Sector: Banks
KSPI
Shares: connector/market_inputs
Monetary columns are in B KZT, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.
| Date | Period | Status | Net interest incomeB KZT | Net profitB KZT | AssetsB KZT | EquityB KZT | ROE (annualized) | Source |
|---|---|---|---|---|---|---|---|---|
| 2026-03-31 | Q1 2026 (3M) | OK | 183.9 y/y 26.9% | 251.9 y/y -0.8% | 11097.7 y/y 19.4% | 2775.1 y/y 55.6% | 37.5% | Report (PDF) |
| 2025-12-31 | Q4 2025 (3M) | PARTIAL | 179.8 y/y 24.6% | 277.0 y/y -12.5% | 11081.7 y/y 32.3% | 2601.6 y/y 65.4% | 43.2% | Link |
| 2025-09-30 | Q3 2025 (3M) | OK | 183.1 y/y 52.3% | 278.0 y/y 6.8% | 10348.7 y/y 35.8% | 2342.8 y/y 70.3% | 48.2% | Report (KASE) |
| 2025-06-30 | Q2 2025 (3M) | OK | 162.8 y/y 55.7% | 258.6 y/y 10.0% | 10048.0 y/y 40.2% | 2029.7 y/y 64.9% | 53.8% | Report (PDF) |
| 2025-03-31 | Q1 2025 (3M) | OK | 144.9 y/y 52.8% | 254.0 y/y 13.7% | 9294.7 y/y 34.5% | 1783.7 y/y 31.3% | 60.6% | Report (PDF) |
| 2024-12-31 | Q4 2024 (3M) | OK | 144.3 y/y 48.3% | 316.4 y/y 27.6% | 8377.1 y/y 22.8% | 1572.9 y/y 42.6% | 71.7% | Link |
| 2024-09-30 | Q3 2024 (3M) | OK | 124.7 y/y 24.8% | 274.4 y/y 23.2% | 7620.6 y/y 25.4% | 1375.5 y/y 36.3% | 75.8% | Report (PDF) |
| 2024-06-30 | Q2 2024 (3M) | OK | 102.8 y/y 19.8% | 242.6 y/y 26.5% | 7167.9 y/y 23.0% | 1231.0 y/y 33.0% | 72.0% | Report (PDF) |
| 2024-03-31 | Q1 2024 (3M) | OK | 94.8 y/y 21.0% | 223.4 y/y 28.3% | 6909.2 y/y 27.0% | 1358.6 y/y 36.4% | 72.6% | Report (PDF) |
| 2023-12-31 | Q4 2023 (3M) | OK | 97.3 y/y — | 248.0 y/y — | 6821.9 y/y — | 1103.2 y/y — | 80.4% | Report (KASE) |
| 2023-09-30 | Q3 2023 (3M) | OK | 93.2 y/y — | 232.5 y/y — | 6079.3 y/y — | 1009.4 y/y — | 82.8% | Report (KASE) |
| 2023-06-30 | Q2 2023 (3M) | OK | 86.6 y/y — | 194.1 y/y — | 5828.1 y/y — | 925.6 y/y — | 76.7% | Report (KASE) |
| 2023-03-31 | Q1 2023 (3M) | OK | 78.4 y/y — | 174.2 y/y — | 5441.0 y/y — | 996.2 y/y — | — | Report (KASE) |
<div class='muted' style='font-size:.72rem;line-height:1.2'><span style='color:#166534'>+13.0% y/y</span> · 48.5 bln mo <span style='color:#166534'>+19.4%</span></div> source: NBK
| Period | Net profit (YTD) |
|---|---|
| May 2026 | 191.9 bln -11.4% y/y · 44.4 bln mo +3.7% |
| Apr 2026 | 147.5 bln -15.1% y/y · 36.9 bln mo -18.8% |
| Mar 2026 | 110.6 bln -13.8% y/y · 37.8 bln mo -11.8% |
| Feb 2026 | 72.8 bln -14.8% y/y · 31.2 bln mo -20.2% |
| Jan 2026 | 41.6 bln -10.2% y/y · 41.6 bln mo -10.2% |
| Dec 2025 | 571.6 bln +7.7% y/y · 52.9 bln mo +6.0% |
| Nov 2025 | 518.7 bln +7.8% y/y · 44.7 bln mo -9.2% |
| Oct 2025 | 474.0 bln +9.8% y/y · 51.4 bln mo -3.0% |
| Sep 2025 | 422.6 bln +11.6% y/y · 50.2 bln mo -0.4% |
| Aug 2025 | 372.4 bln +13.4% y/y · 53.3 bln mo +14.8% |
| Jul 2025 | 319.1 bln +13.2% y/y · 54.0 bln mo +13.9% |
| Jun 2025 | 265.1 bln +13.0% y/y · 48.5 bln mo +19.4% |
No dividend rows found for this issuer (checked: KASE news).
Investor reporting (IR): https://ir.kaspi.kz/financial-information/
Reporting forms detected in loaded periods: ✓ ✓ ✓ (Balance sheet / Profit or loss (P&L) / Cash flows)
Financial results, valuation multiples (P/E, P/B, EV/EBITDA), profitability and dividend yield of Kaspi.kz JSC (KSPI) — from primary filings.
Kaspi.kz runs Kazakhstan’s leading e-commerce marketplace, payment platform and digital retail bank (listed as KSPI on KASE).