated: the NSTLR applies only to systemically important banks, and this bank is not on that list.

Russian banks: capital adequacy ratios

The benchmark: base minimum plus the CBR buffer schedule

Headroom by month

SberbankCBRsystemically important

T-BankCBRsystemically important

VTBCBRsystemically important

SovcombankCBRsystemically important

DOM.RFCBRsystemically important since 01.2026

MKB (Credit Bank of Moscow)CBRsystemically important

Bank Saint PetersburgCBRnot systemically important

MTS BankCBRnot systemically important

UralsibCBRnot systemically important

AvangardCBRnot systemically important

Banking group ratios (N20.x)

Other ratios: liquidity

Sberbank CBRsystemically important

T-Bank CBRsystemically important

VTB CBRsystemically important

Sovcombank CBRsystemically important

DOM.RF CBRsystemically important since 01.2026

Bank Saint Petersburg CBRnot systemically important

MTS Bank CBRnot systemically important