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TBank RUB

Update

Re-runs extraction for each period with period-end year from max(2023, current year − 2) through the current year, oldest first (up to three reporting years). This can take a long time.

Sector: Financial Services

RU_T

Price chart

291.2 RUBDay -2.03%

Key metrics

Market

Price
291.2 RUB · -2.03%
Market cap
781.2 bn RUB

Growth

Δ NII y/y
29.9%
Δ net profit y/y
4.5%

Multiples

P/E (LTM)
4.0x
3y avg: 7.1x
P/B (FY)
1.1x
3y avg: 1.9x
P/E (ann.)
5.6x

Returns

Dividend yield
5.8%
ROE (annualized)
20.0%
ROI (ROE ÷ P/B)
17.5%

Liquidity

Daily turnover (MOEX)
2.5 bln RUB

Shares: connector/market_inputs

Amounts: USD (converted) · As reported
Converted modes use NBK / ECB-linked rates: balance sheet date for BS items, period average for P&L and cash flow (see filing row evidence). As reported keeps each row in its filing currency.

🔍 Sanity check — subtotal consistency (Level-1 + Level-2) OK: 1 / Warn: 3 / Err: 12 / Autofix applied: 1
Port of PHP subtotal-total + sign-flip detection logic
PeriodIssues
2023-03-31 Q1Warn 4
2023-06-30 Q2Errors 2
2023-09-30 Q3Errors 1
2023-12-31 FYOK
2023-12-31 Q4Warn 1
2024-03-31 Q1Errors 3Warn 3
2024-06-30 Q2Errors 1Warn 1
2024-09-30 Q3Errors 1Warn 2
2024-12-31 FYErrors 1Warn 2
2024-12-31 Q4Warn 4
2025-03-31 Q1Errors 3Warn 2
2025-06-30 Q2Errors 1Warn 1
2025-09-30 Q3Errors 1Warn 1
2025-12-31 FYErrors 2Warn 2
2025-12-31 Q4Errors 1Warn 1
2026-03-31 Q1Errors 2Warn 1Autofix 1
All checks pass · Has warnings (review) · Has errors (needs fix) · ✓* Autofix applied (see evidence)

Financial dynamics

Monetary columns are in B RUB, one decimal; scale (K/M/B/T) keeps values readable. For the period (default) shows P&L and cash flow for that row’s reporting window: quarterly amounts when the feed uses quarter-duration facts (typical US 10-Q revenue and income), quarterly cash flows after stripping YTD where only cumulative tags exist, and an implied Q4 on 31 Dec FY rows (P&L: FY minus Q1–Q3; operating / investing cash flow: FY 12m minus 9M YTD to 30 Sep when sourced from SEC builder evidence) so they match 10-Q scale. Some issuers still use cumulative YTD minus the prior row in the same calendar year. As reported shows values stored on each row (e.g. full-year on FY). Balance sheet is always as reported. Source JSON may use millions etc.; conversion uses amounts_unit per row.

DatePeriodStatusNet interest incomeB RUBNet profitB RUBAssetsB RUBEquityB RUBROE (annualized)Source
2026-03-31Q1 2026 (3M)OK149.1
y/y 29.9%
35.0
y/y 4.5%
5933.2
y/y 25.4%
719.7
y/y 27.2%
20.0%Report (PDF)
2025-12-31FY 2025 (12M)OK151.3
y/y 21.0%
72.0
y/y 86.1%
6083.9
y/y 18.9%
683.6
y/y 31.5%
29.2%Report (PDF)
2025-09-30Q3 2025 (3M)OK130.7
y/y 26.1%
40.1
y/y 6.2%
5700.4
y/y 14.8%
633.7
y/y 26.5%
8.6%Report (PDF)
2025-06-30Q2 2025 (3M)OK123.3
y/y 58.6%
46.7
y/y 99.4%
5326.5
y/y 84.7%
612.6
y/y 107.2%
31.7%Report (PDF)
2025-03-31Q1 2025 (3M)OK114.8
y/y 56.8%
33.5
y/y 50.3%
4731.5
y/y 94.1%
565.7
y/y 103.0%
24.7%Report (PDF)
2024-12-31FY 2024 (12M)OK125.0
y/y 37.7%
38.7
y/y 14.4%
5118.0
y/y 125.5%
519.9
y/y 83.3%
24.0%Report (PDF)
2024-09-30Q3 2024 (3M)OK103.7
y/y 67.7%
37.8
y/y 59.9%
4967.5
y/y
500.9
y/y
12.7%Report (PDF)
2024-06-30Q2 2024 (3M)OK77.7
y/y 152.2%
23.4
y/y 224.9%
2883.5
y/y
295.6
y/y
32.7%Report (PDF)
2024-03-31Q1 2024 (3M)OK73.2
y/y 56.1%
22.3
y/y 37.3%
2437.9
y/y
278.7
y/y
31.7%Report (PDF)
2023-12-31FY 2023 (12M)OK90.8
y/y
33.8
y/y
2269.8
y/y
283.6
y/y
Report (PDF)
2023-09-30Q3 2023 (3M)OK61.8
y/y
23.6
y/y
y/y
y/y
Report (PDF)
2023-06-30Q2 2023 (3M)OK30.8
y/y
7.2
y/y
y/y
y/y
Link
2023-03-31Q1 2023 (3M)OK46.9
y/y
16.2
y/y
y/y
y/y
Link
Data quality No obvious scale, balance-sheet, or cash-flow sanity issues in the displayed periods.

Monthly operating statistics (RAS, bank charter)

Net profit and operating metrics for the parent credit organisation, from CBR Form 102 — published monthly, typically 25–30 days after month-end. Not directly comparable to consolidated IFRS (bank charter ≠ group). source: CBR

PeriodNet interest income (YTD)Net operating result (YTD)Pre-tax profit (YTD)Net profit (YTD)Total comprehensive income
Apr 2026 YTD113.8 bln
+123.4% y/y
-38.0 bln
-1.6% y/y
75.9 bln
+513.5% y/y
57.7 bln
+560.1% y/y
58.6 bln
+321.6% y/y
↳ Apr 2026 mo36.0 bln
+171.7% y/y
-21.4 bln
+149.2% y/y
14.6 bln
+213.2% y/y
7.3 bln
+215.7% y/y
9.1 bln
-1009.7% y/y
Mar 2026 YTD77.9 bln
+106.5% y/y
-16.6 bln
-44.7% y/y
61.3 bln
+694.5% y/y
50.4 bln
+684.1% y/y
49.6 bln
+232.7% y/y
↳ Mar 2026 mo25.6 bln
+70.2% y/y
-4.5 bln
-57.0% y/y
21.1 bln
+360.7% y/y
17.3 bln
+340.3% y/y
17.5 bln
+493.4% y/y
Feb 2026 YTD52.3 bln
+130.6% y/y
-12.1 bln
-38.2% y/y
40.2 bln
+1182.9% y/y
33.1 bln
+1222.8% y/y
32.1 bln
+168.6% y/y
↳ Feb 2026 mo25.9 bln
+130.8% y/y
-8.3 bln
-7.7% y/y
17.7 bln
+677.5% y/y
13.8 bln
+737.8% y/y
13.1 bln
+36.1% y/y
Jan 2026 YTD26.3 bln
+130.4% y/y
-3.8 bln
-64.0% y/y
22.5 bln
+2517.6% y/y
19.4 bln
+2148.9% y/y
19.0 bln
+724.2% y/y
↳ Jan 2026 mo26.3 bln
+130.4% y/y
-3.8 bln
-64.0% y/y
22.5 bln
+2517.6% y/y
19.4 bln
+2148.9% y/y
19.0 bln
+724.2% y/y
Dec 2025 YTD221.1 bln
+25.6% y/y
-87.1 bln
-15.2% y/y
134.0 bln
+82.8% y/y
112.1 bln
+84.7% y/y
121.7 bln
+129.3% y/y
↳ Dec 2025 mo28.8 bln-639 mln28.1 bln24.2 bln26.8 bln
Nov 2025 YTD192.3 bln-86.5 bln105.9 bln87.9 bln94.9 bln
↳ Nov 2025 mo26.7 bln-2.5 bln24.2 bln20.3 bln19.4 bln
Oct 2025 YTD165.6 bln-83.9 bln81.7 bln67.6 bln75.6 bln
↳ Oct 2025 mo29.1 bln-3.1 bln26.0 bln19.5 bln19.6 bln
Sep 2025 YTD136.5 bln-80.8 bln55.6 bln48.1 bln56.0 bln
↳ Sep 2025 mo21.5 bln-4.6 bln16.9 bln14.9 bln13.8 bln
Aug 2025 YTD115.0 bln-76.3 bln38.7 bln33.3 bln42.2 bln
↳ Aug 2025 mo16.0 bln-6.2 bln9.9 bln7.7 bln7.4 bln
Jul 2025 YTD99.0 bln-70.1 bln28.9 bln25.5 bln34.8 bln
↳ Jul 2025 mo19.2 bln-10.2 bln9.0 bln12.8 bln12.8 bln
Jun 2025 YTD79.8 bln-59.9 bln19.9 bln12.8 bln22.0 bln
↳ Jun 2025 mo15.4 bln-10.7 bln4.7 bln3.9 bln7.0 bln
May 2025 YTD64.4 bln-49.2 bln15.2 bln8.9 bln15.0 bln
↳ May 2025 mo13.4 bln-10.6 bln2.8 bln171 mln1.1 bln

Dividends

No dividend rows found for this issuer.

Investor reporting (IR): https://www.e-disclosure.ru/portal/files.aspx?id=39055

Reporting forms detected in loaded periods: (Balance sheet / Profit or loss (P&L) / Cash flows)