Frontierby eninvs

Language: EN / RU

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Bank Sankt-Peterburg (BSPB) RUB

Bank Saint Petersburg is a regional universal bank based in St. Petersburg serving corporate and retail clients in the North-West, with corporate lending and treasury operations at the core of its business.

At a glance: strengths & risks
✓Strong ROE (17%)✗Profit falling (-39% y/y, Q2 2026)✗Pricier than own history (P/E 3.8 vs avg 2.9)✗Dividend-trap risk

Sector: Financial Services

RU_BSPB

Price chart

255.91 RUBDay -0.29%

Key metrics

Market

Price
255.91 RUB · -0.29%
Market cap
112.4 bn RUB

Growth

Δ NII y/y
-6.6%
Δ net profit y/y
-38.8%

Multiples

P/E (LTM)
3.8x
3y avg: 2.9x
P/B (FY)
0.5x
3y avg: 0.7x
P/E (ann.)
5.0x

Returns

Dividend yield
17.9%
ROE (annualized)
10.0%
ROI (ROE ÷ P/B)
19.4%

Value creation

annualized net income / market cap (return on equity value)
Banking potential
+30.2%
↓ details

Liquidity

Daily turnover (MOEX)
180.1 mln RUB

Shares: connector/market_inputs

Amounts: USD (converted) · As reported
Converted modes use NBK / ECB-linked rates: balance sheet date for BS items, period average for P&L and cash flow (see filing row evidence). As reported keeps each row in its filing currency.

Financial results

Monetary columns are in B RUB, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB RUBNet profitB RUBAssetsB RUBEquityB RUBROE (annualized)Source
2026-06-30Q2 2026 (3M)OK18.2
y/y -6.6%
5.6
y/y -38.8%
1353.7
y/y 8.1%
218.4
y/y 2.6%
10.0%Report (PDF)
2026-03-31Q1 2026 (3M)OK18.4
y/y -7.8%
10.9
y/y -29.7%
1392.8
y/y 21.8%
227.8
y/y 5.0%
19.6%Report (PDF)
2025-12-31Q4 2025 (3M)OK18.7
y/y -3.4%
4.4
y/y -66.4%
1305.8
y/y 14.8%
217.4
y/y 7.9%
17.2%Report (PDF)
2025-09-30Q3 2025 (3M)OK19.6
y/y 13.2%
8.8
y/y -33.9%
1353.3
y/y 30.4%
221.6
y/y 10.4%
5.4%Report (PDF)
2025-06-30Q2 2025 (3M)OK19.5
y/y 17.0%
9.1
y/y -19.2%
1252.6
y/y 16.5%
212.9
y/y 13.4%
17.0%Report (PDF)
2025-03-31Q1 2025 (3M)OK19.9
y/y 15.8%
15.5
y/y 19.3%
1143.3
y/y 12.9%
217.0
y/y 16.1%
29.7%Report (PDF)
2024-12-31Q4 2024 (3M)OK19.3
y/y 20.3%
13.2
y/y -32.4%
1137.4
y/y 7.6%
201.4
y/y 15.8%
25.3%Report (PDF)
2024-09-30Q3 2024 (3M)OK17.3
y/y 37.0%
13.3
y/y —
1037.8
y/y 7.4%
200.7
y/y 17.4%
9.1%Report (PDF)
2024-06-30Q2 2024 (3M)OK16.7
y/y 53.1%
11.3
y/y -17.8%
1074.8
y/y 24.8%
187.8
y/y 15.2%
24.1%Report (PDF)
2024-03-31Q1 2024 (3M)OK17.2
y/y 53.5%
13.0
y/y -11.0%
1012.5
y/y 21.0%
186.9
y/y 17.3%
28.9%Report (PDF)
2023-12-31Q4 2023 (3M)OK16.1
y/y —
19.6
y/y —
1057.3
y/y —
173.9
y/y —
27.4%Report (PDF)
2023-09-30Q3 2023 (3M)OK12.7
y/y —
-0.6
y/y —
966.0
y/y —
171.0
y/y —
-0.5%Report (PDF)
2023-06-30Q2 2023 (3M)OK10.9
y/y —
13.7
y/y —
861.3
y/y —
163.0
y/y —
34.1%Report (PDF)
2023-03-31Q1 2023 (3M)OK11.2
y/y —
14.6
y/y —
836.7
y/y —
159.3
y/y —
—Report (PDF)

Income statement (bank, IFRS)

IFRS decomposition: interest, fee and trading result with provisions, costs and the recurring/non-recurring profit split (bn RUB). Source: eninvs.com.

Item, bn RUB202320242025YoY
Interest income84.7154203 +32%
Interest expense-33.8-83.6-126 -50%
Net interest income50.870.677.8 +10%
Credit-loss provisions10.4-5.3-15.9 -197%
NII after provisions61.265.261.9 -5%
Fee & commission income15.314.414.8 +3%
Fee & commission expense-2.8-2.8-3.1 -9%
Net fee & commission income12.511.611.8 +2%
Financial instruments & investment result0.60.00.6 +3226%
Other operating income, net0.3-25.9—
Operating income66.185.092.6 +9%
Administrative & other expenses (SG&A)-23.6-25.9-30.4 -17%
Profit before tax61.262.751.7 -18%
Income tax-13.9-11.9-13.9 -16%
Net profit47.350.837.8 -25%
of which recurring46.850.837.4 -26%
of which non-recurring0.50.00.5 +2903%
Key ratios (annual)
ROE37.4%27.1%18.1% -9.0 pp
Cost of risk (CoR)-1.91%0.72%1.84% +1.1 pp
Cost-to-income (CIR)35.7%30.5%32.8% +2.3 pp
Net interest margin (NIM)5.87%6.43%6.37% -0.1 pp

Quarterly dynamics & ratios

ROE = (net profit − perpetual bond coupons) ×4 / avg equity excl. perpetuals; CoR = provisions ×4 / avg credit portfolio; CIR = admin expense / operating income; NIM = NII ×4 / avg assets.

Quarter24/09
Q3		24/12
Q4		25/03
Q1		25/06
Q2		25/09
Q3		25/12
Q4		26/03
Q1		26/06
Q2
P&L, bn RUB
Net interest income17.319.319.919.519.618.718.418.2
Provisions-1.0-1.20.1-5.6-4.2-6.1-1.7-7.0
Net fee income3.23.12.82.82.93.32.83.1
Financial instruments & investment-0.10.40.62.00.7-1.60.11.4
Operating income21.223.123.423.123.422.821.922.3
Admin (SG&A)-6.6-7.9-5.7-6.6-7.2-10.9-7.0-8.8
Net profit13.313.215.59.18.84.410.95.6
Balance (period-end), bn RUB
Credit portfolio724791767663961936960983
Securities portfolio (bonds)12412711913614915415993.9
Customer deposits240275259267360362364344
Other assets190219258453243215274276
Total assets1 0381 1371 1431 2531 3531 3061 3931 354
Equity201201217213222217228218
Key ratios (annualised)
ROE (annualised)27.3%26.3%29.7%17.0%16.1%8.1%19.6%10.0%
Cost of risk (CoR)0.62%0.66%-0.03%3.16%2.07%2.57%0.72%2.89%
Cost-to-income (CIR)30.9%34.4%24.5%28.5%30.8%47.9%31.7%39.7%
Net interest margin (NIM)6.57%7.12%6.99%6.51%6.03%5.62%5.45%5.31%

Research & reviews

Our earnings breakdowns and investment notes on this issuer.

All research →

Monthly operating statistics (RAS, bank charter)

<div class='muted' style='font-size:.72rem;line-height:1.2'>1.9 bln mo</div> source: CBR

Bank potential breakdown (Return per share)
ReportedForecastMonthly ×12
Reporting periodH1 2026
RAS profit, quarter months
Jan 2026 3.6 bln
Feb 2026 2.4 bln
Mar 2026 3.5 bln
Apr 2026 3.0 bln
May 2026 1.9 bln
Jun 2026 2.0 bln
Jan 2026 3.6 bln
Feb 2026 2.4 bln
Mar 2026 3.5 bln
Apr 2026 3.0 bln
May 2026 1.9 bln
Jun 2026 2.0 bln
RAS profit, following months
Jul 2026 1.4 bln
Aug 2026 3.2 bln
Forecast profit change (×0.91)-9%
Annualised profit, mln RUB33.0 bln30.0 bln37.9 bln
Book (equity)218.4 bln218.4 bln218.4 bln
ROE (annualised)15%14%17%
Price / Book0.51x0.51x0.51x
Potential [ROE / P/B]+29%+27%+34%
Card headline: avg of Forecast & Monthly+30%

Potential = annualised net profit / market cap (= ROE / P/B). 'Reported' is the last IFRS quarter annualised; 'Forecast' adjusts it for seasonality from the latest monthly RAS data (multiplier X = profit of the most recent months / profit of the quarter's months); 'Monthly ×12' annualises the latest RAS month. RAS = parent bank charter, IFRS = group; the bases differ, so the forecast is a momentum indicator.

PeriodNet interest income (YTD)
CBR Form 102
Non-interest result (YTD)
CBR Form 102
Pre-tax profit (YTD)
CBR Form 102
Net profit (YTD)
CBR Form 102
Total comprehensive income
CBR Form 102
Aug 202637.7 bln
-17.9% y/y · 3.8 bln mo +10.0%
-11.8 bln
-155.3% y/y · -597 mln mo -182.3%
25.9 bln
-37.3% y/y · 3.3 bln mo -1.0%
21.1 bln
-33.4% y/y · 3.2 bln mo +22.8%
20.8 bln
-34.3% y/y · 3.1 bln mo +18.2%
Jul 202633.9 bln
-20.2% y/y · 5.8 bln mo +53.3%
-11.2 bln
-154.0% y/y · -4.3 bln mo -1260.2%
22.7 bln
-40.4% y/y · 1.5 bln mo -57.3%
18.0 bln
-38.3% y/y · 1.4 bln mo -25.0%
17.8 bln
-38.9% y/y · 1.5 bln mo -19.7%
Jun 202628.1 bln
-27.4% y/y · 3.4 bln mo +10.5%
-6.9 bln
-68.1% y/y · -687 mln mo -63.3%
21.2 bln
-38.7% y/y · 2.7 bln mo +2.2%
16.6 bln
-39.2% y/y · 2.0 bln mo +17.4%
16.3 bln
-40.2% y/y · 1.6 bln mo -9.9%
May 202624.6 bln
-30.7% y/y · 4.0 bln mo -41.9%
-6.2 bln
-68.6% y/y · -1.4 bln mo -121.8%
18.5 bln
-42.2% y/y · 2.6 bln mo -58.5%
14.5 bln
-43.1% y/y · 1.9 bln mo -64.6%
14.7 bln
-42.3% y/y · 1.8 bln mo -66.8%
Apr 202620.6 bln
-28.0% y/y · 5.3 bln mo -23.2%
-4.8 bln
-57.3% y/y · -1.2 bln mo -1560.8%
15.8 bln
-38.1% y/y · 4.1 bln mo -39.9%
12.6 bln
-37.3% y/y · 3.0 bln mo -33.9%
12.9 bln
-35.8% y/y · 3.0 bln mo -33.7%
Mar 202615.3 bln
-29.6% y/y · 4.8 bln mo -34.2%
-3.6 bln
-20.9% y/y · -530 mln mo +40.0%
11.8 bln
-37.5% y/y · 4.3 bln mo -33.4%
9.6 bln
-38.3% y/y · 3.5 bln mo -34.1%
9.9 bln
-36.3% y/y · 3.8 bln mo -28.9%
Feb 202610.5 bln
-27.2% y/y · 5.3 bln mo -26.1%
-3.0 bln
-46.8% y/y · -2.1 bln mo -114.7%
7.5 bln
-39.6% y/y · 3.2 bln mo -48.5%
6.1 bln
-40.6% y/y · 2.4 bln mo -51.9%
6.1 bln
-40.3% y/y · 2.5 bln mo -50.3%
Jan 20265.2 bln
-28.2% y/y · 5.2 bln mo -28.2%
-937 mln
+14.1% y/y · -937 mln mo +14.1%
4.3 bln
-30.7% y/y · 4.3 bln mo -30.7%
3.6 bln
-29.4% y/y · 3.6 bln mo -29.4%
3.6 bln
-30.3% y/y · 3.6 bln mo -30.3%
Dec 202564.3 bln
-4.7% y/y · 3.6 bln mo
-12.0 bln
-360.5% y/y · -256 mln mo
52.2 bln
-19.4% y/y · 3.4 bln mo
39.7 bln
-24.6% y/y · 2.7 bln mo
39.7 bln
-24.0% y/y · 2.7 bln mo
Nov 202560.6 bln
5.9 bln mo
-11.8 bln
-4.0 bln mo
48.8 bln
1.9 bln mo
37.0 bln
1.2 bln mo
37.0 bln
1.2 bln mo
Oct 202554.7 bln
4.6 bln mo
-7.7 bln
-1.7 bln mo
46.9 bln
2.9 bln mo
35.9 bln
2.2 bln mo
35.8 bln
2.2 bln mo
Sep 202550.1 bln
4.2 bln mo
-6.1 bln
-1.5 bln mo
44.0 bln
2.7 bln mo
33.7 bln
2.0 bln mo
33.7 bln
1.9 bln mo

Capital adequacy ratios (CBR)

Bank of Russia form 0409135 · latest reporting date 01.09.2026 (August 2026) · not systemically important

Н1.019.83%headroom +10.33min. 9.50%
Н1.217.33%headroom +9.83min. 7.50%
Н1.117.33%headroom +11.33min. 6.00%
Н20.019.31%headroom +9.81group, 01.07.2026
group:
9.621.819.83%10.202509.2026ratio · dashed — minimum · bars — headroom
DateН1.0, % (headroom)Н1.2, % (headroom)Н1.1, % (headroom)Н20.0, % (headroom)Н20.2, % (headroom)Н20.1, % (headroom)Н2, %Н3, %Н4, %Status
01.09.202619.83 (+10.33)17.33 (+9.83)17.33 (+11.33)———105.5491.7133.04ok
01.08.202619.82 (+10.32)17.64 (+10.14)17.64 (+11.64)———98.03175.1935.50ok
01.07.202619.26 (+9.76)17.30 (+9.79)17.30 (+11.29)19.31 (+9.81)17.86 (+10.36)17.86 (+11.86)105.62105.1737.40ok
01.06.202620.54 (+11.04)18.57 (+11.07)18.57 (+12.57)———199.27243.0337.67ok
01.05.202622.31 (+12.81)20.16 (+12.66)20.16 (+14.16)———207.11296.2639.30ok
01.04.202621.96 (+12.46)19.66 (+12.16)19.66 (+13.66)22.19 (+12.69)20.16 (+12.66)20.16 (+14.16)171.10107.8040.09ok
01.03.202622.38 (+12.88)17.24 (+9.74)17.24 (+11.24)———275.70202.3039.38ok
01.02.202620.87 (+11.37)16.30 (+8.80)16.30 (+10.30)———140.64115.5638.07ok
01.01.202621.08 (+11.58)16.57 (+9.07)16.57 (+10.57)21.41 (+11.91)16.57 (+9.07)16.57 (+10.57)134.39180.9636.77ok
01.12.202521.28 (+12.28)16.94 (+9.94)16.94 (+11.44)———132.66107.0535.90ok
01.11.202521.22 (+12.22)16.86 (+9.86)16.86 (+11.36)———139.72322.6636.04ok
01.10.202521.46 (+12.46)17.29 (+10.29)17.29 (+11.79)21.68 (+12.68)17.29 (+10.29)17.29 (+11.79)115.46244.6334.53ok

CBR reporting dates are the 1st of the month, i.e. the previous month's close. Figures in brackets are headroom over the minimum incl. buffers; «r» marks a value taken from the bank's own release (clickable). N20.x are banking-group ratios, N2/N3/N4 are liquidity ratios, N27 is the NSTLR.

All banks, full history and liquidity ratios →

Quality / corporate governance

Potential discount −10% (factor 0.90)

This company's ranking potential is scaled down by a quality/governance factor from the signals below — de-prioritising 'cheap but problematic' names.

P/B — daily history

Current 0.52x · 3-year median 0.72x

P/B3-year median

P/E — daily history

Current 3.8x · 3-year median 3.3x

P/E3-year median

P/B is market cap ÷ equity of the latest reported quarter, P/E is ÷ profit of the last four quarters. EV/EBITDA is not computed for financials: EBITDA is not a meaningful line for them and their net debt is operating liquidity, not leverage.

Peer comparison

Group: Financial Services. Every peer trades on the same market, so no adjustment is needed.

CompanyMarketCap, $bnP/E
MTS BankRussia0.41.9x
MosgorlombardRussia0.02.2x
Bank VTBRussia15.22.8x
SovcombankRussia2.82.9x
SberbankRussia79.73.5x
DOM.RFRussia4.63.5x
ZaymerRussia0.23.7x
TBankRussia8.83.9x
CarMoneyRussia0.04.6x
EuroplanRussia1.010.6x
Credit Bank of MoscowRussia4.215.3x
Group median3.5x
Group average5.0x
This companyRussia1.43.8x

Group median 3.5x; this company 3.8x — a 7% premium.

Group average 5.0x; against the average this company is at a 24% discount. The average sits 41% above the median: Credit Bank of Moscow (15.3x) skews the group.

At the adjusted group median the market cap would be -6% versus today.

The gap and the implied upside are measured against the median: one richly priced peer moves an average, not a median. The market adjustment uses our coverage medians (US 28.1x, Russia 6.3x, South Africa 11.2x, Kazakhstan 9.2x, India 27.1x, Indonesia 7.3x); it is about where a name is listed, not what it does. Peer multiples come from the nightly rebuild of 2026-10-21; the company's own is live.

Dividend potential

High yield on falling profit

The forecast yield is high but full-year profit fell >20% — the payout rests on past earnings and is likely to be cut. Upside is suppressed to avoid flagging a yield trap as a buy.

1 · Forecast dividend (per policy)
Smoothed net profit (median YTD-ann./LTM/FY)33 bn RUB
Payout ratio42%
Recent actual dividend (3-yr median)45.62 ₽
= Forecast dividend per share45.62 ₽
2 · Fair yield (spread to key rate)
CBR key rate14.0%
Historical yield spread to rate (3-yr median)-2.5 pp
= Fair dividend yield (bank floor ≈ rate−3.5)11.5%
3 · Valuation → upside
Current price256 ₽
Forecast dividend yield17.8%
Fair price (dividend-based)412 ₽

Forecast, not investment advice. Earnings annualization and policy assumptions are estimates.

Three-year model and IRR withheld

The number is withheld — here is why

Historical check (7 observations): median profit miss 25.0 pp of revenue, within ±5 pp in 0% of cases, relative error 43% at bias 1.23x — poor on both scales, the model's number is withheld

The path below is computed and shown in full, so you can see what the model rests on and where it breaks. Only the headline price and upside are hidden — those are what we do not trust.

base — LTM на 2026-06-30 (H1)

Metric, RUB mlnLTM, actual
12m to 30.06.2026
2027
12m to 30.06
2028
12m to 30.06
2029
12m to 30.06
Assets1.35 trn1.46 trn1.58 trn1.71 trn
Asset growth—+8%+8%+8%
Return on assets2.19%2.69%3.10%3.56%
Opening equity218.4 bn218.4 bn241.4 bn270.1 bn
ROE13.6%18.0%20.3%22.5%
Net profit29.7 bn39.3 bn49.0 bn60.8 bn
Closing equity—241.4 bn270.1 bn305.6 bn
Equity to assets—16.5%17.1%17.9%
Dividend per share45.62 ₽37.18 ₽46.35 ₽57.46 ₽
Where the growth comes from
Revenue-growth sourceweightgrowth: yr 1 · 2 · 3
Realised pace (acceleration/deceleration)
LTM YoY -0%; acceleration -18.4pp
LTM г/г по отчётности		100%-3% · +1% · +4%
Model assumptions
Exit multipleP/B 0.62x (0.49x…0.90x)
Partial re-rating: the mean of today's P/B 0.51 and the three-year median 0.72. For banks this base is measurably better — on our daily series (14 names, 5,163 observations) the median three-year error is 0.42 against 0.45 for today's multiple and 0.50 for the median alone, and the odds of ending above today's are 48%. Full re-rating to 0.90 is the bull case
Key rate by year13.2% · 9.8% · 8.1% (averaged over the 12 months to each model year end, not over the calendar year)
Cost inflation6.2% · 5.6% · 5.3%
Dividend policy42% of net profit
Current CPI (actual)6.3%, на 2026-09-30
Governancequality multiplier 0.90 — flags: no_cash_flow; no discount to the exit multiple — it is the market's own and already prices this risk
Forecast accuracy measured on history
Historical forecast checkobsmedian errorbias±20%
Net profit743%1.23x0%

The model is anchored at each past reporting date with only the data available then, and its one-year-ahead forecast is compared with the actual. Rates and inflation are actuals, so this checks the operating forecast, not macro guessing.

Independent one-year estimates: eninvs Company_Forecast — 325 ₽; eninvs DividendPrediction — 137 ₽; Frontier див-модель — 410 ₽. Ours on the same horizon — 339 ₽

Checks and caveats
  • ✗ Historical check (7 observations): median profit miss 25.0 pp of revenue, within ±5 pp in 0% of cases, relative error 43% at bias 1.23x — poor on both scales, the model's number is withheld
  • ⚠ Growth rests on a single source (momentum)
  • ⚠ The miss is one-sided and in the dangerous direction: across 7 measurements the median profit forecast came to 1.23 of actual — the model consistently OVERSTATES this name. The IRR here is more a ceiling than a floor
  • ⚠ The reporting-period series needed repair: 1 rows discarded as incompatible with the cumulative convention (years 2018). The database carries quarters labelled as halves and nine-month periods; LTM and year-on-year growth computed on those are wrong, so they are dropped
  • ⚠ The forecast cash flow cannot be checked against the statement: the group holds a bank or fintech, so client money inflows land in operating cash flow — Ozon's 'actual' comes to +216bn where the formula gives minus 42. No conversion correction is applied here
  • ✓ Year-3 ROE 23%
  • ✓ Three-year dividends — 55% of the current price
  • ✓ IRR +34%
  • ✓ Profit runs off assets rather than retained earnings; the capital cushion covers the whole horizon
  • ✓ Base is fresh: report 4 months old
  • ✓ Governance: quality multiplier 0.90 (flags: no_cash_flow). No discount is applied to the exit multiple — it is the name's own market multiple and the market already prices this risk in
  • ✓ One-year value agrees with an independent estimate: eninvs Company_Forecast (1.04x). Compared with: eninvs Company_Forecast, eninvs DividendPrediction, Frontier див-модель
  • Profit runs off assets (RoA 2.19%), not retained earnings; asset growth from собственная история активов, медиана 3 темпов (+8%, +15%, +8%). Growth is capped by leverage: equity/assets stays above 11.2%, the bank's own historical minimum.

A forecast, not investment advice. Related-market prices are held at today's level, so the model answers what the business earns and is worth if markets stay here — it does not predict prices.

Dividend history

Paid, trailing 12-mo: 45.62 RUB/sh · 17.8%

Pay yearDividend /sh
202645.62 ₽
202546.33 ₽
202450.63 ₽
202340.24 ₽
202211.81 ₽
20214.56 ₽
20203.33 ₽
20193.71 ₽
Payments by period
PeriodLast day to buy/sh
2026 q42026-10-0219.39 ₽
2026 q22026-05-1126.23 ₽
2025 q42025-10-0316.61 ₽
2025 q22025-05-0229.72 ₽
2024 q32024-09-2727.26 ₽
2024 q22024-05-0323.37 ₽
2023 q42023-10-0619.08 ₽
2023 q22023-05-0821.16 ₽
2022 q32022-08-2511.81 ₽
2021 q22021-06-034.56 ₽

Dividends

No dividend rows found for this issuer.

Investment-community mentions

Substantive mentions last 7 days: 1 (1 positive), last 30 days: 9 (5 positive, 2 negative) across tracked channels, broker research and shows. 16 passing mentions (digests, calendars) hidden.

Sources: Telegram channels (bloggers — blue chip, broker research — green), YouTube shows via transcripts (orange). Tone (▲/▼) is an automatic assessment in the stock's context. Quotes are fragmentary; authors' views are not our recommendations.

Corporate events

16.10.26Filing★ Финансовые результаты деятельности эмитента (компаний группы эмитента) (прогнозные, предварительные, фактические)
Банк 'Санкт-Петербург' отчитался о финансовых результатах за сентябрь 2026 года, с чистой прибылью 24,3 млрд руб. (-27,8% к 9М 2025). Утверждены промежуточные дивиденды в размере 8,2 млрд руб., что составит 50% чистой прибыли за 1 полугодие 2026 года.
14.10.26Filing★ ▲ Погашение акций
ПАО 'Банк Санкт-Петербург' погасит 6,25 млн. обыкновенных акций 13 октября 2026 года на основании решения Общего собрания акционеров. Погашенные акции имеют международный код ISIN RU0009100945.
25.09.26AGM / Board★ ▲ Решения общих собраний участников (акционеров)
На внеочередном общем собрании акционеров ПАО «Банк «Санкт-Петербург» принято решение о выплате дивидендов за полугодие 2026 года в размере 19,17 руб. на обыкновенную акцию и 0,22 руб. на привилегированную акцию. Также одобрено уменьшение уставного капитала на 6,25 млн. руб. путем погашения 6 250 810 обыкновенных акций.
21.08.26Material event★ ▼ События (действия), оказывающие, по мнению эмитента, существенное влияние на стоимость или котировки его ценных бумаг
Наблюдательный совет ПАО 'Банк 'Санкт-Петербург' рекомендовал направить 50% чистой прибыли за 1 полугодие 2026 года на дивиденды, что составит 8,2 млрд руб. Дивиденды на 1 обыкновенную акцию составят 19,17 руб., на 1 привилегированную акцию - 0,22 руб.
21.08.26Filing★ ▲ Созыв общего собрания участников (акционеров)
ПАО 'Банк 'Санкт-Петербург' созывает внеочередное общее собрание акционеров на 24.09.2026, где будет обсуждаться выплата дивидендов по результатам полугодия 2026 года, а также уменьшение уставного капитала. Дата определения лиц, имеющих право на участие, - 31.08.2026.
21.08.26AGM / Board★ ▲ Решения совета директоров (наблюдательного совета)
На заседании Наблюдательного совета ПАО «Банк «Санкт-Петербург» было принято решение о выплате дивидендов по результатам полугодия 2026 года: 19,17 руб. на обыкновенную акцию и 0,22 руб. на привилегированную. Дата, на которую определяются лица, имеющие право на получение дивидендов, установлена на 5 октября 2026 года.
20.08.26Filing★ ▲ Проведение заседания совета директоров (наблюдательного совета) и его повестка дня
20 августа 2026 года состоится заседание Наблюдательного совета ПАО «Банк «Санкт-Петербург», на котором будут обсуждаться финансовые результаты за II квартал и 6 месяцев 2026 года, рекомендации по выплате дивидендов, а также результаты корпоративного и розничного бизнеса. Также будет рассмотрен вопрос о приостановлении выплаты дивидендов для акционеров, не предоставивших актуальную информацию.
11.06.26Buyback★ ▲ Приобретение эмитентом собственных голосующих акций (долей) или депозитарных расписок на акции эмитента
ПАО 'Банк 'Санкт-Петербург' приобрел 8,999 тыс. голосующих акций, увеличив свою долю до 15,251 тыс. акций. Приобретение произошло на основании решения Наблюдательного совета и зарегистрировано 10 июня 2026 года.

Source: e-disclosure material filings over the last 180 days; ★ — flagged important by the classifier; summaries are automatic.

Reporting forms detected in loaded periods: ✓ ✓ — (Balance sheet / Profit or loss (P&L) / Cash flows)

Financial results, valuation multiples (P/E, P/B), profitability and dividend yield of Bank Sankt-Peterburg (BSPB) — from primary filings.

Frequently asked questions

What is Bank Sankt-Peterburg (BSPB)'s P/E ratio?
Bank Sankt-Peterburg (BSPB) trades at a P/E of 3.8x (price to trailing 12-month earnings).
What is Bank Sankt-Peterburg (BSPB)'s P/B ratio?
Bank Sankt-Peterburg (BSPB) trades at a P/B of 0.5x.
What is Bank Sankt-Peterburg (BSPB)'s dividend yield?
Bank Sankt-Peterburg (BSPB)'s trailing 12-month dividend yield is 17.9%.
What is Bank Sankt-Peterburg (BSPB)'s return on equity (ROE)?
Bank Sankt-Peterburg (BSPB)'s ROE is 10.0%.
What is Bank Sankt-Peterburg (BSPB)'s market capitalization?
Bank Sankt-Peterburg (BSPB)'s market cap is 112.4 bn RUB.

See also: The Cheapest Bank Stocks in the World (2026): Where Global Banks Trade Below Book · The Cheapest Stocks in the World (2026): What Value Investing Says About Buying Cheap · global valuation map